Some questions and querie? can help?
#1
Some questions and querie? can help?
Hi all bros out dere
Wanna ask u guyz some questions. If i to purchase a RX8 (6speed) and reg under my name. What would the insurance be like cos i'm only 21 but my licence still under probation. Cos i heard from those sales excutive if i reg the car under name it will be damn ex compared to reg under dad's name. Any comments for this?
What color of Rx8 has the fiercest outlook? any suggestions for me?
If made comparison between 350Z and rx8 which will better in terms of outlook. not comparing specs?
Thanks in advances man ... Cheers to rx8....
Wanna ask u guyz some questions. If i to purchase a RX8 (6speed) and reg under my name. What would the insurance be like cos i'm only 21 but my licence still under probation. Cos i heard from those sales excutive if i reg the car under name it will be damn ex compared to reg under dad's name. Any comments for this?
What color of Rx8 has the fiercest outlook? any suggestions for me?
If made comparison between 350Z and rx8 which will better in terms of outlook. not comparing specs?
Thanks in advances man ... Cheers to rx8....
#2
Registered User
I guess that it depends where you are from...
In parts of Australia, its illegal for anyone on a provisional licence to drive an RX-8 (based on a power to weight formual). Certainly, insurance for anyone under 25, if you can get it, would be around $3,000..
In parts of Australia, its illegal for anyone on a provisional licence to drive an RX-8 (based on a power to weight formual). Certainly, insurance for anyone under 25, if you can get it, would be around $3,000..
#3
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Originally Posted by illusion_sky
Hi all bros out dere
Wanna ask u guyz some questions. If i to purchase a RX8 (6speed) and reg under my name. What would the insurance be like cos i'm only 21 but my licence still under probation. Cos i heard from those sales excutive if i reg the car under name it will be damn ex compared to reg under dad's name. Any comments for this?
What color of Rx8 has the fiercest outlook? any suggestions for me?
If made comparison between 350Z and rx8 which will better in terms of outlook. not comparing specs?
Thanks in advances man ... Cheers to rx8....
Wanna ask u guyz some questions. If i to purchase a RX8 (6speed) and reg under my name. What would the insurance be like cos i'm only 21 but my licence still under probation. Cos i heard from those sales excutive if i reg the car under name it will be damn ex compared to reg under dad's name. Any comments for this?
What color of Rx8 has the fiercest outlook? any suggestions for me?
If made comparison between 350Z and rx8 which will better in terms of outlook. not comparing specs?
Thanks in advances man ... Cheers to rx8....
Black best :D Outlook is subjective - which do U prefer?
#5
mate
you are asking a rx8 forum to make a fair comparison between a 350z n rx8
dude you are talking about hard-core die-hard rx8 worshippers....
there ain't no comparison :D
you are asking a rx8 forum to make a fair comparison between a 350z n rx8
dude you are talking about hard-core die-hard rx8 worshippers....
there ain't no comparison :D
#6
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Hi illusion, someone with similar age/driving experience was quoted a premium of $4k+ from NTUC and $6k+ from other insurance companies. There is a reason for such high premiums. If you register under your name, you'll have to bite the bullet and pay the premium. If you register under your Dad's name to save the money and have to make a claim, not only would you have to fork out the high excess, you may also wipe out your Dad's NCB. Like I said, there is a reason why insurance companies charge such high premiums for young 1st time owners of high performance cars especially with provisional licences so don't fulfill the statistics. Naughty Boy is right, BEST is to get an old, cheap car and build up your NCB (and driving experience). Even 3rd party insurance can build up to 50% and be used for 1st party insurance later on.
Beauty is always in the eye of the beholder. You should buy the car in the colour that YOU like, it's YOUR money afterall. But if you ask me, RX-8 over 350Z (obviously), bright colours over dark colours.
Beauty is always in the eye of the beholder. You should buy the car in the colour that YOU like, it's YOUR money afterall. But if you ask me, RX-8 over 350Z (obviously), bright colours over dark colours.
#7
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Originally Posted by jetblast
dude you are talking about hard-core die-hard rx8 worshippers.... there ain't no comparison :D
#8
Illusion, you should put under your own name and bite the bullet. No doubt the premium will be high but you have to start somewhere. Otherwise next time when you want to start, you start from zero again anyway.
#9
Thanks for all ur advises ... btw non rx8 car owner can purchase the polo tee even though i might buy 350z .... but high chances i will get rx8 cos road tax lower and is such a babe magnet..... =)
#10
i just got my license 2... and they quoted my insurance at 6k plus....
