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Gotta love the 2cyl 4dr classification for insurance

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Old 09-07-2007, 02:16 PM
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Gotta love the 2cyl 4dr classification for insurance

I love how its a 1.3L 2 cyl 4dr, my insurance is a clean cool 1500 for full coverage.
Old 09-07-2007, 02:22 PM
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Originally Posted by champi0n
I love how its a 1.3L 2 cyl 4dr, my insurance is a clean cool 1500 for full coverage.
it's not how the classify the car but what rate group they put it in
Old 09-07-2007, 02:41 PM
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I know! I'm 20 and I only pay $900 /6 mo. after discounts for full coverage. People always ask me "Man how much do you pay for insurance for that thing?" and all I can do is laugh.
Old 09-07-2007, 02:46 PM
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mine is registered as a 4cyl so i must be twice as good as you.

i had 0cyl but the DMV wouldn't let that fly and put 4cyl.
Old 09-07-2007, 10:57 PM
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NYS DMV has an option in their computer for *Rotary*

when I go for inspection, I always gotta tell those techs that *Press R for Rotary!*
Old 09-07-2007, 11:12 PM
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5 grand a year.

geico sucks.
Old 09-07-2007, 11:22 PM
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When I got my car 2 years ago, Geico, About 2000 bux for 1/2 year.

No choice, they were the cheapest, some of the companies like State Farm dont even want to insure me back then !

Now, Still with Geico, about 1200 for 1/2

Still quite expensive, Im going to switch, cuz I asked them 3 times to lower the rate (I ask them every 1/2 year) its only the first 1/2 year they were the cheapest.
Old 09-07-2007, 11:29 PM
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i'm with geico.. i pay 1200 per year..
Old 09-08-2007, 10:06 AM
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Originally Posted by champi0n
I love how its a 1.3L 2 cyl 4dr, my insurance is a clean cool 1500 for full coverage.
I hope that's a year and you're under 25 or you're getting shafted.
Old 09-08-2007, 04:05 PM
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$88 a month with American Express.
Old 09-08-2007, 04:15 PM
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Damn thats good. I pay $2800 for 6 mo's at 22. Who are you insured through? Over 25?
Old 09-08-2007, 04:37 PM
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$650 a year for full coverage....WOOHOO! Hooray for being a low risk driver in a low risk state!
Old 09-08-2007, 08:06 PM
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HA! Try $424 a year! Gotta love USAA!
Old 09-08-2007, 08:44 PM
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For some reason the insurance the insurance co. told me if I had the Shinka model the rates would be higher. Dumshit did'nt belive me the 8 had 4drs.
Old 09-08-2007, 09:00 PM
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It doesn't have 4 doors...only 2+2. They don't count the rear doors because the handles are only on the inside.
Old 09-08-2007, 09:15 PM
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wha!!

some of you guys are getting the shaft with this whole insurance thing. i pay about 900 per half year and im at the riskiest to insure. male under 25....i mean its not great but im thankful now that i see everyone else's rates
Old 09-08-2007, 10:48 PM
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but i doubt you have full coverage. im covered to about a half mil on just about everything. and a $100 ded.

usaa counts the rx8 as a 4 door 1.3l 4 cylinder i believe. and i know geico does too. but for the rx8 geico makes a special shaftyouintheass policy.
Old 09-09-2007, 12:16 AM
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I know State Farm doesn't care how many doors are on it. I also know that the "Major Auto Insurer" I work for asks, but does not use it to determine rate.

Rates are going to be jacked up because of how hard it is to find a mechanic for a rotary, how hard it is to find parts because of how rare it is, how it is considered a "Sports Car" instead of a "Sedan", etc. The rate differences you see here are going to be mostly because of where you live. State is a major benefit for me because a "Sports Car" doesn't get driven year round. Zip codes also play a major role in rate. And then on top of all that you get your wonderful MVR, CLUE and FR reports on top of it most of the time.
Old 09-09-2007, 05:39 PM
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Comparing different people's insurance rates to your own is about as useless as this thread.
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