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My bad luck - Hail and crash - Insurance help

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Old Dec 11, 2007 | 05:17 PM
  #1  
mogley's Avatar
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My bad luck - Hail and crash - Insurance help

I don't know what it is with my luck but i got hit by hail..
My dad went out to move the car out of the way but it was a bit too late and the car is now dented everywhere.

On top of that he tried to back it under cover but in the panic of the hail i guess he backed it into a tree.

Now the back is crunched too.

Is that one event or will that be two excesses?



I hate Sydney and this god forsaken weather.
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Old Dec 11, 2007 | 05:49 PM
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Ouch!

Unfortunately, I think it is 2 sepatrate claims.
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Old Dec 11, 2007 | 05:51 PM
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OMG... sorry about that.

I guess it is really bad luck
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Old Dec 11, 2007 | 06:14 PM
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Damn if it is going to be 2 claims then i will just fix the hail and hope the panel beater replaces the quarter panel at the back cause its so dented anyway.
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Old Dec 11, 2007 | 08:28 PM
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It hailed in my area last Monday, but thank goodness that my cars were both garaged when it happened.
Some neighbours weren't so lucky and their cars ended up with many dents.

I really feel for you, mate.
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Old Dec 11, 2007 | 11:27 PM
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On the brightside I get another new bonnet, and some new panels.

And the joy of driving around a beater car.

Damn i just waxed her a few weeks ago too.

Life is unfair.

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Old Dec 12, 2007 | 12:07 AM
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Umm, well ... it is technically two claims ... but you could argue that the hailstorm was the reason for the incident, therefore they may put it through as one.

It's up to you how you argue it ... aren't you studying law? You should be able to argue yourself out of a paper bag easily enough.
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Old Dec 12, 2007 | 04:57 AM
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yeh around my area alot of damage occured, luckily for me (even with the car parked outside) i cant see any damage, or maybe it is being hidden with all the dirt on the car lol, sorry to hear bout your car though mogley, hope it all works out for ya!
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Old Dec 12, 2007 | 10:58 AM
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Sorry to hear that Mogley, hail is every motorists worst nightmare.

Do you have any pics...?
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Old Dec 12, 2007 | 05:37 PM
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Geez mate, thats tough. I just got into my garage when the first few stones started falling. I hope you dont get dicked around with insurance.
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Old Dec 12, 2007 | 07:25 PM
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mogley's Avatar
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Originally Posted by Cromax
Umm, well ... it is technically two claims ... but you could argue that the hailstorm was the reason for the incident, therefore they may put it through as one.

It's up to you how you argue it ... aren't you studying law? You should be able to argue yourself out of a paper bag easily enough.
I just graduated! Woohoo.

Lol i don't think studying law will equip me with anymore skills than the average joe.

"BULLSH*T ITS NOT COVERED" was never part of the syllabus.

Maybe it's something you pick up on the job.

hah.
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