Notices
Australia/New Zealand Forum They come from The Land Down Under.

Insurance - I have finalised the best insurance

Old Oct 28, 2004 | 08:26 AM
  #26  
RXE16T's Avatar
'RX-EIGHT'
 
Joined: Feb 2004
Posts: 2,768
Likes: 0
Which part of Sydney are you from e5cape?
Reply
Old Oct 28, 2004 | 08:32 AM
  #27  
e5cape's Avatar
Registered User
 
Joined: Sep 2004
Posts: 95
Likes: 0
From: sydney
insurance

the Drug capital of Aus = Cabramatta :D
Reply
Old Oct 28, 2004 | 08:35 AM
  #28  
RXE16T's Avatar
'RX-EIGHT'
 
Joined: Feb 2004
Posts: 2,768
Likes: 0
And you got insurance cheaper then me????

I suppose it's because I'm in the "Middle East" LOL
Reply
Old Oct 28, 2004 | 08:38 AM
  #29  
e5cape's Avatar
Registered User
 
Joined: Sep 2004
Posts: 95
Likes: 0
From: sydney
insurance

yeah i know it is more safer in Iraq than Bankstown. :p

i was from there b4 i move to Cabramatta :D
Reply
Old Oct 28, 2004 | 08:39 AM
  #30  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
e5cape....
how old are you, and is the 8 under your name?
sounds like a pretty good insurance deal to me if you are a young person (ie. early 20 to mid-20-ish), well done mate.

e
Reply
Old Oct 28, 2004 | 08:56 AM
  #31  
e5cape's Avatar
Registered User
 
Joined: Sep 2004
Posts: 95
Likes: 0
From: sydney
insurance

i m 28 , bought the car on CPH with Suncorp,

pay 7.6% p.a interest plus i can claim 50% of expense on the car.

my wife sometime used the car for her work so she a $8000 a year car allowance.

if u calculate the amount of car allowance my wife get in 5 years + the deduction i get for my tax. i practically getting the car for FREE :D
Reply
Old Oct 28, 2004 | 08:58 AM
  #32  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
good stuff mate!
so.... you must be pretty good with numbers hey.... :D

e
Reply
Old Oct 28, 2004 | 08:59 AM
  #33  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
this is horrific. i wish I study a part of commerce at uni. Actuary(sp?)

e... yes i was talking about parts and some repairer use cheap paint to cut cost coz AAMI not paying enough. My Integra has colour mismatch at the rear bumper and guess what ... the repairer itself damaged the bumper backing out his driveway.

Last edited by takahashi; Oct 28, 2004 at 09:04 AM.
Reply
Old Oct 28, 2004 | 09:06 AM
  #34  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by takahashi
this is horrific. i wish in study a part of commerce at uni. Actuary(sp?)

e yes i was talking about parts and some repairer use cheap paint to cut cost coz AAMI not paying enough
correct, but cheap paint = **** quality/finish.

AAMI offers lifetime repair guarranty, and each repairer have to give 3 years warranty for their work, so within that 3 years, the car can go back to the same repairer to get the defect fixed at no cost to AAMI/car owner.

e
Reply
Old Oct 28, 2004 | 09:08 AM
  #35  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
Oh ... for a white car (3 years old) - would that be hard to match an off white?!
Reply
Old Oct 28, 2004 | 09:13 AM
  #36  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by takahashi
Oh ... for a white car (3 years old) - would that be hard to match an off white?!
depends taka..... all depends on how old the paint is (whether it has been looked after etc), and how good the painter is to mix the colour. generally white isnt a bad colour to match.

the worst colour is SILVER, most of the time, its best to respray the whole side just to get a good finish.....

e
Reply
Old Oct 28, 2004 | 09:19 AM
  #37  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
black is easy like your black... not my black?

EDIT: Hey EZZY say if I want to paint the rear bumper with the plastic underneath bit into shiny grey. Would that be difficult?

Last edited by takahashi; Oct 28, 2004 at 09:22 AM.
Reply
Old Oct 28, 2004 | 09:29 AM
  #38  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by takahashi
black is easy like your black... not my black?
thought my blk is same as your blk

Originally Posted by takahashi
EDIT: Hey EZZY say if I want to paint the rear bumper with the plastic underneath bit into shiny grey. Would that be difficult?
thats quite easy. i'd suggest to remove the rear bar..... mask up the "red" part with good tapes (we usually use 3M tapes), clean the "black" part, plastic prim the black part, and mix the colour of your choice and go hard. you can either leave in a matt finish or clear it with clear to make it shiny.
shouldnt be more than $200 for a proper job.

e
Reply
Old Oct 28, 2004 | 09:34 AM
  #39  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
Would you able to paint the plastic part to like the painted black part. I just don't like the lumpy bits. Painted plastic look will look very cheap. If you can bring it to same shiny as the other parts, then it would be great.

I will talk to my paint guy. Once I have my CF vent sorted out.

EDIT: What is the paint code for Ti grey? Do you think it is a good grey for the rear plastic bit?
Reply
Old Oct 28, 2004 | 09:40 AM
  #40  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by takahashi
Would you able to paint the plastic part to like the painted black part. I just don't like the lumpy bits. Painted plastic look will look very cheap. If you can bring it to same shiny as the other parts, then it would be great.

