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How crazy is RX-8 insurance?

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Old Apr 25, 2007 | 10:54 PM
  #26  
RX8Carnage's Avatar
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From: San Antonio
Im 24 and wife is 25 We pay about 830 every 6 months for full on my 8 and her 05 civic but my deductible is 500
So she hit 25 hopefully i can find a better deal
BTW why not post you price and company mine is safco found it online
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Old Apr 25, 2007 | 11:13 PM
  #27  
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From: Mississauga, ON
STOP comparing actual insurance premiums!!! You aren't comparing apples to apples
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Old Apr 26, 2007 | 08:50 AM
  #28  
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My 8 costs about $50 less per 6 months than my 5 year old sentra. The 8 hardly costs anything to insure.
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Old Apr 26, 2007 | 08:54 AM
  #29  
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From: Colorado
$45 per month
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Old Apr 26, 2007 | 11:05 AM
  #30  
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From: North Carolina
The insurance on my 8 was only $50 a year more then my 4 door "grocery grabber" Grand Am
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Old Apr 26, 2007 | 11:17 AM
  #31  
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From: Delaware, USA
Originally Posted by Rems31
STOP comparing actual insurance premiums!!! You aren't comparing apples to apples
It's no use. This is what people on car forums do. No rational person understands why as there are dozens upon dozens of factors that influence insurance. However, that doesn't stop 95% of the people to say "my insurance is x -- you're lucky/screwed" or something to that effect.

You have no choice. Just tell everyone what your rate is and call someone a n00b. Give into peer pressure.
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Old Apr 26, 2007 | 12:02 PM
  #32  
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From: making my way to the ATL
Originally Posted by Visirale
My insurance went up $1200 a year over my cadillac, haha. I have a completely clean record... but I am 18.

Argh I can't wait for the 25 year old price cut.
Dont you ever speak these words again. Ever. Do you hear me?!
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Old Apr 26, 2007 | 12:48 PM
  #33  
04RX8man's Avatar
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Joined: Feb 2007
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From: Pittsburgh
I'm 18 and 2 tickets paying around 1900 a year not too bad I didint think so not too much more that my 98 eclipse I had before. Don't worry about the price just write the check when the bill comes thats what I do. $498 four times a year. It's not too bad.
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Old Apr 26, 2007 | 12:52 PM
  #34  
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From: Lexington, KY
It's not that bad actually, my is only $70 more than what I paid for for a 4dr kia optima fopr 6 months
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Old Apr 26, 2007 | 12:57 PM
  #35  
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From: Central NY
My insurance stayed about the same when I switched.
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Old Apr 26, 2007 | 03:31 PM
  #36  
RX8ED's Avatar
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From: Woodland Hills
i pay $260 per MONTH and that's WITH lojack installed on the car. Mercury Insurance
1 ticket and 1 accident on record, all happened almost exactly 3 years ago. Should go down soon? I hope..
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Old Apr 26, 2007 | 03:36 PM
  #37  
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From: NJ
Living in NJ actually raises my insurance by a factor of almost 2. I could probably insure a Lambo in Idaho for what I pay for my 8 here. Actually, my insurance is decent. I pay just under 2/3rds of what my sister pays for a Mazda6 4banger. Then again, I'm over 25 with a clean driving record and she is less than 25 with a less than clean driving history. My insurance dropped a lot when I hit 25.
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Old Apr 26, 2007 | 08:18 PM
  #38  
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From: Sanford/Gainesville, FL
Originally Posted by TomAssBender
Dont you ever speak these words again. Ever. Do you hear me?!
Haha, what? Did I miss something?
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Old Apr 26, 2007 | 09:07 PM
  #39  
Galen Darkmoon's Avatar
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07 RX8
$725 yr
Full coverage, Car rental, Roadside assistance
5 yr full replacement fo total loss
Travelers Insurance
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Old Apr 26, 2007 | 09:23 PM
  #40  
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From: Smyrna, GA
200$ a year more expensive than an 4 dr accord. They said they get stolen alot.

But Rems and Saturn are right - it's not apples to apples. Just call your agent and ask. Then call another and compare.
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Old Apr 26, 2007 | 10:02 PM
  #41  
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From: Delaware, USA
Originally Posted by Galen Darkmoon
07 RX8
$725 yr
Full coverage, Car rental, Roadside assistance
5 yr full replacement fo total loss
Travelers Insurance
82 Trans Am
$0 yr
Full coverage, Roadside assistance, Giant semi that drives around in case I feel like chillin
4 yr full replacement fo total loss or until series goes off the air
Mr. Feany riding shotgun and hot Bonnie in the semi
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Old Apr 26, 2007 | 10:18 PM
  #42  
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From: Norwood, NJ
- tongue in cheek -
More immature drivers in the 350Z that get into accidents. Also RX-8 is easier to handle than a 350Z. Hahaha!
- still tongue in cheek -
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Old Apr 27, 2007 | 10:23 AM
  #43  
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From: Florida
mine is 63 a month State Farm, full insurance, at least State Farm here in FL lists the car as a 1.3 litre 4 door..
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Old Apr 27, 2007 | 11:43 AM
  #44  
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through pregressive about 2 yrs ago, i was paying $140/month. I switched to a local company and its $60 a month.

Funny thing is, between my old rx8, and my new one, i had a mazda 6 S, and my insurance is actually higher with a 6 than with an rx8....go figure.
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Old Apr 27, 2007 | 11:53 AM
  #45  
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From: The Bay Area
Crazy...crazy, cheap that is! It's a 1.3L with four doors!
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Old Apr 27, 2007 | 12:31 PM
  #46  
eug's Avatar
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From: Ottawa, Ontario
Originally Posted by Rems31
STOP comparing actual insurance premiums!!! You aren't comparing apples to apples
Agree.

Too many factors go into your premium, from your essential age/sex/record to other things like neighbourhood location, loyalty discounts, deductibles, perks, etc, that it doesn't make any sense to compare your rate with someone else's. The only valid comparison is your own quoted rate for the RX-8 compared to other cars in your policy, past or previous.
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Old Apr 29, 2007 | 07:12 AM
  #47  
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From: South Georgia
Mine actually went down a little when I traded my 2006 Nissan Titan on my 2005 RX-8 with almost the same mileage on both vehicles.

I think it has a lot to do with the "2-cylinder" engine. I laughed when I got my title in the mail. "Cylinders: 2". Most insurance adjusters sitting behind a desk probably assume it is some kind of little mini car or something. That, and the fact that they are somewhat of a rare car, means not a lot of accident reports, theft reports, etc. for them to justify raising rates on it.
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Old May 4, 2007 | 03:38 PM
  #48  
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From: making my way to the ATL
Originally Posted by Visirale
Haha, what? Did I miss something?
I was referring to his eagerness to turn 25.
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