so i registered under my dad's name, then on the insurance both of us are the named driver... and we bought 3 party coverage
so who ever drives the car we are still insured
the insurance px is 1k+
however my dad excess is 700, mine is 5700 and any driver above the age of 26 (i think) and driving experience above 2 yrs's excess is 1700
so i registered under my dad's name, then on the insurance both of us are the named driver... and we bought 3 party coverage
so who ever drives the car we are still insured
the insurance px is 1k+
however my dad excess is 700, mine is 5700 and any driver above the age of 26 (i think) and driving experience above 2 yrs's excess is 1700
#11
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Chris, thanks for providing some real figures. Aside from the high excess, really very daring to get only 3rd party coverage for an expensive car especially for the first couple of years since the loan exceeds the value of the car even for full coverage. Like I said, drive carefully, sensibly and responsibly which I'm very sure you do. Guys tend to drive with more testosterone and ego which occasionally overrides logical thinking and becomes a concoction for disaster when coupled with inexperience. Ok, I can sense I plucked a raw nerve with some guys liao so let me qualify that by saying it's just a generalisation. If I'm not talking about you, then just disregard it. Don't flame me, coz u know it's true :p
#12
Originally Posted by sqflyer
Chris, thanks for providing some real figures. Aside from the high excess, really very daring to get only 3rd party coverage for an expensive car especially for the first couple of years since the loan exceeds the value of the car even for full coverage. Like I said, drive carefully, sensibly and responsibly which I'm very sure you do. Guys tend to drive with more testosterone and ego which occasionally overrides logical thinking and becomes a concoction for disaster when coupled with inexperience. Ok, I can sense I plucked a raw nerve with some guys liao so let me qualify that by saying it's just a generalisation. If I'm not talking about you, then just disregard it. Don't flame me, coz u know it's true :p
i wont play with other cars lar... cos i koe i'm still lousy at handling the car :D if i crash the car then i wont have a car
i do koe pple who play wif other cars n end up in really bad situtations with the car. But do bear in mind there are a lot of dumb drivers who are females cant stand them when they think they own the road. once this nissian marche cut into my lane so i horn her to alert her... then when my car went past her she DAO me dumb lady... dunno she is in the wrong!
#13
Originally Posted by chaotichris
... then when my car went past her she DAO me dumb lady... dunno she is in the wrong!
she DAO u , cause,
yr horn so loud,
yr car so big,
yr colour so bright,
yr look dam chio,...... ...
think u r in the wrong. :D
#14
Originally Posted by LsBlack
hahahah.... cool down cool down,
she DAO u , cause,
yr horn so loud,
yr car so big,
yr colour so bright,
yr look dam chio,...... ... <<--------------------- This must be the main reason!!!
think u r in the wrong. :D
she DAO u , cause,
yr horn so loud,
yr car so big,
yr colour so bright,
yr look dam chio,...... ... <<--------------------- This must be the main reason!!!
think u r in the wrong. :D
You got that right bro. hehe... :D
#15
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Originally Posted by chaotichris
wat do u mean i only get 3rd party coverage? of cos there are much more to the coverage lar anyway my dad settle all these stuff so i dun really koe like the whole thing :p
i wont play with other cars lar... cos i koe i'm still lousy at handling the car :D if i crash the car then i wont have a car
i wont play with other cars lar... cos i koe i'm still lousy at handling the car :D if i crash the car then i wont have a car
Like I said, I believe you are not the reckless or irrational type of driver because you are not influenced by testosterone. Drive safe and lookout for other drivers who do silly things, there are plenty of them around, both male and female.
#17
Originally Posted by LsBlack
hahahah.... cool down cool down,
she DAO u , cause,
yr horn so loud,
yr car so big,
yr colour so bright,
yr look dam chio,...... ...
think u r in the wrong. :D
she DAO u , cause,
yr horn so loud,
yr car so big,
yr colour so bright,
yr look dam chio,...... ...
think u r in the wrong. :D
#18
Originally Posted by sqflyer
3rd party coverage is basic liability insurance. The insurance company will pay for any damages you cause to other parties, but it does not cover repairs to your vehicle. I think 3rd party also does not cover fire and theft. Problem is if you *touch wood* total your car, or fire or theft. The insurance doesn't pay and the finance company/bank will want you to pay up the outstanding loan because the colateral/asset (your car) no longer exist.
Like I said, I believe you are not the reckless or irrational type of driver because you are not influenced by testosterone. Drive safe and lookout for other drivers who do silly things, there are plenty of them around, both male and female.
Like I said, I believe you are not the reckless or irrational type of driver because you are not influenced by testosterone. Drive safe and lookout for other drivers who do silly things, there are plenty of them around, both male and female.
#20
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Originally Posted by linus
take this as a reference
i m 25
4 yrs drving exp
paying 4k for insurance.....
i m 25
4 yrs drving exp
paying 4k for insurance.....
mine is 2.8k, same age as u, but 6 yrs experience.
#21
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your insurance would drop significantly as you cross the 26 border(dunno why). And it is cheaper for females(though we keep complaining about them, the insurance companies have statistic that they crash less often than guys).
What i'll suggest is to find out how much excess if you are going to claim under your father. Add that to the amount of insurance your dad need to pay. Is it cheaper than the amount you are paying? If so then take it cos even if you crash you are spending less money than you get the insurance yourself.
Next question would be are you the type who might crash cars. If so, ahem...do ask someone else to register the car for you. If the person name you as driver during the claims, then the insurance company is likely to continue insuring the person with an increase in premium. But if you use your own name and you are first time driver, they might refuse renewal or worse terminate your insurance. Then you are really stuck. If you cannot find another insurer, good luck to your car(of cos you can dereg it and keep it at home as a furniture....).
What i'll suggest is to find out how much excess if you are going to claim under your father. Add that to the amount of insurance your dad need to pay. Is it cheaper than the amount you are paying? If so then take it cos even if you crash you are spending less money than you get the insurance yourself.
Next question would be are you the type who might crash cars. If so, ahem...do ask someone else to register the car for you. If the person name you as driver during the claims, then the insurance company is likely to continue insuring the person with an increase in premium. But if you use your own name and you are first time driver, they might refuse renewal or worse terminate your insurance. Then you are really stuck. If you cannot find another insurer, good luck to your car(of cos you can dereg it and keep it at home as a furniture....).
#22
Originally Posted by coupe07
wah urs quite expensive!!
mine is 2.8k, same age as u, but 6 yrs experience.
mine is 2.8k, same age as u, but 6 yrs experience.
#24
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Originally Posted by LsBlack
mine is 2.6k before NCD at 29.
din know NCD can transfer.??
din know NCD can transfer.??