Notices
RX-8 Discussion General discussion about the RX-8 that doesn't fit in one of the specialty forums.
Sponsored by:
Sponsored by: CARiD

2dr/4dr - insurance

Thread Tools
 
Rate Thread
 
Old Dec 30, 2008 | 05:48 PM
  #1  
motorups's Avatar
Thread Starter
Gt/AT/Silver/Red&Black75%
 
Joined: Jul 2007
Posts: 125
Likes: 0
2dr/4dr - insurance

So is a rx8 coded as a 2dr or 4dr for insurance purposes. Seems I have read on this site somewhere that it is listed as a 4dr thus insurance cost would be lower then a 2 door yet my credit union says it is a 2 door. And just whom/what determines how a vechicle is code so far as insurance goes anyway?

thanks
Reply
Old Dec 30, 2008 | 05:51 PM
  #2  
PSTNLSS's Avatar
The Former PSNTLSS
iTrader: (3)
 
Joined: Jun 2007
Posts: 1,094
Likes: 0
From: South Plainfield, NJ/ Center Valley, PA
My vehicle Registration for NJ says 2 door
Reply
Old Dec 30, 2008 | 05:54 PM
  #3  
04RX8man's Avatar
Rotary Powered Countryboy
 
Joined: Feb 2007
Posts: 4,811
Likes: 1
From: Pittsburgh
my pa registration/insurance is 4 dr
Reply
Old Dec 30, 2008 | 06:01 PM
  #4  
greg985's Avatar
The 337
 
Joined: Jul 2008
Posts: 1,282
Likes: 0
From: Lafayette, LA
State Farm its a 4dr
Reply
Old Dec 30, 2008 | 06:16 PM
  #5  
cjkim's Avatar
^noob
 
Joined: Jan 2006
Posts: 1,340
Likes: 1
From: socal
Originally Posted by greg985
State Farm its a 4dr
Yup, 4dr here too
Reply
Old Dec 30, 2008 | 06:59 PM
  #6  
VezRX's Avatar
No more RX :(
 
Joined: Dec 2008
Posts: 115
Likes: 0
From: Akron, OH
I costs me $75 a month for an 04' 6s and with the new shinka MT added on it is $153 for two drivers. I havent gotten the cards for it yet but based on the amount it went up I am thinking 4dr sedan.
Reply
Old Dec 30, 2008 | 09:14 PM
  #7  
AAChaoshand's Avatar
Rotary Powered
 
Joined: Jun 2008
Posts: 279
Likes: 0
From: Harker Heights, TX
USAA insurance, military and military spouse/kids only counts it as a 4 door here in Texas.
Reply
Old Dec 30, 2008 | 10:31 PM
  #8  
Socket7's Avatar
ಠ_ಠ
 
Joined: Aug 2007
Posts: 2,228
Likes: 6
From: Under the Dumbarton Bridge
4 door with a 1300cc 2 cylinder engine

sadly they know its a sports car these days so i don't get cheap insurance
Reply
Old Dec 30, 2008 | 10:39 PM
  #9  
risky business's Avatar
IRC Founder
 
Joined: May 2008
Posts: 842
Likes: 0
From: Jacksonville Beach, FL
mine is 2 door on everything, car loan, insurance, tickets
Reply
Old Dec 30, 2008 | 10:42 PM
  #10  
alz0rz's Avatar
hakuna matata!
iTrader: (41)
 
Joined: Aug 2007
Posts: 6,002
Likes: 3
From: NYC
my state farm policy says 4 door sedan, woot.

my registration says 4dr with 0 cyl!
Reply
Old Dec 30, 2008 | 10:43 PM
  #11  
stayfrosty's Avatar
Registered User
 
Joined: Sep 2008
Posts: 30
Likes: 0
From: Buffalo, NY
Its a 2 door on my insurance in NY, however the car clearly has 4 doors, id like to slap the man that said it only has 2 doors
Reply
Old Dec 31, 2008 | 12:35 AM
  #12  
GuitarNewb's Avatar
Registered User
 
Joined: Dec 2008
Posts: 22
Likes: 0
the car is registered as a 4 dr on geico insurance. It matches the insurance of a toyota camrey.
Reply
Old Dec 31, 2008 | 12:41 AM
  #13  
pdxhak's Avatar
Official Post Whore
iTrader: (2)
 
Joined: Jan 2003
Posts: 10,462
Likes: 32
From: Portland,OR
4 dr here
Reply
Old Dec 31, 2008 | 07:12 AM
  #14  
AAChaoshand's Avatar
Rotary Powered
 
Joined: Jun 2008
Posts: 279
Likes: 0
From: Harker Heights, TX
LOL 2 cylinder
Reply
Old Dec 31, 2008 | 07:47 AM
  #15  
RX8-Frontier's Avatar
Registered User
 
Joined: Sep 2007
Posts: 166
Likes: 0
From: Louisville, KY
4dr, here in KY with State Farm. State has it registered as a 1.3L 4 cylinder... Their software didn't have the option to say anything less than 4 cylinders... Not sure what a Geo Metro would do, either.

