cos we never heard of the insurance company you mentioned at all ha ha ha... insurance companies in .sg are quite standard, mostly the big players.... and the local NTUC brand.
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Originally Posted by SushiFan
Moganon: u own an 8 too?
Do I know u? |
Originally Posted by SushiFan
Moganon: u own an 8 too?
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Originally Posted by morganoh
Yes of cos, I hav 756 posting in the forum.
Do I know u? |
Originally Posted by SushiFan
nope, but I'm just trying to get more knowledge about the car.......
Maybe we will meet on one of the overseas outings. :) |
overseas? ha ha ha... we'll see. I'm going to Japan coming early April..
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Originally Posted by morganoh
Hope to see u soon.
Sorry for tardiness, but as is obvious, I'm not too regular in this forum, but it's been a few too many crazy weeks of travelling. Probably won't get any breather until April or may Just got my 8 and loving every minute of it.... no surprises there... haha.... Defintely hoping to swing over to your place some day to check out the old neighbourhood, but gotta get past this period first Anyway, just got my car and already thinking of spending more.... checking out some rims this weekend... thinking of 18s, but just wanna look around for something I like.... getting more aded cost everyday mate.... :) Will call if I'm swinging over yah.... Cheers |
Originally Posted by simply8
yes and no................his 8 is different........have gul wings, can fly wan! :eek:
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Originally Posted by SushiFan
Oh really? love to see it someday, should be nice.
ITS here My LSD Vertical Door |
Originally Posted by tincup
Guys,
Just got my quote: AIG $1,667 (750 excess) NTUC $1,098 (2k excess & designated workshops) NTUC $1,390 (2k excess & any workshop) Me age 34, NCD 50% w "Good Driver Discount" Asking for a quote from AXA to see how it is... And yes.... finally getting my 8 on thursday :ylsuper: I went there cos I would like to find ways to lower my insurances. Initial I was paying $1690 with 20% NCB and $1500 excess The lady told me that I can get an additional of 5% if I sign a letter stating that I do not want the Agent. and additional of 8% if I take an additional $500 excess (so total excess will be $2000). Next year can get another 5% for staying with them for 3 years. I paid $1480 (20% NCB, so if with out NCB the actual premium is $1850) Forgot to mention, I'm 32 years old. So I believe that if u are 34years old and with 50%NCB. Your NTUC insurance can't and should not be higher than mine. |
morganoh, catch no ball with your insurance renewal, sounds really complicated....but I guess you still got it cheaper and that's more important?
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Originally Posted by SushiFan
morganoh, catch no ball with your insurance renewal, sounds really complicated....but I guess you still got it cheaper and that's more important?
What I had for last year NTUC insurance. Though an agent. Excess of $1500. Actual Premium = $2113, with 20% NCB = $1690 NOW Sign a letter to bypass the agent. (cos Agent earn 5% of my premium) Now the insurance is NTUC selling directly to Me no agent in between. So the premium is $1690 - 5% = $1605 (save $85) and I increase my excess from $1500 to $2000, for that another 8% deduction on the premium So the premium is $1605 - 8% = $1478 (save $127) In conclusion the final Premium I paid is $1478 (saving a total of $212) for an insurance at 32 years old with 20% NCB and an excess of $2000. Hope that u understand. |
Originally Posted by morganoh
OK here I go again.
What I had for last year NTUC insurance. Though an agent. Excess of $1500. Actual Premium = $2113, with 20% NCB = $1690 NOW Sign a letter to bypass the agent. (cos Agent earn 5% of my premium) Now the insurance is NTUC selling directly to Me no agent in between. So the premium is $1690 - 5% = $1605 (save $85) and I increase my excess from $1500 to $2000, for that another 8% deduction on the premium So the premium is $1605 - 8% = $1478 (save $127) In conclusion the final Premium I paid is $1478 (saving a total of $212) for an insurance at 32 years old with 20% NCB and an excess of $2000. Hope that u understand. |
Got my insurance quote from AIG today, my goodness, close to $1700 for $2500 excess based on 50% NCD and 5 % COM......*faint*.
Would NTUC or AXA be any better? |
confirm ntuc will be better.
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DF, i didnt know u were spokesman for NTUC
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Originally Posted by morganoh
(Post 1794965)
I just renew my NTUC insurance today at the Branch offices.
I went there cos I would like to find ways to lower my insurances. Initial I was paying $1690 with 20% NCB and $1500 excess The lady told me that I can get an additional of 5% if I sign a letter stating that I do not want the Agent. Is this the latest decision by NTUC? |
Originally Posted by Goody
(Post 1899575)
Today I was told by NTUC hotline that there will not be any additional discount even bypass the agent. Therefore it would be the same premium whether to get direct from NTUC or thru agent.
Is this the latest decision by NTUC? Maybe its becos, few days or weeks ago, the Straits Time came out with an article stating that Insurance company are losing money in the motor industry . and they are all going to raise the premium, it order to cover back the losses. But up till now no company had done so, as everyone is waiting for someone to Start 1st. So the only thing NTUC can do now is not to give any furthur discount. Thats what I think, may not be true. |
Hi im a financial advisor and just happened to come across this tread. You can PM me if u r interested to get car insurance quotation from various car insurance company from me. I'll get back to you asap.
Just some honest opinion, NTUC maybe cheap but it takes ages for you to claim even for minor stuffs. So if you are very concerned with claims i suggest you take on some other more efficient company such as AIG. (btw im not from AIG so it's not a biased promotion) |
Hmm.. didn't know that financial advisors can give insurance quotation leh. I oso have a 'financial advisor' friend from AIA, so I guess technically he is also not from AIG, right?
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Originally Posted by sqflyer
(Post 1900102)
Hmm.. didn't know that financial advisors can give insurance quotation leh. I oso have a 'financial advisor' friend from AIA, so I guess technically he is also not from AIG, right?
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Thanks bro... I know that. Just wondering if Choco is also a non AIG affiliated "financial advisor" from AIA that can give us insurance quotations that are "not a biased promotion". If so, I'd be interested to see how low the premiums would be from other insurance companies compared to NTUC.
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Originally Posted by Choco
(Post 1900038)
Hi im a financial advisor and just happened to come across this tread. You can PM me if u r interested to get car insurance quotation from various car insurance company from me. I'll get back to you asap.
Just some honest opinion, NTUC maybe cheap but it takes ages for you to claim even for minor stuffs. So if you are very concerned with claims i suggest you take on some other more efficient company such as AIG. (btw im not from AIG so it's not a biased promotion) |
Originally Posted by morganoh
(Post 1899643)
Thats what I think, may not be true. I think it is a matter of time the insurance companies will increase the premium .......... at least for now their first step is not to give anymore "by-pass" discount !? |
Originally Posted by Goody
(Post 1899575)
Today I was told by NTUC hotline that there will not be any additional discount even bypass the agent. Therefore it would be the same premium whether to get direct from NTUC or thru agent.
Is this the latest decision by NTUC? |
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