What are you paying For Insurance on your RX-8??? - Page 5 - RX8Club.com



Purchasing, Financing, & Insurance Talk about dealerships, your order status, delivery experience, ordering options, financing/leasing, insurance deals, etc.

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Old 04-03-2009, 11:25 AM   #101  
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Quote:
Originally Posted by jmc23200 View Post
You did that completly wrong. You only found the monthly payments for my father and did not include me as the secondary.

Me as Primary Driver = $328/month = $3600 a yr(after 10%-15% upfront) <--- This is what I currently pay by myself(give or take)




This is what you forgot.

My Dad as Primary = $1450
Me as Secondary = $1900

1450 + 1900 = $3350 a year(no down since my dad is primary) = $335 a month (only 10 months of payments)

I could have saved $300 if I did it with my father as primary, but $300 is nothing and would rather just put it under my name.
Gotcha!!! I was a bit confused.. well good call chief I'm sure it'll go down after a year if you stay away from the lawman
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Old 04-05-2009, 11:22 AM   #102  
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Getting killed right now @ $3k/yr (more than my payment).. 23, two moving violations, no accidents.

And to make things worse, got a ticket 3 weeks after getting the 8, which hasn't posted yet but will screw me up this fall.
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Old 04-05-2009, 11:50 AM   #103  
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Currently paying 1850$ canadian / year for insurance on my RX8 with Wawanesa. I have 2 vehicles on my policy. It used to be 2000$ back when I only had the RX8.

One speeding ticket (25km/h over limit so about 15mph), 20 yr old.

One company quoted me 6000$ last summer (when I got the car).
Good thing I looked around!! saved 4000$
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Old 04-07-2009, 09:11 AM   #104  
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I am currently paying right over $100 a month for insurance.
I am 18 and luckily my parents let me sign up under them and just make me pay the $100 a month. Full coverage. I'm lucky I guess.
I've never had a ticket and I make good grades though .... That might help
$500 Deductible
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Old 04-07-2009, 09:20 AM   #105  
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Currently paying $98.85 a month with a $250 deductible....I'm 23 years old with a clean driving record and I also took the defensive driving course which brought down my insurance big time....
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Old 04-07-2009, 10:34 AM   #106  
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You guys think that's bad? This is what it's like in Ireland::::

JDM import has higher insurance than EUDM for some unknown reason so:

€2500 last year, was 22 y/o with clean license for 3 years.

€2000 this year, 23 y/o with clean license.

€more next year as I have acquired 4 points in the last month for speeding (The car turned into an RX-Late for work because it wouldn't start!!)

Before settling on that first quote of €2500 I had quotes of up to €5000 due to it being an RX-8. Some companies wouldn't even quote me!

Last edited by EinHeisserSchrei; 04-07-2009 at 10:36 AM.
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Old 04-12-2009, 05:36 PM   #107  
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At the moment i am paying 1200/6mo so $2400 a year but they just offered me a "driving log" that will lower my payments to $178 a mo so around $2100/yr with statefarm
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Old 05-05-2009, 08:59 AM   #108  
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$178/mo. 30 years old, single and have been with state farm for 10 years. i've totaled 2 cars in the last year costing them over $40,000 for cars plus $5000 in hospital. i got 10 moving violations recently in about the last year, have had just enough of them put on hold for court supervision so i could keep a regular license.
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Old 05-05-2009, 09:08 AM   #109  
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Originally Posted by JOLIET WANKEL View Post
$178/mo. 30 years old, single and have been with state farm for 10 years. i've totaled 2 cars in the last year costing them over $40,000 for cars plus $5000 in hospital. i got 10 moving violations recently in about the last year, have had just enough of them put on hold for court supervision so i could keep a regular license.
LOLOLOL speed much. Or was more like oui lol.
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Old 05-11-2009, 03:24 PM   #110  
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$1200/year, 16 years old, 1 ticket (yet to go to court)

But that's for my '95 Honda accord...it will probably go up once i buy an 8
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Old 05-11-2009, 10:38 PM   #111  
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$1200/year, 16 years old, 1 ticket (yet to go to court)

