So I Crashed My 8 Today
02-17-2009, 09:05 PM
#76
your monthly payments are much much high than mine are.
since i cannot afford huge monthly payments such as yours i have to get a higher premium. so i'm not paying a shitload every month. that is the point of a higher premium.
and because of my young age of course insurance companies charge alot more.
so put yourself in my situation and then you will understand.
the only thing you can truly blame me for is the fact of having my dream car that i cannot afford. but managing to keep.
so put yourself in my situation and then you will understand.
the only thing you can truly blame me for is the fact of having my dream car that i cannot afford. but managing to keep.
02-17-2009, 09:56 PM
#77
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Are you sure you want to say you didn't get the under-25 penalty?
Ken
02-17-2009, 10:34 PM
#78
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im simply asking for advice....
as for insurance...i simply cant afford the jump in monthly payments for reporting this as ac accident.
iv been posting simple questions and did get the car starting agin...(cleaned the spark plugs)
so the only thing left is the rim. got one off ebay for 200$...just waiting for that to come in and i should be on my way to get new tires...
total cost without new tires=1250$
i simply cant afford to go through insurance and pay the increased rates the rest of my life....id rather eat the cost now vs the next years. does no one understand that?
and ask for the warranty...i prolly coulda saved 50$ by contacting mazda dealer but hell with it...all fine now.
as for insurance...i simply cant afford the jump in monthly payments for reporting this as ac accident.
iv been posting simple questions and did get the car starting agin...(cleaned the spark plugs)
so the only thing left is the rim. got one off ebay for 200$...just waiting for that to come in and i should be on my way to get new tires...
total cost without new tires=1250$
i simply cant afford to go through insurance and pay the increased rates the rest of my life....id rather eat the cost now vs the next years. does no one understand that?
and ask for the warranty...i prolly coulda saved 50$ by contacting mazda dealer but hell with it...all fine now.
You got raped. I sold 4 rims with some curbage on two for $300
02-18-2009, 12:02 AM
#79
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ya tried looking everywhere for wheels but found nothing.. pmd like 20 people on here and all wanted crazy prices or only selling set of 4....it was all i could find...searched everywhere. i have a clean record...1 ticket...cleared by traffic school.
and ya im talking about the under age 25 and male increase in insurance...its outrageous. if i were to have say a 250 deductible my monthly rates would be wayy too much. if i report to insurance...rates go up about 100$ every month here...so ya....maybe lil exagerate butaround that much.
and ya im talking about the under age 25 and male increase in insurance...its outrageous. if i were to have say a 250 deductible my monthly rates would be wayy too much. if i report to insurance...rates go up about 100$ every month here...so ya....maybe lil exagerate butaround that much.
02-18-2009, 12:17 AM
#80
Go easy on the guy... everyone on here tells us young guys that its more rewarding to pay for your own car and here we have someone who is actually paying for everything and you're gonna ride him for having a high deductible? Give me a break. I give the OP props for paying for everything and being able to keep your dream car. I also have a $1000 deductible but that's because my parents pay for it and make enough that they can pay for any not major accidents out of pocket. Fortunately for them I've never been in an accident.
I also have a clean record and the rates for a 20 year old guy are outrageous. Been driving for near 6 years without even some curb rash and my sister who's been driving for 4 months has smacked a curb and backed into someone... I think the insurance companies have it a little reversed...
I also have a clean record and the rates for a 20 year old guy are outrageous. Been driving for near 6 years without even some curb rash and my sister who's been driving for 4 months has smacked a curb and backed into someone... I think the insurance companies have it a little reversed...
02-18-2009, 02:09 AM
#81
Putting it in perspective, when I left MA, I was paying $850 for my 8, and the same coverage and carrier in CA cost $500 more. When quoting it out with that carrier, the phone rep simply could not get it through his skull that aside from my not wanting a higher deductible, the lender had it written in the loan contract that $500 was the max. As I recall, when I originally financed with Mazda it was also maxed at $500 but I'd have to go dig out the old paperwork. Needless to say, when the gecko offered me sufficient coverage for $350 less I jumped on it. So simple even a caveman could do it (Copyright 2007).
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