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My dreams are crushed...

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Old 10-16-2009, 12:13 PM
  #51  
What mawd bug?
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One reason for this:

ICBC has a possible (maximum) market of about 5 million people..

Any given, U.S. wide insurance company has a possible (maximum) market of 300+ million..

ALOT MORE competition down there..
Old 10-16-2009, 12:39 PM
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Shop around. Full coverage with AAA costs me less than liability with my previous "cheap" insurance.
Old 10-16-2009, 12:53 PM
  #53  
What mawd bug?
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Originally Posted by Wert4580
Shop around. Full coverage with AAA costs me less than liability with my previous "cheap" insurance.
Check out the posts above, OP states he's in B.C. Canada, government run insurance. Can't shop around or get better rates.
Old 10-16-2009, 01:06 PM
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That is just shitty. Alberta is terrible for that too. Until your 25 the insurance companies rape you hard. Im in the same boat as you, not that bad though.
Old 10-16-2009, 01:46 PM
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Okay so my insurance company is being a real tease now. I just went in and got quoted at $266/month. I don't know which one to believe. I'm so confused!
Old 10-16-2009, 02:13 PM
  #56  
What mawd bug?
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Originally Posted by Mattl89
Okay so my insurance company is being a real tease now. I just went in and got quoted at $266/month. I don't know which one to believe. I'm so confused!
Lucky bastard :P Use that quote#, and buy insurance with it.

Boom, deal.
Old 10-16-2009, 02:25 PM
  #57  
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full coverage. 22. no accidents. no tickets.

$400 month for 8 months a year. and im still on my moms plan.....
Old 10-16-2009, 03:02 PM
  #58  
space for rent
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Originally Posted by Mattl89
Okay so my insurance company is being a real tease now. I just went in and got quoted at $266/month. I don't know which one to believe. I'm so confused!
sign on the dotted line.
Old 10-16-2009, 03:07 PM
  #59  
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Originally Posted by Mattl89
Hi. I've been wanting to get an RX-8 for years now and have been browsing this forum for a while. I have found a good deal on an 05 RX-8 in winning blue. I also just talked to my insurance company.... it will cost about $400/month to insure this bad boy I live in the Grater Vacouver region, have been driving for 4 years, 1 ticket and was recently in an accident that I am not at fault for. I knew I would be paying more than for my 04 Sunfire but didn't realize it'd be this much.

Well, I'm done my whining. Good day.
I'm in Vancouver and paying ~$200 a month for ICBC. That's after an accident that took my discount from 45% to 5%...

so, yeah, are you like 16 or something?
Old 10-16-2009, 08:23 PM
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And now I lose my job again.
Old 10-16-2009, 09:06 PM
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Not trying to recruit or anything...

Join the military (I'm in the air force)

Reasons:

You get good money
Pays for school
but best of all....u get to join USAA

I pay 60 for full coverage, and im only payin full coverage because I got a loan through them too (5.9 apr )

Even better join the Reserves (I'm in the Air Force Reserves)

and...

Only work two days of the month, 15 days of the year
and if your low on money for some reason in your civilian life, call up your supervisor and tell him you want to work a few days and bam! your out of the hole.


not recruiting of course....*cough*
Old 10-16-2009, 10:36 PM
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I don't really want to go to Quebec for military training though....
Old 10-16-2009, 11:55 PM
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wow

dang, i'm only 17 and full coverage on my '04 vr '8 is $160 per month

but.... im in oklahoma
Old 10-17-2009, 12:02 AM
  #64  
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when I got my Rx-8. I paid 2K for 1/2 year on insurance.
Old 10-17-2009, 12:05 AM
  #65  
True love is blue x2
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Originally Posted by nycgps
when I got my Rx-8. I paid 2K for 1/2 year on insurance.
Holy hell!!! I paid 80 bucks a month full coverage
Old 10-17-2009, 12:16 AM
  #66  
Out of NYC
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Originally Posted by rockstar816e
dang, i'm only 17 and full coverage on my '04 vr '8 is $160 per month

but.... im in oklahoma
Originally Posted by xun4gvn4everx
Holy hell!!! I paid 80 bucks a month full coverage
come on man, NYC.

Im dare to say 99.999999998% of NYC drivers cant drive for ****.

but people here also doesnt give a ****, they just cross without looking around. they all act like "wtf u gonna do, hit me and I will sue you" kind of attitude

Just tonight, when I was trying to make a left turn after red light, this freaking stupid kid just rush out to the road without looking, his grand father (I assume) didnt even stop him.

luckily I saw him and slap on my brakes hard. and the grandfather was starring at me like I did something wrong or some ****. so I roll my windows down and yell the **** out of him. I dont blame the kid, but adults should be watching them, dont let them freaking free style when crossing roads. if I really hit him, they will put all the blame on me and thats going to suck.

This is NYC.
Old 10-17-2009, 12:19 AM
  #67  
True love is blue x2
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Damn! I have been to NYC, but never drove in it. And apparently I am not missing much
Old 10-17-2009, 01:43 AM
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Originally Posted by LittleJerry
That is just shitty. Alberta is terrible for that too. Until your 25 the insurance companies rape you hard. Im in the same boat as you, not that bad though.
I turn 25 next year and I go from 2400/year to 1100/per. It is a nice drop!!
Old 10-17-2009, 01:44 AM
  #69  
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^ Damn dude, is Canada insurance expensive or do you have some bad marks on your record?
Old 10-17-2009, 08:24 AM
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TX

Originally Posted by xun4gvn4everx
Holy hell!!! I paid 80 bucks a month full coverage
Holy hell!!! I pay 186 bux for my 06 RX-8 AND my 95 MX-3 EVERY 6 MONTHS
Liability only since I paid cash for my ride. So about 186 each car per YEAR!
but then again I am an old dude. Tickets? I fight them all!
Old 10-17-2009, 09:25 AM
  #71  
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Is it a baitcar or something?
Old 10-17-2009, 10:50 AM
  #72  
What mawd bug?
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Originally Posted by mikesol
I'm in Vancouver and paying ~$200 a month for ICBC. That's after an accident that took my discount from 45% to 5%...

so, yeah, are you like 16 or something?
$200 a month?

How old are you?

I'm 22, and I pay over $400 a month. One accident and zero tickets.. 20% surplus = 2X the cost?
Old 10-17-2009, 12:35 PM
  #73  
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Originally Posted by xun4gvn4everx
^ Damn dude, is Canada insurance expensive or do you have some bad marks on your record?
I have 1 ticket, thats it. Either its Alberta or my insurance company is just out to get me.
Old 10-17-2009, 01:45 PM
  #74  
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Originally Posted by xun4gvn4everx
^ Damn dude, is Canada insurance expensive or do you have some bad marks on your record?
I have a couple of speeding tickets and thats it. I actually thought it would be way more for me. I have collision and everything on my 8. When I bought my 01 grand am GT at 18 years old, with collision it was suppose to be 4500/year. Without collision it was 2200 or 2400. I forget. The rates drop at 18, 21, 22, and 25 I think.

Insurance has gotten way better in Alberta in the last decade. When you got your license at 16 you were looking at 2k+ on basic insurance regardless of the **** box you drove if you were insured on your own (for guys, girls was 1600+). Now it is a touch more 'reasonable'. It is around the 1k mark i think.
Old 10-17-2009, 02:14 PM
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i pay 1000 a year and i have a DWI DUI 5 speeding tickets and im 25 with ZERO deductible, they even will replace the car with a new one at my front house the next day if it cost more then 8k to fix, they even txt you on your phone on what color you want lol

Last edited by ferg; 10-17-2009 at 02:17 PM.


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