But that's for my '95 Honda accord...it will probably go up once i buy an 8
i would count on it dude.
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Old 05-24-2009, 11:47 PM   #112  
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I'm 21. First car and I'm the only one on the insurance. 04 with 40,000. Military also. I'm paying 129 a month for full coverage and low deductible in Cali.
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Old 05-25-2009, 04:20 AM   #113  
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Full coverage + low deductible + living in the city = 2k a year.
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Old 05-25-2009, 04:53 AM   #114  
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An arm and a leg, it's becoming a bit hard to find good ones to take off from people lately though..
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Old 05-25-2009, 02:14 PM   #115  
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I'm 23, no traffic violations in over 3 years. I'm paying $2160/year for full coverage on my 7 and 8.
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Old 05-25-2009, 02:39 PM   #116  
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I use to pay 503 a month with statefarm (posted on page 4)

I switched to progressive and now im paying 2,525.00/6 months which is now 420.99/month
I just did the defensive driving course so im going to get another 10% off which is 2272.5/6 months

Then ill be paying about 378.75 a month.
If im ticket and accident free for the next 6 months it will go to about 340 or so....I got 1 accident and im in NYC -- 22 yo.
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Old 06-16-2009, 04:00 AM   #117  
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Age: 18 - Fail
Location: L.A. - Fail
Car: 2007 - Fail
Liability - Win?

The sum of all these is that with the RX-8 listed under my dad's name, but with him, my mom, and I posted as operators is a premium of $1600/yr. Which is absolutely ridiculous, considering my '67 Squareback costs $184/yr..

Between the insurance and the terrible fuel economy, I don't know what's worse financially about stepping up from an aircooled Volkswagen? Everything else is just wonderful, though!
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Old 06-16-2009, 09:25 AM   #118  
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Just over $800/yr for full coverage with upgraded bodily injury (500K) and property damage (100K) through State farm. Should go down next year quite a bit since I qualify for low milage use.

39 yr old, single male with nothing on my record except rolling my jeep in an ice storm (which they don't count against me).
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Old 06-23-2009, 02:45 PM   #119  
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$646 total for six months on new '09 with 1k collision deductible from State Farm. Liability 100k/300k/50k $232. Personal injury 5k $46. Damage to auto other than collision ($500 deductible) $103. The collision deductible part was $183. Uninsured Motorist $58 + $24 prop damage.

Last edited by Easy Driver; 06-23-2009 at 02:48 PM.
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Old 06-24-2009, 02:31 PM   #120  
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Currently a paying little over $120 a month.

I'm also singed up underneath my parents name with full coverage.

18 years old with a clean record.

Geico.
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Old 06-24-2009, 03:36 PM   #121  
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I'm paying $148 and month for an 04 with 42k and a 87 accord in Indiana, 2 speeding tickes. Check out State Farm guys. I fell like im getting a deal O yea full coverage on the 8 plpd on the honda
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Old 06-27-2009, 02:14 PM   #122  
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Quote:
Originally Posted by Renesis07 View Post
800 for 6 months, jumped to 1400 for 6 months after I recieved my first speeding ticket over the summer for 14 over.

Im 20
Did you not have the chance to pay double the fine to get it marked as a non-moving violation? Lord knows how many times I've had to do that (6 speeding tickets and 0 have ever gotten to the ears of my insurance company for this reason!)

EDIT: I pay $135/mo but I am under my parents insurance. 23 years old, one accident 6 years ago. The only way I get away with being under their name is I share my dads name and since I bought this house when they moved to Chicago, the insurance company thinks he still owns it thus I am under their roof. Haha.
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Old 07-04-2009, 06:34 PM   #123  
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Well so far what I've noticed is that NYC insurence is horrible!! I'm paying 7,200 a year for insurence under my dad. 20 years old, 2005 grandtouring.no tickets accidents or anything. I need some serious advice!
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Old 07-04-2009, 07:11 PM   #124  
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about 800/6mo 21yo 04 tigrey 80k miles about 16 tickets on my record still low coz my agent works out a asystem where it stays locked every year at the same price as last year
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Old 07-04-2009, 07:12 PM   #125  
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^ oh and 7 totalled cars on my record but only one my falt
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