^^Figured someone would say that. CC's are not bad, holding a balance in them is bad. Otherwise you reap benefits from it. I have 3 and they've never gained a dime out of me other than paying the charges straight up from my checking account. Not a single interest cent have they've earned from my accounts

 

^thats the way to do it

 

That's what I do, I just have one credit card for my gas for my car, pay it off monthly and since i have a school and car loan, i'm building credit that way ^_^

 

^^You're wise young padawan.


Actually, anytime I wanted to splurge on stuff that cost over a few thousands, I pulled out a new CC waiting for the right offer of no APR for 12 months. So I could buy up to say, 4-5k worth of stuff, and pay it off before the intro period is up. Course you gotta pay the min due each month. Did this when I bought a new tv, blu ray and 360 and doing it again now getting parts for the 8.

 

well you have to be 21 now to open a credit card with the new bill that obama passed....

 

indeed i guess we are a lil more savy than the average person lol, but were no were near acccountant levels like paris hes a god of financing lol

 

i heard about that im not filled in in all the details lol, i guess 18 year oolds arnt very smart haha

 

Financing your own money is not complex. Anyone can be a "god" of it.

I created an excel sheet 3 years ago that I update weekly. It tracks my typical bills I owe each month (rent, car payments, overheard, etc) along with what I predict I will spend for food, gas, etc. I set it up to run almost a year down the road from the current day. This way I can forecast what my spending will leave left over to see if I can afford something like say, a trip, a vacation, a car, whatever.

It's very handy to have.

 

I think i got this one...

Varible = Perspective.

Life > Money but Money = Life but to some Money > Life

Theory: To those who find riches in being surrounded by those who they find enriching will find more satisfaction in that than any amount money can produce.

HOWEVER

To fatcats, Money > Life in that they are willing to sacrifice lives for their quest to accumulate and incorporate.

BUT

In many cases, LIFE = MONEY - which basically states that some are incapable of living life without being financially established. That or they believe that life cannot be truly enjoyed unless they have established some kind of financial security.



So yeah...i like theoritical math

 

Being save (y) is a good trait, and it appears most of us have this said good trait.

Paris is an accountant? not what I envisioned him as...

 

'Nilla, you're full of ****.

 

yepp that is smart, i usually keep all my reciepts and online banking apps ftw lol but of course i have a much simpler financial expenses than most of you i only have my car, gas, cloths, school expenses so nothing that isnt easy to keep on check

 

i actually think paris is right, hers how i see it

when i was working full time at ups and was a full time student i had money but no time to spend it lol so i was unhappy cause i had no life

then im unemployed, i enjoy the simple things in life, but frustrated at how the world revolves around money lol

 

You should always keep all receipts up to about 3-5 years worth just in case for something such as audits.

I have a few containers with folders that assorts all my different receipts for bills. Sooner or later gonna need a damn filing cabinet.

 

Sephy: cheah, i gotta make my legit money some how...besides, it's steady but reliable and on top of that...nobody like math...nobody - even people who are mathmeticians don't like math...i think there are just people who are good at it or can do it w/little thought....which i think identifies me...dunno why, numbers just make sense


'laze:

 

^case and point.

Varible = Perspective

 

^











There is hope for you yet.. just remember you're missing one little key

Variable = perspective which is proportional to change over time.

 

im now lost......

 

^true!

Varible = perspective which is contingent to time

****! MY KEYBOARD DOESN'T HAVE THAT SYMBOL!


seriously, if i were toking right now this **** would be blowing my mind...

 

That's what beer is for

 

haha aren't you at work 'tilla? so there'd be no toking right now anyways

 

work is for losers oh wait........

 

 

 

haha we are not losers!...okay some of us may be...but that's cause of other aspects, not cause of work