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Insurance for RX-8

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Old 05-15-2003, 09:49 AM
  #26  
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Re: lol

Originally posted by eclps0
u guys think thats exspenisive i pay 6000 a year for my 2001 eclipse. I also dont have any points or tickets and im 19 with full coverage, also im on my moms insurance all togeather we pay way over 10,000 a year on car insurance.
I'm 19 driving an FD and I don't pay near that much. Ouch.
Old 05-15-2003, 09:56 AM
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Check this out!

Called my insurance company to get a quote for the RX-8. I currently drive a 1994 Mazda 626 4 cylinder. I pay $1,400 per year.
He said for the same coverage I would pay $2,000 for the RX-8 (not accurate - need vin #). I asked for a quote for the 2003 Infiniti G35C - $1,400 per year. I would pay the same for my 1994 Mazda 626 with 120,000 miles, which is worth around $2,500 as I would for a new 2003 Infiniti G35C that's worth 30K?
Old 05-15-2003, 10:33 AM
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Originally posted by ACRX8
Check this out!

Called my insurance company to get a quote for the RX-8. I currently drive a 1994 Mazda 626 4 cylinder. I pay $1,400 per year.
He said for the same coverage I would pay $2,000 for the RX-8 (not accurate - need vin #). I asked for a quote for the 2003 Infiniti G35C - $1,400 per year. I would pay the same for my 1994 Mazda 626 with 120,000 miles, which is worth around $2,500 as I would for a new 2003 Infiniti G35C that's worth 30K?
The cost of parts factors in a lot.
Old 05-16-2003, 10:41 AM
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My agent just called me back with an accurate quote.

RX-8 $1,525 per year!

Not bad - currently paying $1,400 per year for my 1994 Mazda 626 with 120,000 miles.

:D :D

Don't understand why the G35 coupe is $100 less than the RX-8
when the G35 has more hp?
Old 05-16-2003, 12:17 PM
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ACRX8,

Do you actually live in the city or on the outskirts? Man, $1400/yr in a major city, and mine is $2260/yr living in burbs of central Jersey. Ridiculous!

ERIK
Old 05-16-2003, 12:26 PM
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ERIK,

I live 12 miles outside of Philly, the burbs but very congested around here.

What's your age and driving record?
Old 05-16-2003, 03:48 PM
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I'm 27, single, and have a clean driving record. Clean according to state farm, have a forgiven accident that comes off Jan, 2004.

ERIK
Old 05-17-2003, 05:45 AM
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Question

Hey, RX-Nut, how much did State Farm quote you (if ya don't mind me asking)? Was it even near the Geico amount?
Old 05-17-2003, 01:33 PM
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Our State Farm here said they couldnt get an accurate quote since the car was new. They didnt want to trun my business away with a false quote.. Strange if you ask me.. but I gave em the benefit of the doubt and promised I would check back with a VIN.
Old 05-17-2003, 02:59 PM
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-22 years old (~6 years w/ llicence)
-one non fault accident (rear ended on the highway)
-no tickets

State Farm
RX8 - based on car price/power - no listing ~$6,000 year
WRX STi - Based on WRX + new value/power ~$8,000 year

canadian dollars... bet you feel better about your quotes now. :P
Old 05-17-2003, 03:05 PM
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Originally posted by jeffreybt
-22 years old (~6 years w/ llicence)
-one non fault accident (rear ended on the highway)
-no tickets

State Farm
RX8 - based on car price/power - no listing ~$6,000 year
WRX STi - Based on WRX + new value/power ~$8,000 year

canadian dollars... bet you feel better about your quotes now. :P
It would be the same if I got the RX-8 under my own name...

That's why I'm having my dad co-sign the lease so that I can get insurance under his name; I'll take the family car under my name.
Old 05-21-2003, 12:40 PM
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$392/6mo.

Called State Farm today, they have the '04 RX-8 in thier system as a 4-door coupe. I'm a 33yo. male, married, and drive over 150 miles per week. They quoted $392/6mo.! Cheap! Asked if this was accurate, she said yes, the car is in thier system this is not an estimate. Cool, now I just need to worry about the mpg rumors! (14MPG, YUK!)
Old 05-21-2003, 01:46 PM
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Below are listed the quotes from my State Farm agent for the various cars that I was interested in (after my car accident) before I settled on the 8.

Notes: I'm 34, single, clean driving record (accident wasn't my fault). Quotes are for the current year models.

Acura RSX - $162
Hyundai Tiburon GT - $151
Toyota Celica GT - $151
Toyota Celica GT-S - $171
Nissan 350z - $169
Mazda 6 - $133
Mazda RX-8 - $143
Old 05-21-2003, 02:05 PM
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Originally posted by OmegaBob
Below are listed the quotes from my State Farm agent for the various cars that I was interested in (after my car accident) before I settled on the 8. ...

