What are you paying For Insurance on your RX-8???
You did that completly wrong. You only found the monthly payments for my father and did not include me as the secondary.
Me as Primary Driver = $328/month = $3600 a yr(after 10%-15% upfront) <--- This is what I currently pay by myself(give or take)
This is what you forgot.
My Dad as Primary = $1450
Me as Secondary = $1900
1450 + 1900 = $3350 a year(no down since my dad is primary) = $335 a month (only 10 months of payments)
I could have saved $300 if I did it with my father as primary, but $300 is nothing and would rather just put it under my name.
Me as Primary Driver = $328/month = $3600 a yr(after 10%-15% upfront) <--- This is what I currently pay by myself(give or take)
This is what you forgot.
My Dad as Primary = $1450
Me as Secondary = $1900
1450 + 1900 = $3350 a year(no down since my dad is primary) = $335 a month (only 10 months of payments)
I could have saved $300 if I did it with my father as primary, but $300 is nothing and would rather just put it under my name.
Getting killed right now @ $3k/yr (more than my payment).. 23, two moving violations, no accidents.
And to make things worse, got a ticket 3 weeks after getting the 8, which hasn't posted yet but will screw me up this fall.
And to make things worse, got a ticket 3 weeks after getting the 8, which hasn't posted yet but will screw me up this fall.
Registered
Joined: Jul 2008
Posts: 97
Likes: 0
From: Montreal, QC, Canada
Currently paying 1850$ canadian / year for insurance on my RX8 with Wawanesa. I have 2 vehicles on my policy. It used to be 2000$ back when I only had the RX8.
One speeding ticket (25km/h over limit so about 15mph), 20 yr old.
One company quoted me 6000$ last summer (when I got the car).
Good thing I looked around!! saved 4000$
One speeding ticket (25km/h over limit so about 15mph), 20 yr old.
One company quoted me 6000$ last summer (when I got the car).
Good thing I looked around!! saved 4000$
Zoom Zoom
Joined: Dec 2008
Posts: 118
Likes: 0
From: Arkansas
I am currently paying right over $100 a month for insurance.
I am 18 and luckily my parents let me sign up under them and just make me pay the $100 a month. Full coverage. I'm lucky I guess.
I've never had a ticket and I make good grades though .... That might help
$500 Deductible
I am 18 and luckily my parents let me sign up under them and just make me pay the $100 a month. Full coverage. I'm lucky I guess.
I've never had a ticket and I make good grades though .... That might help
$500 Deductible
Currently paying $98.85 a month with a $250 deductible....I'm 23 years old with a clean driving record and I also took the defensive driving course which brought down my insurance big time....
10,000 Revs in the Air!
Joined: Jan 2008
Posts: 233
Likes: 0
From: Tipperary, Ireland
You guys think that's bad? This is what it's like in Ireland::::
JDM import has higher insurance than EUDM for some unknown reason so:
€2500 last year, was 22 y/o with clean license for 3 years.
€2000 this year, 23 y/o with clean license.
€more next year as I have acquired 4 points in the last month for speeding
(The car turned into an RX-Late for work because it wouldn't start!!)
Before settling on that first quote of €2500 I had quotes of up to €5000 due to it being an RX-8. Some companies wouldn't even quote me!
JDM import has higher insurance than EUDM for some unknown reason so:
€2500 last year, was 22 y/o with clean license for 3 years.
€2000 this year, 23 y/o with clean license.
€more next year as I have acquired 4 points in the last month for speeding
(The car turned into an RX-Late for work because it wouldn't start!!)Before settling on that first quote of €2500 I had quotes of up to €5000 due to it being an RX-8. Some companies wouldn't even quote me!
Last edited by EinHeisserSchrei; Apr 7, 2009 at 10:36 AM.
Xboxgametag:Chafed Banana
Joined: Mar 2008
Posts: 137
Likes: 0
From: Chicago, IL.
$178/mo. 30 years old, single and have been with state farm for 10 years. i've totaled 2 cars in the last year costing them over $40,000 for cars plus $5000 in hospital. i got 10 moving violations recently in about the last year, have had just enough of them put on hold for court supervision so i could keep a regular license.
