Totaled
Thread Starter
Registered User
Joined: Jun 2006
Posts: 42
Likes: 0
Totaled
got into an accident today on the freeway, this girl hit me from behind and destroyed the back of my rx8, and made me hit another car in front of me. my 8 is pretty much done with. thinking about having it totaled and having this dumb bitch pay for my car.
it sucks, i loved my rx8. i have 2004 rx 8 with 48,000 miles.
anybody know where i can find out how much my car is worth?
if anyone has any good advice to have her pay me good money i would
greatly appreciate it. or any other type of advice when u have to total your car
going to the doctors tomorrow too and have her pay that because my neck is sore from snappin back so hard.
thanks a lot guys
Thread Starter
Registered User
Joined: Jun 2006
Posts: 42
Likes: 0
but yea i took it to my body shop and they said it was pretty much totaled.
still waiting for the adjuster to come by and check out the car
Insurance determine your car's value based on 3 of the most recent "average" value of your same model year and make.
so lets say, there 3 same yr rx-8 sold for :
150
300
150
Your car's totalled value will be something like 200 bucks. but since she is hitting you, she will be responsible for it, and MOST of the time, your insurance will try to get more first. say, your car's final value should be 200, your insurance will ask their insurance for 300. then they will work out the number.
Im 99.99999% sure they will totalled your car. I think your car worth something like 9-10K. and if the repair would cost MORE than 1/3 of the amount they will just totaled it. (and trust me, its easy to have repairs MORE than 3K. a new trunk cover cost couple hundred already, rear bumper another 400, and your front ... and so and so.)
you can actually sue her, saying that she hit you for no reason and now you're afraid of driving and such and such. if you are going this route to teach her a lesson so she will never drive again, you will need to get a good lawyer thats very good at these cases (a lot of them around)
so lets say, there 3 same yr rx-8 sold for :
150
300
150
Your car's totalled value will be something like 200 bucks. but since she is hitting you, she will be responsible for it, and MOST of the time, your insurance will try to get more first. say, your car's final value should be 200, your insurance will ask their insurance for 300. then they will work out the number.
Im 99.99999% sure they will totalled your car. I think your car worth something like 9-10K. and if the repair would cost MORE than 1/3 of the amount they will just totaled it. (and trust me, its easy to have repairs MORE than 3K. a new trunk cover cost couple hundred already, rear bumper another 400, and your front ... and so and so.)
you can actually sue her, saying that she hit you for no reason and now you're afraid of driving and such and such. if you are going this route to teach her a lesson so she will never drive again, you will need to get a good lawyer thats very good at these cases (a lot of them around)
Last edited by nycgps; May 28, 2009 at 11:36 AM.
GL
if the car is totaled and you take that check. it becomes the property of the insurance company. you want it? ok, pay the insurance company to buy it back. Remember insurance always want to get "as much as they could" back to cover the cost.
Thread Starter
Registered User
Joined: Jun 2006
Posts: 42
Likes: 0
i dont even think it would be a great idea to buy that same car back, cuz its pretty messed up. i think im going to just buy another rx8 with the check i get. or maybe if i get enough go for a used g35?
well, if the insurance is willing to off load it for 1 K, you can buy it back. cuz parts alone worth more than 1 K.
you can ask their insurance (cuz they're paying for it, not your insurance) for how much they want.
you can ask their insurance (cuz they're paying for it, not your insurance) for how much they want.
2005 Black RX-8 GT 6M
Joined: Jul 2006
Posts: 6,350
Likes: 0
From: San Jose Area
Thanks for the pics. It doesn't look that bad from the pics, but let us know what the adjuster said.
If you're hard up for money, sometimes getting an 8 totaled isn't the best thing since they don't have great resale value and you'll have to put in money to get the same, comparable or better.
Dang inattentive drivers.
If you're hard up for money, sometimes getting an 8 totaled isn't the best thing since they don't have great resale value and you'll have to put in money to get the same, comparable or better.
Dang inattentive drivers.
Registered
Joined: Aug 2006
Posts: 5,027
Likes: 5
From: Northern Virginia
Bam, when you settle with the insurance company you're entitled to the retail value, not wholesale. You're also entitled to the amount of sales tax. Essentially, they should give you a check that would let you walk on to a good used car lot and buy a car just as good as the one you lost.
You also have the option of collecting from your own collision coverage, and letting your company deal with hers. Yours can be better to deal with since a) you're their customer, and b) they know they'll be collecting from hers.
Since you have a possible injury (you're seeing a doctor) see a lawyer before you even talk to her insurance company. Or before you make use of any of the advice anyone here gives you.
Ken
You also have the option of collecting from your own collision coverage, and letting your company deal with hers. Yours can be better to deal with since a) you're their customer, and b) they know they'll be collecting from hers.
Since you have a possible injury (you're seeing a doctor) see a lawyer before you even talk to her insurance company. Or before you make use of any of the advice anyone here gives you.
Ken
Thread Starter
Registered User
Joined: Jun 2006
Posts: 42
Likes: 0
Bam, when you settle with the insurance company you're entitled to the retail value, not wholesale. You're also entitled to the amount of sales tax. Essentially, they should give you a check that would let you walk on to a good used car lot and buy a car just as good as the one you lost.
You also have the option of collecting from your own collision coverage, and letting your company deal with hers. Yours can be better to deal with since a) you're their customer, and b) they know they'll be collecting from hers.
Since you have a possible injury (you're seeing a doctor) see a lawyer before you even talk to her insurance company. Or before you make use of any of the advice anyone here gives you.
Ken
You also have the option of collecting from your own collision coverage, and letting your company deal with hers. Yours can be better to deal with since a) you're their customer, and b) they know they'll be collecting from hers.
Since you have a possible injury (you're seeing a doctor) see a lawyer before you even talk to her insurance company. Or before you make use of any of the advice anyone here gives you.
Ken
