The perks of good credit.

Feb 20, 2013 | 07:58 PM

godesshunter

Thread Starter

Voids warranties

Joined: Aug 2011

Posts: 1,632

Likes: 0

From: southern new england

The perks of good credit.

Ive had my car for almost 2 years now. With my very little credit history, I initially got a loan for 72 mos. at 13.59%. Tonight I just refinanced for 60 mos. at 2.75% Almost $150 cheaper per month. whoop whoop!

Feb 20, 2013 | 08:02 PM

RXeligion

The X is silent

Joined: Mar 2011

Posts: 688

Likes: 2

From: New Lebanon, Ohio

Congrats on the reduced rate... you'll see the principle fall quite a bit more quickly, now.

Feb 20, 2013 | 09:55 PM

timmytriangles

Tim8

Joined: May 2009

Posts: 196

Likes: 0

From: Long Island, N.Y

goddess i got like the same deal when i refinanced. save me so much. i love credit unions.

Feb 20, 2013 | 10:08 PM

monchie

I HATE SPEEDBUMPS!

Joined: Nov 2007

Posts: 8,549

Likes: 8

From: Las Vegas, NV

Keep paying it on time, and your credit should go up some more.

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