Insurance
12-31-2003, 05:05 PM
#1
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Insurance
Hey all, I was just wondering how much everyone is paying a YEAR in insurance for your RX-8. I was thinking it would be cheaper than a typical sports car because of its 4-door classification as well as saying 1.3 L ...(even though we all know its easily like a 2.5 -3. anyways...
I would like to know how much you are paying. (per year Est.)
And your age. Or AGE RANGE...so its not evasion of privacy...Thanks guys and gals.
CM.
I would like to know how much you are paying. (per year Est.)
And your age. Or AGE RANGE...so its not evasion of privacy...Thanks guys and gals.
CM.
12-31-2003, 05:10 PM
#3
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oh sorry www.esurance.com
12-31-2003, 05:38 PM
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damn my quote that i got is this
i am 23 with a CLEAN record not even a speeding ticket
1 year $2986
6 mos $1530
1 mos $253
this is with a $1000 deductable and full coverage
Sux *** having to pay so much when i dont have the car yet lol that's the only drawback to getting it
i am 23 with a CLEAN record not even a speeding ticket
1 year $2986
6 mos $1530
1 mos $253
this is with a $1000 deductable and full coverage
Sux *** having to pay so much when i dont have the car yet lol that's the only drawback to getting it
12-31-2003, 05:41 PM
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It's your age. When I was 22 and I had a RX-7 my insurance was $1700. Once you pass 40 your insurance goes down...one of the few things that works better as you get older :p
12-31-2003, 05:59 PM
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I got a pretty good deal on my insurance (Miami, FL - so you can imagine what typical rates are around here).
Get this....I had a 98 Civic, I'm 29 also with a clean record, going through State Farm. I have a multiline discount with them due to owning a home.
Basically my 98 Civic (which was overinsured I never bothered to change it) was running me about $140 a month. This was with a 250 deductible and some stupid stuff like towing service that I never needed. My liability coverage was way low (like 15/20 or something). Otherwise I had full coverage.
The GT / MT RX-8 rate, moving my deductible up to 500 but ALSO increasing my liability to 25/50 and dropping the towing wound up being $153. When I turn 30 in 2 months the rate drops to about $135, and in July I get a 10% discount with State Farm for being accident free for 3 years. So I guess that brings me down to right about $120 a month, $500 deductible, full comp/collision, and 25/50 liability.
I estimate that, without the changes I made (some of which lowered and some of which raised my premium) I think it would have been about $20+ a month or so more going from a 98 Civic to a 2004 RX-8.
$1,440 a year for full coverage in Miami is pretty awesome for a car like this.
Get this....I had a 98 Civic, I'm 29 also with a clean record, going through State Farm. I have a multiline discount with them due to owning a home.
Basically my 98 Civic (which was overinsured I never bothered to change it) was running me about $140 a month. This was with a 250 deductible and some stupid stuff like towing service that I never needed. My liability coverage was way low (like 15/20 or something). Otherwise I had full coverage.
The GT / MT RX-8 rate, moving my deductible up to 500 but ALSO increasing my liability to 25/50 and dropping the towing wound up being $153. When I turn 30 in 2 months the rate drops to about $135, and in July I get a 10% discount with State Farm for being accident free for 3 years. So I guess that brings me down to right about $120 a month, $500 deductible, full comp/collision, and 25/50 liability.
I estimate that, without the changes I made (some of which lowered and some of which raised my premium) I think it would have been about $20+ a month or so more going from a 98 Civic to a 2004 RX-8.
$1,440 a year for full coverage in Miami is pretty awesome for a car like this.
12-31-2003, 06:18 PM
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Dear Joseph Crawford:
Here is a copy of your GEICO Indemnity rate quote to hang on to.
Total Premium: $1552.60 for a 6 month policy with $1000 deductable
the quote before this is a $500 deductable my bad
Here is a copy of your GEICO Indemnity rate quote to hang on to.
Total Premium: $1552.60 for a 6 month policy with $1000 deductable
the quote before this is a $500 deductable my bad
12-31-2003, 06:19 PM
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where's the 15% savings is what i asked the rep and he said quote on quote that is for responsible drivers...... how the hell does he know how responsible i am? i have a CLEAN record LOL
12-31-2003, 06:20 PM
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Ouch.
Check State Farm and Allstate...I know those GEICO/Progressive type companies promise low rates but in my case I have not found that to be true. The big boys sometimes treat you better and have more attractive discount and even refund programs for people who stick with them for the long haul.
Check State Farm and Allstate...I know those GEICO/Progressive type companies promise low rates but in my case I have not found that to be true. The big boys sometimes treat you better and have more attractive discount and even refund programs for people who stick with them for the long haul.
12-31-2003, 08:00 PM
#13
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Insurance rates are dependent on SO MANY different factors, the least of which is probably the number of doors on the car.
The most important factors are your age, your gender, and your driving record, followed closely by your marital status, where you live, and the make/model of your car (i.e. is your car statistically one of the most stolen models).
Oh, and my rate with Liberty Mutual is $1089/yr for TWO vehicles (my RX-8 and my Nissan Frontier pickup); $500 deductibles on both. I'm 36, unmarried, with a clean driving record and I live in southwest VA.
The most important factors are your age, your gender, and your driving record, followed closely by your marital status, where you live, and the make/model of your car (i.e. is your car statistically one of the most stolen models).
Oh, and my rate with Liberty Mutual is $1089/yr for TWO vehicles (my RX-8 and my Nissan Frontier pickup); $500 deductibles on both. I'm 36, unmarried, with a clean driving record and I live in southwest VA.
Last edited by jtimbck2; 12-31-2003 at 08:03 PM.
01-01-2004, 08:23 AM
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Metlife Auto
$862.00/year Full Coverage - 30yo - 500 deduct. (Includes gap)
www.Metlife.com
Use to have Progressive but Metlife beat them by $100/yr
www.Metlife.com
Use to have Progressive but Metlife beat them by $100/yr
01-01-2004, 10:25 AM
#17
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RX-8 is $624.00/year with maximum Coverage - 40yo - 500 deduct.
Also insuring a 2000 Trooper LTD at full coverage and a '87 RX-7 Turbo II (liability only). Total for all is $1,376 per year.
http://www.aigdirect.com
Had Nationwide for over 15 years, but they pissed me off when they raised our rates because of one stop sign violation (and the previous ticket my wife or I had was over 10 years ago).
A shame they're willing to lose a customer over a single ticket, but now I'm glad it happened - it's saving me a bundle.
Also insuring a 2000 Trooper LTD at full coverage and a '87 RX-7 Turbo II (liability only). Total for all is $1,376 per year.
http://www.aigdirect.com
Had Nationwide for over 15 years, but they pissed me off when they raised our rates because of one stop sign violation (and the previous ticket my wife or I had was over 10 years ago).
A shame they're willing to lose a customer over a single ticket, but now I'm glad it happened - it's saving me a bundle.
01-01-2004, 12:35 PM
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I hear that, I got quoted around 1700 a year ...for the rx-8 clean record ....500 deduct....23 years old.
according to the age, i guess thats DECENT - to - good
according to the age, i guess thats DECENT - to - good
01-01-2004, 05:21 PM
#21
8 w/ Trunk Monkey option
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Re: Metlife Auto
Originally posted by RX-8 2004
$862.00/year Full Coverage - 30yo - 500 deduct.
$862.00/year Full Coverage - 30yo - 500 deduct.
Regardless, for a company that doesn't have a defined client base, the $862 a year is pretty darn good...
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