RotaryGuy904

one of my friends told me that you can list a rx8 as a for door coupe under your insurance company is this true

lilring

iTrader: (11)

Yes you can.. It will save money doing that.

RotaryGuy904

how est. like a couple 100 dollars or just like a 100

unknown__Disciple

iTrader: (1)

mines 100 full cover...i can still lower it some though, just got to go and send in some papers

Huey52

iTrader: (2)

Yup, the RX-8 is surprisingly insurance cost effective since it's appraised as a 4-door with a 1.3L engine.

Transam kid 01

iTrader: (1)

Insurance isn't stupid. It doesn't matter what you label your car as, they know what an RX8 is and what the risk factor will be for you driving it. Now if this car had an option for 2 or 4 doors, then that would be different, but since there is only one option, the only thing that will change the rate for the RX8 are your demographics.

Huey52

iTrader: (2)

I simply told my insurance company (USAA) that it was a '05 RX-8 6-spd, they were the ones who listed it as a 4-door with a 1.3L engine and therefore a relatively low rate.

Me: "Wow, that's a surprisingly good rate."

USAA: (chuckling) "We take care of our 30+ year members."

True however, it's not what we label our cars but what the insurance industry in general rates them, based on all sorts of data.

Hidef1080

That's how my company has my car listed.

I8U

iTrader: (1)

To the OP, the insurance companies use the VIN to work out the premium. Doesn't matter what you tell them, they will see all once they run the VIN.

And I'm paying $94/mo for my 8 and my wife's 08 Si...if it were just my car it would only be $48/mo. And I only have $50 deductible...

CTrx8

iTrader: (2)

i didn't have a choice in the matter with my insurance company. they automatically listed it as a 4-door and gave the sedan pricing. i didn't complain...

otakurx

My Jeep cost more to insure around NH then my 8 does.

Bigbacon

iTrader: (4)

When I bought my 8, my insurance costs didn't change at all.

tmak26b

It doesn't matter. The RX-8 is still rated higher than most cars because a lot of people crash them. (I worked at an insurance company and saw the grades on them)

Skyfire

Sounds like a total clunker when you put it that way.

I8U

iTrader: (1)

That may be the case where you're at but I am paying less for my 8 than I was for my SVT Lightning with the same full coverage policy.

pdxhak

iTrader: (2)

Not sure why anyone would be surprised the RX8 is labeled a car with 4 doors.

Twiztog43

iTrader: (15)

really?
my insurance (geico) labels my car as a 4 dr coupe sports car...lame

04RX8man

mine is labled as a 4dr I didn't even have to tell them....

JinDesu

iTrader: (2)

I don't get a choice! They listed it as 2-door. I even tried explaining that it has 4-doors, but the computer system they have automatically assigns via VIN, as someone mentioned before.

cajunrx8

State Farm in Louisiana lists the 8 as a 4-door coupe same as a Camry or Elantra.
400 every 6 months for full cover and $100 deduct.

Razz1

It is a 4 door coupe. Have you seen the 4 doors?

SayNoToPistons

iTrader: (8)

Does anyone have Allstate? What does Allstate list your RX8 as?

sxe1215

wow i feel so screwed, in Houston im paying $1200 every 6months (19 years old and 1 speeding ticket)...this 1200$ is $200 MORE than than my GT Mustang....reason behind this "rx8's are harder to find parts for" even though mustangs are 2doors with almost 3 times bigger engine....

JinDesu

iTrader: (2)

$1500 here!

Fecking Geico said $3000.

YaXMaNGTO

I8U has it right... you give them the VIN and they can determine the make, model, year, and options. This isn't ******* 1973 where you try to convince your insurance agent it has four doors, or tell him it's a V6 instead of a V8, and hope he doesn't look under the hood. It's not some checkbox form anymore.

The insurance companies all use the same compiled data to assess insurance risk on a vehicle.

So it doesn't matter what your car is listed as. Just shop around for the best price with the same coverage and service.