Registered
Joined: Sep 2008
Posts: 921
Likes: 0
$178/mo. 30 years old, single and have been with state farm for 10 years. i've totaled 2 cars in the last year costing them over $40,000 for cars plus $5000 in hospital. i got 10 moving violations recently in about the last year, have had just enough of them put on hold for court supervision so i could keep a regular license.
Xboxgametag:Chafed Banana
Joined: Mar 2008
Posts: 137
Likes: 0
From: Chicago, IL.
I use to pay 503 a month with statefarm (posted on page 4)
I switched to progressive and now im paying 2,525.00/6 months which is now 420.99/month
I just did the defensive driving course so im going to get another 10% off which is 2272.5/6 months
Then ill be paying about 378.75 a month.
If im ticket and accident free for the next 6 months it will go to about 340 or so....I got 1 accident and im in NYC -- 22 yo.
I switched to progressive and now im paying 2,525.00/6 months which is now 420.99/month
I just did the defensive driving course so im going to get another 10% off which is 2272.5/6 months
Then ill be paying about 378.75 a month.
If im ticket and accident free for the next 6 months it will go to about 340 or so....I got 1 accident and im in NYC -- 22 yo.
Registered
Joined: May 2009
Posts: 144
Likes: 0
From: Los Angeles
Age: 18 - Fail
Location: L.A. - Fail
Car: 2007 - Fail
Liability - Win?
The sum of all these is that with the RX-8 listed under my dad's name, but with him, my mom, and I posted as operators is a premium of $1600/yr. Which is absolutely ridiculous, considering my '67 Squareback costs $184/yr..
Between the insurance and the terrible fuel economy, I don't know what's worse financially about stepping up from an aircooled Volkswagen? Everything else is just wonderful, though!
Location: L.A. - Fail
Car: 2007 - Fail
Liability - Win?
The sum of all these is that with the RX-8 listed under my dad's name, but with him, my mom, and I posted as operators is a premium of $1600/yr. Which is absolutely ridiculous, considering my '67 Squareback costs $184/yr..
Between the insurance and the terrible fuel economy, I don't know what's worse financially about stepping up from an aircooled Volkswagen? Everything else is just wonderful, though!
Registered
Joined: Jan 2007
Posts: 142
Likes: 0
From: Mason City Iowa
Just over $800/yr for full coverage with upgraded bodily injury (500K) and property damage (100K) through State farm. Should go down next year quite a bit since I qualify for low milage use.
39 yr old, single male with nothing on my record except rolling my jeep in an ice storm (which they don't count against me).
39 yr old, single male with nothing on my record except rolling my jeep in an ice storm (which they don't count against me).
Registered
Joined: Jun 2009
Posts: 42
Likes: 0
From: Houston
$646 total for six months on new '09 with 1k collision deductible from State Farm. Liability 100k/300k/50k $232. Personal injury 5k $46. Damage to auto other than collision ($500 deductible) $103. The collision deductible part was $183. Uninsured Motorist $58 + $24 prop damage.
Last edited by Easy Driver; Jun 23, 2009 at 02:48 PM.
What's a Rotary?
Joined: Jul 2007
Posts: 82
Likes: 0
From: Indiana Pretty Much Sucks
I'm paying $148 and month for an 04 with 42k and a 87 accord in Indiana, 2 speeding tickes. Check out State Farm guys. I fell like im getting a deal 
O yea full coverage on the 8 plpd on the honda
O yea full coverage on the 8 plpd on the honda
EDIT: I pay $135/mo but I am under my parents insurance. 23 years old, one accident 6 years ago. The only way I get away with being under their name is I share my dads name and since I bought this house when they moved to Chicago, the insurance company thinks he still owns it thus I am under their roof. Haha.
Well so far what I've noticed is that NYC insurence is horrible!! I'm paying 7,200 a year for insurence under my dad. 20 years old, 2005 grandtouring.no tickets accidents or anything. I need some serious advice!