I pay about $80 a month insurance for the car, full coverage.
Reply
Old Dec 31, 2008 | 11:06 AM
  #16  
rglbegl's Avatar
Baned
 
Joined: Sep 2006
Posts: 1,534
Likes: 2
From: By a lake
4 door, 1.3l, sedan here.

This car is cheaper to insure than my base model regular cab toyota truck.
Reply
Old Dec 31, 2008 | 07:10 PM
  #17  
Sheehan's Avatar
Zoom Zoom
 
Joined: Dec 2008
Posts: 118
Likes: 0
From: Arkansas
I'm on shelter insurance
My insurance went up $40 monthly changing from a grand am to an 04 rx8. And having a wreck on icy conditions.
They consider it a four door.
Reply
Old Jan 1, 2009 | 12:56 PM
  #18  
RIWWP's Avatar
Registered
iTrader: (2)
 
Joined: Oct 2007
Posts: 16,684
Likes: 267
From: Pacific Northwest
Originally Posted by AAChaoshand
USAA insurance, military and military spouse/kids only counts it as a 4 door here in Texas.
+1, running ~$110 a month on the 8, 28yrs old, >10 prior tickets, 3 suspensions, no accidents.

Rhode Island registers it as a 1 cylinder 4-door. I spent ~45 minutes at the counter at the DMV while they figured out what to put for cylinders, since it is a >0 required field.

So even the usage tax is ~40% of my wife's Mazda5
Reply
Old Jan 2, 2009 | 12:25 PM
  #19  
quantum's Avatar
Problem Child
 
Joined: Feb 2008
Posts: 101
Likes: 0
From: LI, New York
NY says I"m driving a 4dr sedan. Doesn't really matter - the insurance companies keep lists of models they can screw you on.
Reply
Old Jan 2, 2009 | 12:44 PM
  #20  
DarkLord7854's Avatar
Software Engineer
 
Joined: Sep 2008
Posts: 1,376
Likes: 1
From: Fort Lauderdale, Florida
Mine says 4dr
Reply
Old Jan 2, 2009 | 01:05 PM
  #21  
Renesis07's Avatar
Vtak just kicked in yo!!
iTrader: (1)
 
Joined: Jun 2007
Posts: 4,053
Likes: 1
From: Lake County IL
4 dr, yet its still 2400 bucks a year.
Reply
Old Jan 2, 2009 | 02:28 PM
  #22  
RIWWP's Avatar
Registered
iTrader: (2)
 
Joined: Oct 2007
Posts: 16,684
Likes: 267
From: Pacific Northwest
Well, to be fair, my Protege5 was ~$90 a month, only about a $20 per month increase for the 8. "Sporty", and "costs more to repair" increases the rate, "safer", and "harder to steal" reduces the rate. It was interesting to note how my comprehensive and injury portion costs went down, and my collision went up, going from the P5 to the 8.

You win some, you lose some, in the end, you are probably fairly even.
Reply
Old Jan 2, 2009 | 02:34 PM
  #23  
learycd's Avatar
Hold DSC for 7 Sec
iTrader: (1)
 
Joined: May 2008
Posts: 422
Likes: 0
From: New Jersey
2 door coupe in NJ on allstate
Reply
Old Jan 2, 2009 | 02:42 PM
  #24  
77mjd's Avatar
Registered
 
Joined: Jun 2007
Posts: 1,134
Likes: 1
From: Sheboygan Falls, Wisconsin
Mine's listed as a 4. Funny thing is, when I was looking at a 350z before I got my 8, the insurance for that 2 door was only going to be $100 more a year that I pay for my 8 and that was way less than I expected.
Reply
Old Jan 2, 2009 | 04:22 PM
  #25  
04RX8man's Avatar
Rotary Powered Countryboy
 
Joined: Feb 2007
Posts: 4,811
Likes: 1
From: Pittsburgh
I'd like to know how they came up with a 2 dr it clearly has 4 doors yeah teh back doors are completely full sized but it's still a door!
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
1webbdan
RX-8 Discussion
8
Oct 31, 2015 07:57 AM
OnebaddRx8
RX-8 Parts For Sale/Wanted
5
Oct 17, 2015 10:05 PM
He||hammer
RX-8 Parts For Sale/Wanted
0
Sep 29, 2015 09:40 PM
athikerguy4life
RX-8 Discussion
2
Sep 9, 2015 08:57 AM
dafiltafish
New Member Forum
1
Aug 21, 2015 06:56 PM



You have already rated this thread Rating: Thread Rating: 0 votes,  average.


All times are GMT -5. The time now is 10:22 AM.