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Old 10-03-2004, 04:51 AM
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Insurance Cost

How much do you guys pay for insurance?

Im 23 and i pay 125 bucks a month with 250 comp and 500 collision.
Old 10-04-2004, 08:14 PM
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85/mo. 500/500 deductible. Age... older
Old 10-04-2004, 08:22 PM
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Wow, I wondering if I'm paying too much. Age 31, clean record. Liability is 100/300. $2,500 deductible on both collision and comprehensive. Premium: $122 per month.

Last edited by quack_p; 10-04-2004 at 08:27 PM.
Old 10-04-2004, 08:46 PM
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Originally Posted by quack_p
Wow, I wondering if I'm paying too much. Age 31, clean record. Liability is 100/300. $2,500 deductible on both collision and comprehensive. Premium: $122 per month.
I'm 32 with a clean record, I also have 100/300, but my deductibles are both $250. I pay an average of about $50/mo for my '8, but there are three cars on the policy. I don't pay monthly (just pay twice a year), and because there are three cars, I said "about" $50. The charges on my policy for my '8 alone are just under $300/6 mo. I use Mercury (for 9 years).
Old 10-04-2004, 09:37 PM
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Just switched from Progressive to Unitrin.

$500,000 combined single limit (required by my company)

$100/$300 Uninsured Motorist (for all the nuckelheads in FL)

$500 deductible

$755 year with clean driving record.

Unitrin Customer Service isn't open 24/7 like Progressive, but IMO that's a small price to pay for a significant savings.

BTW, my '04 Odyssey is $672 for the year with the same coverage.
Old 10-05-2004, 08:19 AM
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43 - clean record - $1000 deductible, 100/300 - $92 / month - Buffalo NY
Old 10-07-2004, 09:21 PM
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I just switched from Geico to Liberty Mutual. Same coverage with both (100/300/100, PIP $2500 ded, comp $250 ded, coll $500 ded, no medical, no rental, no towing) - I'm 48, no point, no accidents, live in Maryland. Geico's was $538 for 6 months, Liberty Mutual's quote was $746 for a full year... then I got another 10% off (my bank is in an LM Group Plan), so down to about $675 per year, incredible. I'd have to guess LM rates the RX8 differently to be that cheap.
Old 10-07-2004, 09:41 PM
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Originally Posted by goforwand
Just switched from Progressive to Unitrin.

$500,000 combined single limit (required by my company)

$100/$300 Uninsured Motorist (for all the nuckelheads in FL)

$500 deductible

$755 year with clean driving record.

Unitrin Customer Service isn't open 24/7 like Progressive, but IMO that's a small price to pay for a significant savings.

BTW, my '04 Odyssey is $672 for the year with the same coverage.
I have the same coverage as you with Amex insurance, it's $500/6mo for the RX-8, but $250 deductable. My mustang costs the same, so $1000 per 6 months.

I just did an online quote with Unitrin, and they said:

Your 12 month quote is $3,025.00

Yuck. Wonder why it's so low for you and not for me. I have no points on my record, no accidents in 6 years.
Old 10-07-2004, 09:57 PM
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My RX8 is an addition to my Audi allroad. I am paying about $850 (6 months for my Audi). But since I drive both cars 99% of the time (my wife hardly drives at all), it's either i drive one or the other. Knowing that, the insurance only added $230 for 6 months for my RX8. Bottom line - $38/month insurance for my RX8. $250 deductible ... Geico!
Old 10-07-2004, 10:00 PM
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Originally Posted by ayap888
My RX8 is an addition to my Audi allroad. I am paying about $850 (6 months for my Audi). But since I drive both cars 99% of the time (my wife hardly drives at all), it's either i drive one or the other. Knowing that, the insurance only added $230 for 6 months for my RX8. Bottom line - $38/month insurance for my RX8. $250 deductible ... Geico!
Same here. I am pretty much the only driver, and I have two cars. The RX-8 costs $500/6mo with full coverage, the mustang costs $500/6mo with only liability.

I just did a quote with geico, same coverage as I have currently, and they want $1200/6 mo, so $200 over what I have now.
Old 10-07-2004, 10:44 PM
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I got a geico quote of 725.30 for a 6mth plan on an '04 VIN at a local dealership. This is their ultra coverage package.

I'm 22 with no tickets/accidents, seems like a fairly good price. Progressive wanted over a 1000 for similar coverage. I haven't checked anywhere else yet.
Old 10-07-2004, 10:50 PM
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I noticed their ultra package has no uninsured motorist coverage.
Old 10-07-2004, 10:51 PM
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$86 a month- State Farm

Clean record- 29
$500 deduct comp/collision

uninsured/underinsured
car/rental coverage
not sure on the liability limits, but there low, either 25/50, or 50/100 (I rent, dont own a home)
Old 10-08-2004, 07:41 AM
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Originally Posted by JasonHamilton
I have the same coverage as you with Amex insurance, it's $500/6mo for the RX-8, but $250 deductable. My mustang costs the same, so $1000 per 6 months.

I just did an online quote with Unitrin, and they said:

Your 12 month quote is $3,025.00

Yuck. Wonder why it's so low for you and not for me. I have no points on my record, no accidents in 6 years.
That's way off....you can call them directly @ 800.437.8394 to confirm. I also have no points/no accidents on my record. Also, Mercury is supposed to have good rates here is Fl, but I think they work through agents.
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