Spinbreakz

I should start a sticky thats a DIY "how to plan an event"

d j

did anybody buy tickets for the banquet?

Friendlydacat

Dude! Google earth rocks! I found the actual house on Del Amo Blvd.

Spinbreakz

Hey all, just got a speeding ticket this morning, funny thing is, i knew it was coming sometime this week. Damn it im such a dumb ***! 71 in a 40 Anyone know a good insurance company? I still need to switch insurance companies from MN and what better day than to do it now.

dontfeedthenerd

Dude, where'd you get ticketed? I warned your *** about Mowry.

State Farm.

8183660359 Her name is Mei (pronounced May) tell her Leo sent you.

8rotor8

iTrader: (2)

Progressive was cheapest for me. Get a radar detector that goes off all the time like mine, it'll make you paranoid to the point where you won't speed. :D

Anyone want to pick me up at the Firestone in Fremont, Saturday morning? I'm getting my brakes changed and turning the rotors.

dontfeedthenerd

You down for breakfast again?

Hopefully this time my shifter won't break when I try to get a haircut

Spinbreakz

Over on fremont/cushing and bayside pkwy. A block away from my work!!! I KNEW i should have taken the damn highway and be late sitting in traffic. Im soooo pissed right now. 1 point the officer said on my insurance. I will be going to court to get the fee dropped. But i need to get my new CA insurance today! Before the ticket shows on my record. Im sooooooooooo stressed out, which is typical for me. But damn it!!!!! I just dont want to be paying over 150 a month for insurance!!! Can anyone please advise?

laythor

first, take a deep breath

second.. it doesn't matter when the ticket shows up, you have to pay for it for 3 years on your insurance. if your insurance finds out about it after you sign the policy (and they will), your rates will be adjusted to account for the ticket. I'm not saying to admit to the ticket, just be prepared for the adjustment in the next few months. If you go to traffic school you'll have zero points. If you go to court there's a chance the judge will let you go to traffic school, but he doesnt have to... so you could end up having to pay for the point, pay for the courts time, and pay for the ticket.

third.. geico and progressive can be done quickly online
i like aaa for it's comp coverage and i have it rolled up with my home and rental policies so it's pretty cheap

fourth.. when you go to court tell the judge the officer said he'd let you off if you'd consent to a cavity search in a nearby hotel. Ask the judge what that means.

Spinbreakz

LOL, i wonder if that would work?

Spinbreakz

David, whats your coverage?

8rotor8

iTrader: (2)

I'm paying like $200 a month, I think it's full coverage 25k/50k with rental coverage and blah blah blah... Geico would be the cheapest but you have to be careful with them, some of their rates don't cover if your car gets stolen.

here's the breakdown:
2005 Mazda

BODILY INJURY & PROPERTY DAMAGE LIABILITY $393.00
BI $25,000 EACH PERSON - $50,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $32.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $167.00
COLLISION ACV LESS $500 DEDUCTIBLE $543.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $58.00
UNINSURED/UNDERINSURED MOTORIST $33.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------


Premium by Vehicle $1,236.00
Anti-Fraud Fee $0.90
Total Policy Premium $1,236.90

Spinbreakz

Thanks bro. Im looking at geico and state farm right now. So far lowest i have with 100+ is 150 . I need lower!

Spinbreakz

So far progressive has been the best with coverage and rate. down to 138!!!

8rotor8

iTrader: (2)

What type of coverage did you select? I like progressive, real friendly and they come out to you quick when you get into an accident.

Spinbreakz

100/300/50 bodily injury and property damage
50k uninsured
3500 uninsured property
5k medical payments

comp and collision are sitting pretty at 500
no rental no roadside

all for 138 a month

Friendlydacat

WTF? It must be the age.

I'm covering a 2007 Focus, 2005 Rx8, 1986 MR2, and 2005 350z for $219 a month, with a $100 deductible..

I'm with Allstate.

Friendlydacat

More than likely you'll be able to take traffic school.

Spinbreakz

Im praying to god i can!!! Im gonna play the sorry little MN boy act. Although i really do need this off my record . Im flipping out bad too. I really dont want to have to pay a crap load to drive my car. If i do, then im definetly gonna get a *censor*

laythor

if you havent gone to traffic school in the last 18 months you can go

LionZoo

If you have employer provided medical insurance, you probably don't need auto medical.

Spinbreakz

It was a few bucks extra for medical coverage. It covers what my bluecross covereage wont or cant cover

8rotor8

iTrader: (2)

It might be age and the 3 points on my record. I'll do some quotes and see what I get.

Friendlydacat

Auto medical also covers your passengers.

Spinbreakz

I got bigger problems now. I gotta have dinner with the gf tonight and she doesnt want to hang out afterwards. This cant be good...