a friend of mine, and the previous owner of my rx8 used usaa and had really low rates. however, not being in the military i cant get in on that sweet action.

i use geico and i will pay 5 grand a year. i feel totally shafted. anyone have a good insurance company to turn to?

im 20, my rx8 is red.

 

Just shop around. Find the best quote for you. You can't really ask other people since insurance varies by location, driving record, type of use, etc...one person can get a better rate at say State Farm but another will have a lower premium using All State.

 

Try the same classification as USAA does....


"its a 1.3 liter 2 cyl 4 door sedan"

 

I was using Geico and switched to State Farm. They gave me a much better rate.

 

Hey guys Im new to the forum just bought an 07 Galaxy Grey Rx-8 for $20k which imo is not bad. Im still 18 and live in So CAL so I have no idea what my insurance is going to be like. Do any of you know what company will insure me for the least or at least at decent rates?

 

Strange, I did just the opposite. Dumped SF for Geico years ago. Couldn't be happier.

 

So you just bought a new car and don't have insurance yet?

Age is going to be a big factor. My premiums dropped considerably after 30. At 18 be prepared to pay a hefty premium for full coverage.

 

I had USAA and droped them because, The Harors was cheeper for a 12 month policy and USAA was only a 6 month policy. Yes the 12 month is cheeper than the 6 month. I can not understand it but more money in my pocket.

 

I use USAA. Even with a $250 deductible, I'm paying about $60 a month. I had Geico before that, and they considered the 8 a 4 door sedan for insurance purposes and I was paying about $110 a month.

 

Tears, USAA doesn't consider your 8 a 4dr....they do w/ me.

 

I thought $60 a month was pretty good... what are you paying?

 

Mine has my husbands truck and renters ins. included so I look when I get home.....Keep in mind I'm only 23, but my record is clean..

 

Well, I'm a day or two over 23 years old...

I also have renters insurance on mine, and I haven't had a ticket since July 14th 1996!

 

I had no idea you were that young!

 

It was a joke... I'm older then that.

 

Oops....I think we just thread-jacked.....sorry kersh4w!

 

Yes, much much older. You're getting the senior discount aren't you NT?

 

I'm way over 30 years old, and two other cars, and live in Michigan, which is notorious for being a "no-fault" State. I pay $68.51/month (822.12/year) with State Farm and just received a notice that it's dropping next month. I have a 2005 RX8, 6-spd manual.

 

 

if you were 23 now, you got your speeding ticket when you were 14?

haha, a speeding ticket wouldnt have been the only ticket written. :P

i dont mind on thread jacking, im not new to forums. i know how it goes. :P

the best rate i found so far is $4100/year.

 

I pay a little over 400 a month... :-( hopefully that will change at least a little bit when I move down to FL.

 

USAA
$75 month
$250 deductable
2004 RX8
2007 Tahoe

 

Jesus Christ! Over five years your insurance will cost as much as the car. Man..............

I use a company called Merastar, they used to be owned by Prudential, I think they may be a geico subsidiary now, I get great rates through them I'm only paying $712.00 a year for full coverage, uninsured motorist, 100K deductible on my new 8, but I have used them for 17 years, never had an at fault, and only had one ticket in my life (knock on wood).

Have you tried Progresive and E-surance, some of those TV companies that promise online comparisons? Progressive gave me a fair quote while I was shopping for my 8 but it was still higher than my primary carrier.

Good luck out there, I feel for ya, those rates sound brutal..

 

Originally Posted by kersh4w
the best rate i found so far is $4100/year.

Somewhere along the line you were a very naughty boy. Tsk

 

nope. completely flawless. and im a dean's list student.

NOW i have a speeding ticket though. although i'll be going to court for that, i still dont see it going away.