Hey all, I was just wondering how much everyone is paying a YEAR in insurance for your RX-8. I was thinking it would be cheaper than a typical sports car because of its 4-door classification as well as saying 1.3 L ...(even though we all know its easily like a 2.5 -3. anyways...

I would like to know how much you are paying. (per year Est.)

And your age. Or AGE RANGE...so its not evasion of privacy...Thanks guys and gals.

CM.

 

i am 33, my record is not the cleanest, a few speeding tickets, they gave me a qoute for 589. for 6 months i think is great...!!!

 

oh sorry www.esurance.com

 

I'm 40 w/ no moving violations since 1990. Annual premium is $988 but I have pretty high deductibles.

 

damn my quote that i got is this

i am 23 with a CLEAN record not even a speeding ticket

1 year $2986
6 mos $1530
1 mos $253

this is with a $1000 deductable and full coverage

Sux *** having to pay so much when i dont have the car yet lol that's the only drawback to getting it

 

It's your age. When I was 22 and I had a RX-7 my insurance was $1700. Once you pass 40 your insurance goes down...one of the few things that works better as you get older :p

 

I got a pretty good deal on my insurance (Miami, FL - so you can imagine what typical rates are around here).

Get this....I had a 98 Civic, I'm 29 also with a clean record, going through State Farm. I have a multiline discount with them due to owning a home.

Basically my 98 Civic (which was overinsured I never bothered to change it) was running me about $140 a month. This was with a 250 deductible and some stupid stuff like towing service that I never needed. My liability coverage was way low (like 15/20 or something). Otherwise I had full coverage.

The GT / MT RX-8 rate, moving my deductible up to 500 but ALSO increasing my liability to 25/50 and dropping the towing wound up being $153. When I turn 30 in 2 months the rate drops to about $135, and in July I get a 10% discount with State Farm for being accident free for 3 years. So I guess that brings me down to right about $120 a month, $500 deductible, full comp/collision, and 25/50 liability.

I estimate that, without the changes I made (some of which lowered and some of which raised my premium) I think it would have been about $20+ a month or so more going from a 98 Civic to a 2004 RX-8.

$1,440 a year for full coverage in Miami is pretty awesome for a car like this.

 

Dear Joseph Crawford:

Here is a copy of your GEICO Indemnity rate quote to hang on to.

Total Premium: $1552.60 for a 6 month policy with $1000 deductable

the quote before this is a $500 deductable my bad

 

where's the 15% savings is what i asked the rep and he said quote on quote that is for responsible drivers...... how the hell does he know how responsible i am? i have a CLEAN record LOL

 

Ouch.

Check State Farm and Allstate...I know those GEICO/Progressive type companies promise low rates but in my case I have not found that to be true. The big boys sometimes treat you better and have more attractive discount and even refund programs for people who stick with them for the long haul.

 

I feel bad now! I am 44 married Multiple car discount and no accuidents or moving violations ins company is AAA - $850/yr.

 

28, married. Clean record(no accidents, tickets, etc...) $500 deductible--$809/6 months.
Comes to $1618/year. Not too bad...

 

Insurance rates are dependent on SO MANY different factors, the least of which is probably the number of doors on the car.

The most important factors are your age, your gender, and your driving record, followed closely by your marital status, where you live, and the make/model of your car (i.e. is your car statistically one of the most stolen models).

Oh, and my rate with Liberty Mutual is $1089/yr for TWO vehicles (my RX-8 and my Nissan Frontier pickup); $500 deductibles on both. I'm 36, unmarried, with a clean driving record and I live in southwest VA.

 

My insurance went down $60 a year from my 97 Honda Accord 4 cyl. with State Farm.

 

My insurance is actually cheaper having the rx8 than with a 99' honda passport. but it's still ridiculously high cause im 20. Try to beat 1314.61 every 6 months!

 

$862.00/year Full Coverage - 30yo - 500 deduct. (Includes gap)

www.Metlife.com

Use to have Progressive but Metlife beat them by $100/yr

 

RX-8 is $624.00/year with maximum Coverage - 40yo - 500 deduct.

Also insuring a 2000 Trooper LTD at full coverage and a '87 RX-7 Turbo II (liability only). Total for all is $1,376 per year.

http://www.aigdirect.com


Had Nationwide for over 15 years, but they pissed me off when they raised our rates because of one stop sign violation (and the previous ticket my wife or I had was over 10 years ago).

A shame they're willing to lose a customer over a single ticket, but now I'm glad it happened - it's saving me a bundle.

 

I hear that, I got quoted around 1700 a year ...for the rx-8 clean record ....500 deduct....23 years old.

according to the age, i guess thats DECENT - to - good

 

24, perfect record, 1200 a year w/ 500 deduct..... I think it used to be about 1050 a year for me when i still had the 99 civic coupe.

 

umpuck i got ya beat lol lowest i could find was $1400 sumthin

 

Two cars, $850 /yr 33 (me), 32 (wife), $250 deductible. Pays to married and military - thanks USAA!

Regardless, for a company that doesn't have a defined client base, the $862 a year is pretty darn good...