What's your Monthly payment for your 8?
02-24-2006, 07:41 PM
#126
Registered
Since I just spent my down payment money towards medical bills to save me money in the short-term with my current financial/job situation (monthly expenses will lower approximately $350-$400 even with increased car payment price), my car payment will now end up costing me between $450-$500 for 84 months. Otherwise it would have been around $300 (little more or little less). Insurance divides into $184 a month.
02-25-2006, 12:04 AM
#127
Pining for the Fjords
Join Date: Feb 2006
Location: Fort Wayne, IN
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All the numbers that follow are approximate:
Lessee... I put down $2000 on my car (1/2 cash, 1/2 from my trade-in), financed something like $29k including the tax... And my payment is just under $490/mo.X66.
My insurance is now up to $94/mo, but that includes the gap coverage I picked up through my ins. company for... $4/mo? Sounds right. The car itself bumped my rate from $82 to $90, give or take. An extra hundred bux a year to go from a 2003 Mazda6 to a 2005 RX8? Sounds good to ME.
Lessee... I put down $2000 on my car (1/2 cash, 1/2 from my trade-in), financed something like $29k including the tax... And my payment is just under $490/mo.X66.
My insurance is now up to $94/mo, but that includes the gap coverage I picked up through my ins. company for... $4/mo? Sounds right. The car itself bumped my rate from $82 to $90, give or take. An extra hundred bux a year to go from a 2003 Mazda6 to a 2005 RX8? Sounds good to ME.
02-25-2006, 12:06 AM
#128
RAWR!@#
Join Date: Nov 2005
Location: NJ
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No cash down, $24,000 car with taxes (NJ 6%).. paying $1400/year for insurance (fully covered, $500 deducatable), $480/month/48months/4% interest for the car. Fully loaded, 2004.
02-27-2006, 09:49 PM
#132
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just bought a '04 GT, MT w/24k miles for $20,400
Financed $18,500 through capital one at $365.01/month for 60 months.
Insurance is though esurance $1,514 for the year with:
100/300/100 libility & uninsured, $100 comprensive $250 collision, roadside assistance, $40 rental (i work for enterprise and i know what $40 a day will give me), and gap coverage.
i'm going to try and consistantly pay $500/month or more to pay the loan off early, but i just didn't want to be staring at a $600/month payment every month.
Financed $18,500 through capital one at $365.01/month for 60 months.
Insurance is though esurance $1,514 for the year with:
100/300/100 libility & uninsured, $100 comprensive $250 collision, roadside assistance, $40 rental (i work for enterprise and i know what $40 a day will give me), and gap coverage.
i'm going to try and consistantly pay $500/month or more to pay the loan off early, but i just didn't want to be staring at a $600/month payment every month.
02-27-2006, 10:08 PM
#133
My car's sticker was 34k or so (GT + Navi). But I had the dealer install the MS wing and a few other things. Paid 30k for the car itself. Add taxes and fees, the loan ended up being for 35k.
I put down nothing, had no trade in. $640 a month for 6 years. My credit wasn't so great - interest is high.
On the other hand, I paid cash for my house, so this is the only thing I have to pay (Besides utilities).
I put down $120 for GAP insurance, in a year or so I think I'll just pay off the car completely. Meanwhile I figure I may as well make use of the GAP coverage. There's 25k on the loan left, and the car is likely worth 22k range.
I pay about $110 a month for car insurance.
My car may be costing me money, but my house went up 100k in the year I've had it.
I put down nothing, had no trade in. $640 a month for 6 years. My credit wasn't so great - interest is high.
On the other hand, I paid cash for my house, so this is the only thing I have to pay (Besides utilities).
I put down $120 for GAP insurance, in a year or so I think I'll just pay off the car completely. Meanwhile I figure I may as well make use of the GAP coverage. There's 25k on the loan left, and the car is likely worth 22k range.
I pay about $110 a month for car insurance.
My car may be costing me money, but my house went up 100k in the year I've had it.
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