... Waiting for the RX-8, That's great!
Old 05-21-2003, 02:35 PM
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I checked with my State Farm agent back in March, and I got a printout and quote of around 950 every six months. Not too bad, considering I'm 22 and male, but I dont have any tickets/accidents, and there's a discount or two on there for miscellaneous reasons.

But then again, I'll believe the quote when the bill comes in the mail, my brother was quoted around 1000 / six months when he got his GS400 two years ago, and they steadily increased it to the point where he's paying about 230 a month for full coverage with no tickets/accidents.

And for the real kick in the pants - for all us youngsters (<25); when my brother turns 25 in June, his insurance will drop to 125 a month.
Old 05-22-2003, 09:00 AM
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State Farm told me they didn't need my VIN to give me a quote. Just to modify my policy. They had the RX-8 in their computer finally. They quoted me $520 / 6 months.

I'm paying $350 / 6 months now for a 93 Ford Mustang LX.

I live in Atlanta, 27 years young, 2 kidz, 1 wife (you get a discount if you have 3 or 4 wives) :D
Old 05-22-2003, 11:17 AM
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Originally posted by tripwire
(you get a discount if you have 3 or 4 wives) :D [/B]

I think that discount's only good in Utah....
Old 05-22-2003, 12:15 PM
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Wink

I just got an online rate quote from State Farm. Here's my stats:

-Age 28
-Married
-No tickets/violations
-$200 comp/$500 colision deductible
-$100k/$300K coverage for bodily injury and unisured motorist
-Rental car coverage
-Primary vehicle driven 15000+ miles annually
-Live in suburbs of Detroit, MI

Quote: $707 for 6 months ($118 per month)

Now, consider that the on-line quote for a 2003 Mazda 6i with all the same policy details is $632 for 6 months ($105 per month). When I actually called my agent several weeks ago, they quoted me $450 for 6 months on the 6i. If you factor in the same percentage drop for the RX-8, in theory I can insure it for only $502 for 6 months....or a mere $40 more than my Ford Escape was costing me before I got married in April.

I've been insured with State Farm ever since I started driving back in 1991. I've been through two accidents (one very serious) which were not my fault (drunk drivers both times), and they've always taken care of me and kept my rates extremely reasonable. I've never been able to find another company who can even come close to SF's rates.

Heck, with a rate that low, maybe I can convince my wife to let me get the RX-8 instead of a Mazda 6!!

Last edited by IWANTanRX8; 05-22-2003 at 12:18 PM.
Old 05-22-2003, 03:33 PM
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I checked on insurance today with State Farm finally as I see that they finally have it in their computer system. Great news for me! The six month premium up until I turn 25 is only $877.69 which ironically is LESS than the premium on my Prelude (I just sold) when it was already two years old. Thank God for four doors!! When I turn 25 in a few months, the six month premium will be 511.80. Not shabby at all.
Old 05-22-2003, 04:10 PM
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From State Farm, in Frederick MD, 40 miles outside of DC:

50/100/50 BID - 50 comp 500 coll deducts

$355 w/ pleasure < 10K annual use

$435 as work daily driver > 15K annual

includes 2.20 for Emer Road Svc, which we won't need for 4 years.

42Male,married,a couple minor speed tickets, not sure if those are considered, plus several discounts - multiple cars, multiline, etc.
Old 05-22-2003, 04:55 PM
  #46  
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Allstate

Just checked with our Allstate agent:

50/100/50 w/ 500 deductible
daily commuter vehicle
2 drivers: 45yo male, 35yo female; clean records
multiple car discount

$547 / 6 months. That's about $30 / 6 months more than we pay for the wife's '02 Miata.

Total premium for all three vehicles (RX-8, Miata and 92 Explorer): $1307 / 6 months.
Old 05-22-2003, 07:39 PM
  #47  
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Originally posted by RotorBoy
When I turn 25 in a few months, the six month premium will be 511.80. Not shabby at all.
Hope and pray for the change in rate at 25. I was told that over and over by my State Farm agent. I turned it didn't change because my wife wasn't 25 yet. Then when she turned 25 their was a new reason I don't remember what. It never changed only went up every year or so (no accidents or claims). Insurance is a total racket.
Old 05-22-2003, 08:33 PM
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that not bad paying $520 every six month that a great deal. i own a rx7 93 full cov and i pay 1,200 a year. the rx8 is very cheap because is a 4 seater -(sedan) that good when it comes to ins. jersey has the highest ins rate because of accident . Only one company didn't loose money and that was state farm. That is why jersey has the problem with in ins company.
Old 05-22-2003, 11:37 PM
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Interestingly, Allstate's online quote system calls the RX-8 a 2-door 4-cylinder coupe.
Old 05-23-2003, 11:39 AM
  #50  
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i asked them and they dont consider the hatch doors full size doors so the car cannot be a sedan...my insurence for it will be 2200 a yr.


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