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chris168 01-30-2007 06:04 PM

Car insurance
 
Hi, anyone can recommend me a good car insurance for this car?

darkelfin 01-30-2007 09:13 PM

for cheap insurance, there's really only one around, NTUC. but you probably heard of all the stories with ntuc what with own limited workshops, hard claims etc. but tat said, i believe most of the ppl here are with ntuc.

Silver_Z 01-30-2007 09:26 PM

mine is $950 with NTUC.

chris168 01-30-2007 09:43 PM

This car is under my wife's.... NCD 30% premium 1668 excess 1500 .... reasonable

aShrIn 02-03-2007 10:47 AM

Seriously??

I've heard romours that the govt actually reviewed the 8 and said that it was 3.7k!!!!

Please tell me this is not true...

Could you guys share how much is the insurance rate currently as i'm 23 this year.

Thanks guys...

lawreo 02-03-2007 10:59 AM

hi

if you are 23 yrs old and first time driver with 0 NCD, i seriously think that your insurance will be low for any car

check with NTUC, i think they will give you a quote within a minute. just call in. i will not be surprised it is more than 2.5k at least. one way is to use your parent's name with older age and higher NCD.

good luck

and drive safe

BlackEight 02-03-2007 11:26 AM


Originally Posted by Silver_Z
mine is $950 with NTUC.

yo bro,

u still can sqeeze some more juice out of NTUC.

call them n tell them u want to go direct wif them n not thru a broker +5%

and if u 2 years plus wif them , can haggle for loyalty discount another 5%.
by rite is 3 years but by left if u manja wif them, 2 yr plus oso can get

I'm paying $824 for my 2nd yr insr. 50% NCD + 10%.
Excess $1500

I even asked wat if i have good driver record from TP, still got disc?
I got a feeling they wanted to slam down on me liao but politely told
me that's the max liao.

sqflyer 02-03-2007 03:07 PM


Originally Posted by lawreo
if you are 23 yrs old and first time driver with 0 NCD, i seriously think that your insurance will be low for any car

I think you meant the insurance will be high for any car. Like you said, alternatively can register the car under parents name. Don't think can transfer NCD, right? So eventually still need to build up NCD for oneself, but should do it with a vehicle that is cheaper to insure so don't lose as much to insurance co.

lawreo 02-03-2007 08:11 PM


Originally Posted by sqflyer
I think you meant the insurance will be high for any car. Like you said, alternatively can register the car under parents name. Don't think can transfer NCD, right? So eventually still need to build up NCD for oneself, but should do it with a vehicle that is cheaper to insure so don't lose as much to insurance co.

this is true ...the main issue here is his age...once he reaches 30 (or 31), the premium will be slightly lower. However the NCD still plays a major part.
Anyway, if rich enough to buy 8 at 23, then should not have problem paying the insurance lah ..hehe

me still struggling with studies when i was at 23 ...damn the FYP :cussing:

allen 02-04-2007 07:31 PM

yes. NCB can be transferred.
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah

lawreo 02-04-2007 08:32 PM


Originally Posted by allen
yes. NCB can be transferred.
i transfer my mum NCB to me of 50% and i am paying about $1300+ for it.
Maybe i am 27/28 age thats why more exp.
Now my mum got zero NCB. hahah

NCD, you mean.
anyway, i do not know that NCD can be transferred..mmm , not bad if your parents are willing to sacrfice for u.

Rainne 02-04-2007 08:45 PM

mine is 3900 from ntuc during 1st yr

c h o x 02-05-2007 08:37 AM


Originally Posted by Rainne
mine is 3900 from ntuc during 1st yr

That is cut throat manzzz!! 3.9k!!

I got mine previously from NTUC, $2.5, access $2.5. But that's immediately after I've totaled my previous ride with a $55k claim. Loaded big time and 0 NCD...still cheaper than urs...

aShrIn 02-05-2007 09:05 AM

!!!

Haizz...

Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...

Anyway, thanks for the help!!

airspeed 02-05-2007 09:19 AM


Originally Posted by aShrIn
!!!

Haizz...

Just as what i'm afraid of. This is my 4th year driving actually and the 8 is intended to be a 2nd car. The first car is already under my parent's name. I'm actually planning to get the 8 without their knowledge. Erm...Kind of like a surprise?? Hehe...

Anyway, thanks for the help!!

Would be better if the RX8 under ur parents name & the other car under urs.

Veil_Side 02-06-2007 12:46 PM

mine - 30 with 0 NCB, 100% claim including M'sia - $2528, access 2K

reasonable? thru PI one, kena "tok" ?

chris168 02-06-2007 11:43 PM

Is it AIG?

jav3n 02-12-2007 08:09 AM

i got offered 4.1K (NTUC) from my PI today, so damn high, so i bargained and he made an offer that if i can find another insurance lower than 3.8K, he will proceed with that. Any1 know which insurance can offer a better price? im 24 comin 25 with 0 NCD.... :mad:

wolf 02-12-2007 07:31 PM

jav3n: you might want to try Royal & Sun Alliance or AXA. Coz your age is considered young driver (until you reach 26), so confirm will be higher than normal. And if you have a short driving experience of less than 3 years, it will not work well for you.

gfoo 02-12-2007 10:06 PM

just got my insurance letter today,,,,, nahmia ntuc increased it from 1100 to 1750 - and all i did was have some minor scrapes here and there only ---- bloody shylocks

RX-EGG 02-13-2007 09:38 AM

haha old man buy personnel insurance is more X, but come to RX-8 insurance is CHEAP CHEAP...mine is $750 NTUC after 55% NCD

wolf 02-13-2007 06:41 PM

RX_EGG: Wow! That's cheap! Eh... can share how old are you? *grinz*

RX-EGG 02-15-2007 11:20 AM


Originally Posted by wolf
RX_EGG: Wow! That's cheap! Eh... can share how old are you? *grinz*

THIRTY EIGHT !

hellangel 02-16-2007 02:40 AM

eh i think i not wrong my ins is abt 3.2k for 1 year u know hmm i need to go home and check... u guys talkin abt 1year or 1mth?

wolf 02-16-2007 06:11 AM

if your car insurance is $3.2k per month or even $750 per month... then i strongly suggest that you change it. Unless of course you are driving a ferrari or mesarti. Even then, I also don't know how much it will be. But for RX-EGG's insurance premium, good siah!


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