Car insurance
01-30-2007, 09:13 PM
#2
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for cheap insurance, there's really only one around, NTUC. but you probably heard of all the stories with ntuc what with own limited workshops, hard claims etc. but tat said, i believe most of the ppl here are with ntuc.
02-03-2007, 10:47 AM
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Seriously??
I've heard romours that the govt actually reviewed the 8 and said that it was 3.7k!!!!
Please tell me this is not true...
Could you guys share how much is the insurance rate currently as i'm 23 this year.
Thanks guys...
I've heard romours that the govt actually reviewed the 8 and said that it was 3.7k!!!!
Please tell me this is not true...
Could you guys share how much is the insurance rate currently as i'm 23 this year.
Thanks guys...
02-03-2007, 10:59 AM
#6
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hi
if you are 23 yrs old and first time driver with 0 NCD, i seriously think that your insurance will be low for any car
check with NTUC, i think they will give you a quote within a minute. just call in. i will not be surprised it is more than 2.5k at least. one way is to use your parent's name with older age and higher NCD.
good luck
and drive safe
if you are 23 yrs old and first time driver with 0 NCD, i seriously think that your insurance will be low for any car
check with NTUC, i think they will give you a quote within a minute. just call in. i will not be surprised it is more than 2.5k at least. one way is to use your parent's name with older age and higher NCD.
good luck
and drive safe
02-03-2007, 11:26 AM
#7
phor bo or som tum?
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Originally Posted by Silver_Z
mine is $950 with NTUC.
u still can sqeeze some more juice out of NTUC.
call them n tell them u want to go direct wif them n not thru a broker +5%
and if u 2 years plus wif them , can haggle for loyalty discount another 5%.
by rite is 3 years but by left if u manja wif them, 2 yr plus oso can get
I'm paying $824 for my 2nd yr insr. 50% NCD + 10%.
Excess $1500
I even asked wat if i have good driver record from TP, still got disc?
I got a feeling they wanted to slam down on me liao but politely told
me that's the max liao.
02-03-2007, 03:07 PM
#8
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Originally Posted by lawreo
if you are 23 yrs old and first time driver with 0 NCD, i seriously think that your insurance will be low for any car
02-03-2007, 08:11 PM
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Originally Posted by sqflyer
I think you meant the insurance will be high for any car. Like you said, alternatively can register the car under parents name. Don't think can transfer NCD, right? So eventually still need to build up NCD for oneself, but should do it with a vehicle that is cheaper to insure so don't lose as much to insurance co.
Anyway, if rich enough to buy 8 at 23, then should not have problem paying the insurance lah ..hehe
me still struggling with studies when i was at 23 ...damn the FYP
02-04-2007, 07:31 PM
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yes. NCB can be transferred.
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah
02-04-2007, 08:32 PM
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Originally Posted by allen
yes. NCB can be transferred.
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah
anyway, i do not know that NCD can be transferred..mmm , not bad if your parents are willing to sacrfice for u.
02-05-2007, 08:37 AM
#13
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Originally Posted by Rainne
mine is 3900 from ntuc during 1st yr
I got mine previously from NTUC, $2.5, access $2.5. But that's immediately after I've totaled my previous ride with a $55k claim. Loaded big time and 0 NCD...still cheaper than urs...
02-05-2007, 09:05 AM
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!!!
Haizz...
Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...
Anyway, thanks for the help!!
Haizz...
Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...
Anyway, thanks for the help!!
02-05-2007, 09:19 AM
#15
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Originally Posted by aShrIn
!!!
Haizz...
Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...
Anyway, thanks for the help!!
Haizz...
Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...
Anyway, thanks for the help!!
02-12-2007, 08:09 AM
#18
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i got offered 4.1K (NTUC) from my PI today, so damn high, so i bargained and he made an offer that if i can find another insurance lower than 3.8K, he will proceed with that. Any1 know which insurance can offer a better price? im 24 comin 25 with 0 NCD.... 
02-12-2007, 07:31 PM
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jav3n: you might want to try Royal & Sun Alliance or AXA. Coz your age is considered young driver (until you reach 26), so confirm will be higher than normal. And if you have a short driving experience of less than 3 years, it will not work well for you.
02-16-2007, 06:11 AM
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if your car insurance is $3.2k per month or even $750 per month... then i strongly suggest that you change it. Unless of course you are driving a ferrari or mesarti. Even then, I also don't know how much it will be. But for RX-EGG's insurance premium, good siah!