Notices
Purchasing, Financing, & Insurance Talk about dealerships, your order status, delivery experience, ordering options, financing/leasing, insurance deals, etc.

Progressive doesnt like RX8?

Thread Tools
 
Search this Thread
 
Rate Thread
 
Old 06-09-2008, 12:08 PM
  #101  
Out of NYC
iTrader: (1)
 
nycgps's Avatar
 
Join Date: Jun 2005
Location: Planet Earth
Posts: 19,881
Received 32 Likes on 30 Posts
I think auto insurance is like highway robbery these days.

Especially in New York. Yeah NY is one of the worst state when it comes to drivers. I've TONS of experience in that, many times can probably get me killed, meh.

Still ...
Old 06-09-2008, 07:42 PM
  #102  
Registered
 
Revvittupp's Avatar
 
Join Date: Oct 2007
Location: Owings Mills, near Baltimore MD
Posts: 614
Likes: 0
Received 0 Likes on 0 Posts
Auto insurance is expensive for one reason. The same reason that malpractice isnurance is expensive and therefore medical bills. The american public is litigation happy, and the value of human life has been raised to an absurd ammount.
Old 06-09-2008, 11:11 PM
  #103  
Mu ha.. ha...
 
Razz1's Avatar
 
Join Date: Aug 2004
Location: Cali
Posts: 14,361
Likes: 0
Received 3 Likes on 3 Posts
Originally Posted by saturn
Comparing insurance rates to others is the single most useless thing you can do in life.

If you don't like your rate, call up other companies and get a quote. We can sit here all day and quote what our rates are or listen to you talk about what your credit rating is and on and on and on and on. There's not really anything you can do other than take a defensive driving class (idrivesafely.com will let you do it online and counts in mosts states) or switch companies.
Ja, but are post counts go up!
Old 06-09-2008, 11:18 PM
  #104  
Out of NYC
iTrader: (1)
 
nycgps's Avatar
 
Join Date: Jun 2005
Location: Planet Earth
Posts: 19,881
Received 32 Likes on 30 Posts
Originally Posted by Revvittupp
Auto insurance is expensive for one reason. The same reason that malpractice isnurance is expensive and therefore medical bills. The american public is litigation happy, and the value of human life has been raised to an absurd ammount.
Life is priceless. but I agreed what you have said ...

A land where you can sue McDonaldos for selling you a *hot* coffee cuz its "hot*
Old 06-10-2008, 02:40 PM
  #105  
Registered
 
ken-x8's Avatar
 
Join Date: Aug 2006
Location: Northern Virginia
Posts: 5,027
Likes: 0
Received 5 Likes on 5 Posts
Originally Posted by Revvittupp
Auto insurance is expensive for one reason. The same reason that malpractice isnurance is expensive and therefore medical bills. The american public is litigation happy, and the value of human life has been raised to an absurd ammount.
Look at the breakdown of your premium. Collision coverage cost tends to be in the same ballpark as liability. Litigation may be the driver for medical malpractice rates, but it's not the dominant factor for auto insurance.

Ken
Old 06-11-2008, 01:53 AM
  #106  
rotorized!!!
 
daisuke's Avatar
 
Join Date: Feb 2006
Location: San Luis Obispo, CA
Posts: 653
Likes: 0
Received 0 Likes on 0 Posts
I pay $940 a year for the 8 and my saturn, the saturn knocks $50 a year off the total so it's convenient. I go thru AAA.

I had my driving record imported from chile where I grew up and before that they were charging me around 800 a year for just the saturn, when I updated my record, not only did my premium drop to 300 a year, I started getting checks in the mail for what turned out to be about 1200 bucks. AAA paid me back all that i had overpaid retroactively since I got insurance with them. They bought my loyalty, because THAT is customer service
Old 06-11-2008, 08:14 AM
  #107  
Problem Child
 
quantum's Avatar
 
Join Date: Feb 2008
Location: LI, New York
Posts: 101
Likes: 0
Received 0 Likes on 0 Posts
Think auto insurance is a ripoff? How about home insurance?
Old 06-11-2008, 09:20 AM
  #108  
Registered
 
Revvittupp's Avatar
 
Join Date: Oct 2007
Location: Owings Mills, near Baltimore MD
Posts: 614
Likes: 0
Received 0 Likes on 0 Posts
Originally Posted by quantum
Think auto insurance is a ripoff? How about home insurance?
huh? For $20 a month I protect $50k in belongings in my house(condo).

For a little over $100 a month you can rotect a $300k home...

Or, for just under $100 a month I can protect my $17k Rx8, and the damage it could do. I haven't gotten in an accident in 10 years since 2 weeks after I got my license. In the last 10 years i have paid roughly $20k for NOTHING.

Medical insurance is worse. The cheapest possible plan is abotu $2k per year. In that same 10 year span I haven't had $2k in medical bills.
Old 06-11-2008, 10:02 AM
  #109  
Registered User
 
Rems31's Avatar
 
Join Date: Sep 2006
Location: Mississauga, ON
Posts: 2,080
Likes: 0
Received 3 Likes on 3 Posts
Originally Posted by Revvittupp
huh? For $20 a month I protect $50k in belongings in my house(condo).

For a little over $100 a month you can rotect a $300k home...

Or, for just under $100 a month I can protect my $17k Rx8, and the damage it could do. I haven't gotten in an accident in 10 years since 2 weeks after I got my license. In the last 10 years i have paid roughly $20k for NOTHING.

Medical insurance is worse. The cheapest possible plan is abotu $2k per year. In that same 10 year span I haven't had $2k in medical bills.
do you know how much damage your $17K RX-8 can do? You can destroy a side of a home, you total the entire RX-8, you can injure/kill people in AND out of the 8. Do you think the total value of those things I listed is under $300K??

and I always tell people, if you can afford to eat the losses from an accident, don't buy more insurance than what is required by your state's law. If you can afford to replace the 8 or repair any damage to it or pay your own medical bills, then just by third party liability (which is what is the only thing required required by law). What you pay for with your premium is peace of mind as well... that you won't go bankrupt when you get into an accident.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Billy Marcial
RX-8's For Sale/Wanted
5
03-01-2018 06:50 AM
rotorocks
Series I Tech Garage
47
05-11-2016 03:23 PM
Solidtrance
Series I Wheels, Tires, Brakes & Suspension
22
09-04-2015 12:47 PM
amshaw
RX-8 Multimedia/Photo Gallery
10
08-26-2015 08:50 PM
Shinka84
Series I Exterior Appearance and Body Kits
20
07-25-2015 12:58 PM



You have already rated this thread Rating: Thread Rating: 0 votes,  average.

Quick Reply: Progressive doesnt like RX8?



All times are GMT -5. The time now is 06:25 AM.