I will talk to my paint guy. Once I have my CF vent sorted out.

EDIT: What is the paint code for Ti grey? Do you think it is a good grey for the rear plastic bit?
i'd prefer keeping it black, or just match it to the body black (shinny).... so it looks "cleaner". the Ti grey will look out of place on a black 8. :D
Reply
Old Oct 28, 2004 | 09:44 AM
  #41  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
hmmm

I think you are right... I am very impressed with the MazdaSpeed diffuser's 2 tone colour though. Do you think I can make that effect? Just tell me if it is a stupid idea.

Coz I am thinking what the shiny grey look like at the mesh area.... :o
Reply
Old Oct 28, 2004 | 09:47 AM
  #42  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
Originally Posted by takahashi
hmmm

I think you are right... I am very impressed with the MazdaSpeed diffuser's 2 tone colour though. Do you think I can make that effect? Just tell me if it is a stupid idea.

Coz I am thinking what the shiny grey look like at the mesh area.... :o
nah, either get a proper MS rear diffuser or colour code the rear-lower bumper .... thats what i'd do anyway.

what does MA rear diffuser look like in 2-tone colour anyway :o
Reply
Old Oct 28, 2004 | 10:06 AM
  #43  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
So I think I should get it paint black or leave it alone right?

hmmm black..... :o hard to imagine one.

Rear diffuser - it is just the normal black/grey MazdaSpeed rear diffuser. I see if I can find pic
Reply
Old Oct 28, 2004 | 06:13 PM
  #44  
CMac's Avatar
Registered User
 
Joined: Oct 2004
Posts: 43
Likes: 0
From: Sydney
I rang 4 or 5 insurers to get quotes last week. i'm 28 so i thought i was less of a risk now i'm getting older, never had an at fault claim. Results were surpising to say the least.

1) GIO: $3,800
2) AAMI: $3,300
3) Shannons: Said they wouldn't insure me as they only specialise in antique cars... what the !!
4) NRMA: $2,300 (in part due to the multi policy discount)

I think i had a phone rep that didn't know what he was on about. Anyone else had that line from them?
Reply
Old Oct 28, 2004 | 06:46 PM
  #45  
sco's Avatar
sco
Registered
 
Joined: Aug 2003
Posts: 1,459
Likes: 0
From: Brisbane, Australia
Shannons will only insure you if they consider you low risk, and will spin you a line to get you off the phone if they don't think you are. I almost got a quote to insure my RX-8 until I said it was under hire purchase then they weren't interested (spun me a line about it being really expensive, but wouldn't give me a price).
Reply
Old Oct 28, 2004 | 07:10 PM
  #46  
Choppy's Avatar
www.rx8club.com.au
 
Joined: Dec 2003
Posts: 681
Likes: 0
From: Sydney, Australia
Well most insurence companys are the same they take ages to get anything done.. When its a sports car even worse. 3 months is actually not a bad time to get paid out. I know the legal issue are no good.

I will save myself 1000 dollars if i switch to JustCar insurence from my NRMA that im paying @ 3700 almost a year. Im currently 24. Living in the other middle easy Arncliffe.

Shannons would not insure me..
Reply
Old Oct 28, 2004 | 07:30 PM
  #47  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
CMac , those are ridiculous amount for a 28 y.o. Do you mind telling us what rating you are.

When I first purchased this car, I was 29, just a year older and was with AAMI at life time rating 1. I only paid $1350.

Ring again... insurance co's are stupid. If you have premium that $1300 when you are 29 and $3000 when you are 28 than it is just a stupid world... keep ringing the same company before one give way.

EDIT: When I called GIO, the first quote was $1200 with monthly payment system... Then I complain about AAMI was cheaper, I better ring other co, then they switch to their supervisor and get me $1012 and insure all my mods - not able to reduce the excess (company policy for the RX-8 or 350Z).

Last edited by takahashi; Oct 28, 2004 at 07:33 PM.
Reply
Old Oct 28, 2004 | 07:44 PM
  #48  
CMac's Avatar
Registered User
 
Joined: Oct 2004
Posts: 43
Likes: 0
From: Sydney
Sco, that sounds svery familar... i mentioned the car was under hire purchase as well.. mmmmmm.. how does that make a difference, they will just try to flog you gap cover.

Taka,
I have a lifetime rating one with NRMA. Living in annandale, next to leichhardt which i believe has one of the highest car theft rates in sydney.

I might even call the NRMA back being cheeky and say i have a quote for $2,000 to see what they say.. can always do it online after to get that price.

The excess is only 4-$600 which also makes a difference.
Reply
Old Oct 28, 2004 | 07:52 PM
  #49  
takahashi's Avatar
Thread Starter
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
CMac.

Mine last year was 1340, rating 1, safer VIC suburb, 29, excess 450. I change because I modded the car.
Reply
Old Oct 28, 2004 | 07:55 PM
  #50  
CMac's Avatar
Registered User
 
Joined: Oct 2004
Posts: 43
Likes: 0
From: Sydney
thanks for the info.. time to get tough with them...
Reply

Thread Tools
Rate This Thread
Rate This Thread:
You have already rated this thread Rating: Thread Rating: 0 votes,  average.


All times are GMT -5. The time now is 11:15 PM.