i do!

but i'm only 19

 

Unless a comet falls outta the sky on top of my car... that is impossible...My car hasnt left my driveway since like 2 months (exception of quick 5 mi trips to the store) and where i live... this place is desserted... Ghost town.

Anyways Joey.. i was just ******* around.. I was laughing.. but not at you. I was laughing at the fact that they are ******* YoYo ing you. In reality the car is on "their time" they wont release it until its fully done because they know its an insurance job and have to return it to Stock form. Just chill... I know what you are feeling like.. I have wrecked my car twice. So trust me I know. And it hurts even more when it comes outta your own pocket ($3.5k)...And I didnt fix it over night either... It took me about 7 months to fix my car... piece by piece, paycheck by paycheck...

 

i dont plan on getting rid of the car unless i have to. i also dont want to pay all the wasted money in interest and i wanna get of out this contract as fast as possible. i took a 4 year plan into 3 maybe less. i just dont see the point of wasteing money on interest. i have abour 8k left on it. once i get it off ill be saving $500 a month.

 

It's funny how I still get calls and PM's on how to fix certain things on an 8.

 

I concur with Zumn's post

Reason: I'm going to go on a limb here and say Ryan lives w/his family members. He has the financial support of someone else. Though he may not rely on it, he may have it. I say to find the best result is to combine what zumn said to do and put away some 'rainy day money' and continue to pay his car off sooner. He may suffer now but the end result is what's most important. If his employment falls thru he'll have a safety net to stop the bleeding (so to speak) and it'll give him enough time to bounce back on his feet as long as he stays focused. And if his employment stays steady then he'll be a happy new owner WITH BETTER CREDIT and extra cash in his pocket from his safety net.

win-win

 

NIKK- have you been working out? (no homo) at the SBD meet you looked like you jumped on some weights...Compared to what I remember that you used to look all AZIAN and tiny at the Beach cruises....??? Its a serious question... Its all that MW2 working out your fore arms that you are getting bulkier or is it the fact that you just JACK OFF tooo damn much?

 

i understand what zumn is saying, but i don't have anything else to pay for really other than my car.
i have the financial stability of living at home so i don't have to spend money on anything else but my car. i make my monthly payments plus gas...unfortunately, i only make minimum wage (8/hr) so my paychecks don't get me very far...if i was making more than of course i'd be saving.

 

haah for serious?
the exact opposite. i haven't been working out at all.
i really should, but idk. maybe its because i'm getting fatter for not working out too much at all.

 

Also to add onto my point. If his car loan is on a simple interest loan structure, paying it in shorter increments (SP) w/larger amounts - more will be paid towards principle instead of interest. Which means he'll get the car sooner than if he paid on his regular schedule.

Trick to this tho is since he already started paying double a month - if he stops paying now - the amount that goes to interest will fluctuate against his favor.

Simple interest loans will make a break you. You gotta know how to play before you try and mess around.

 

or he could be unemployed and use the unemployment check to buy stupid stuff to perpetuate the cycle.

 

Atilla: I might be persuaded to go to the lounge tonight.
who else is going?

 

Atilla: +1 I agree... When I first got my RX8 in 05 I also had the support/financial net of living with my family... but at the end of 07.. it was all up to me. No more family support/ safety net. And it got Hella Hard...for a minute I thought I was going to have to sell my 8 and take the loss....(was when i had crashed it) But yeah Ryan just be careful.

Ryan: On another note... You work at Hollister right? Well since you survived the winter and now its going to be summer time im sure there is going to be even more business at that place... so im guessing you have nothing to worry about. But then again you might have to end up banging that Ugly Manager you mentioned sometime ago. Take one fore the TEAM

 

^ +1 with zumn said!

take on for the team ryan!

 

Cockfest in here.... ... Wheres all the Wimminz at? I know Volcom has a Vagina and long hair.. but that doesnt count ...

Currently Active Users Viewing This Thread: 8 (8 members and 0 guests)ZumnRx8, Jedi54+, nikkdizzle+, Atilla, Gr8Bullet, tubingchamp, volcomx31, J03K1LLARX8

 

Well also guys you have to concider the economy rightnow. I got my car before it hit the fan thinking all is good. I pay for my car all myself only thing is it's under my parents name. They arn't helping me with it at all. I work hard for and I enjoy it.

 

Atilla, are you still going to scout out the other place today?

 

I have a feeling Renesis and Atilla are hiding something that we are not suppose to know about

 

boredom :]

 

Oh he'll no!!! I hate that manager!

 

im so happy my unemployment paid my school, books, and gas to and from school for this semester, now that means the money i get here and there from cleaning house feeding my dads friends horses and stuff goes to my car :]

 

Jedi: awesome. Hugo and peter (you've met them) are gonna be there.

I need a drink...this week has been a draggggg

 

Plus on top of my car payment I have my health payment and my car insurance payment. In total about 850 a month.

 

Mike you can just sell me your FC... and then uh.. you'll be 1000k richer

 

im not selling the fc for 1k your crazy, cause its you ill give it to you for 2k but im putting it up for 2,200

 

Atilla: isnt Hugo the dude with the dubs with teh lamboghini doors?

I need a drink too.. but last time i drank was for my BDAY FEB3 and I was puking like there was no tomorrow....best day ever. Im conserving all my monies for my build, and some bills that all of a sudden want to rip me a new *******.