Need some advice - Got rear ended - Page 2

Nov 26, 2008 | 07:54 PM

#26

alnielsen

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Joined: Aug 2004

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From: Buddhist Monastery, High Himalaya Mtns. of Tibet

Here they are: http://www.aceautoinsurance.com/

I'll bet he was a high risk driver.

Nov 26, 2008 | 08:40 PM

#27

Razz1

Mu ha.. ha...

Joined: Aug 2004

Posts: 14,361

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From: Cali

Just take it in to the body shop you like and get it fixed.
Tell his insurance company you are going to take it there to get it repaired.

They will agree and before the body shop begins work they will contact them if the damaged is more that $974. Then the two of them work it out and repair your car.

Simple as that.

Nov 26, 2008 | 10:47 PM

#28

ken-x8

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Joined: Aug 2006

Posts: 5,027

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From: Northern Virginia

Quote:

Do they normally order refurbished/aftermarket ones or can I have them order one from Mazda?

They'll get whichever is cheapest: used, aftermarket (imitation OEM) or OEM. Check with the body shop on what your insurance company authorizes.

A good body shop will accept a used part only if it's in good condition. Also, one time I coaxed GEICO into covering a new fender instead of a third party fender. I was willing to cover the difference myself if necessary. It was also a situation where they would eventually collect from the other guy.

Ken

Nov 27, 2008 | 12:39 AM

#29

Icemark

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Joined: Sep 2004

Posts: 755

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From: Rohnert Park CA

Quote:

Originally Posted by shabs84

Thank you that was very helpful. Wow $6000 worth of damage! How long did it take them to fix up your car?

It was three weeks, mostly because the other guys insurance company had to send out a rep to see everything the body shop found, because he didn't believe that there was that much damage.

Quote:

Visibly the damage is on the bumper and below. Before I got out of my car to assess the damage, I thought it would be a lot worse because of the speed of impact. He was in an Impala. From looking at the damage on his car, it looked like he hit under the bumper which caused my license plate to fold in half.

Yep, mine was the same way. Looked like almost no damage- In fact the first estimate was for only $1200... until they got the bumper cover off and saw everything. The whole front end of the neon was wasted.

Quote:

I'm supposed to take my car in next Thursday and the body shop said they'd put an order in for the bumper. He said it should take about a day to fix as long as there's no additional damage. Do they normally order refurbished/aftermarket ones or can I have them order one from Mazda?

In California you can require the shop and insurance company to use OEM parts, but if you don't require/request it, they can use anything the insurance company wants--- including bondo'ng used parts. Don't know if your state is the same way.

Last edited by Icemark; Nov 27, 2008 at 12:43 AM.

Nov 27, 2008 | 07:09 AM

#30

BBQdDude

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Joined: Jan 2008

Posts: 286

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From: Ohio

Do not sign the piece of paper for release. The settlement on the car and the settlement on your body are two different phases. You actually have 2 years to file for the settlement.

Things might have changed since I went through this but the above is what my insurance agent told me.

Take care,

Brian

Nov 27, 2008 | 05:41 PM

#31

mrinno

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Joined: Sep 2008

Posts: 167

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From: San Gabriel, Ca

TALK to a LAWYER. !! First thing you should do. It was clearly not your fault, so you should not pay for crap. HIS insurance just wants to make a settlement as quickly as possible (making you sign the release of claims).

TALK TO A LAWYER