The perks of good credit.
 

Ive had my car for almost 2 years now. With my very little credit history, I initially got a loan for 72 mos. at 13.59%. Tonight I just refinanced for 60 mos. at 2.75% Almost $150 cheaper per month. whoop whoop!

Congrats on the reduced rate... you'll see the principle fall quite a bit more quickly, now.

goddess i got like the same deal when i refinanced. save me so much. i love credit unions.

Keep paying it on time, and your credit should go up some more.