co-signer wants me to give the car back
04-24-2008, 04:45 PM
#51
You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.
04-24-2008, 05:15 PM
#52
RX-8s Official Cool Guy
Only because the OP was asking for our opinion on the situation yet when we gave it he got all defensive and started telling everyone he is this and that but really if he were established as he claims he was getting this car would be no problem. What I don't understand is why ask for our opinion on a situation yet when we give one that you don't agree with you have to attack our crediability? Like you did with NY's. I am glad you returned the 8 so you can go start bother the Civic Nation. That is it I am out
04-24-2008, 05:26 PM
#54
RX-8s Official Cool Guy
04-25-2008, 09:30 PM
#57
2005 Black RX-8 GT 6M
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04-26-2008, 12:40 AM
#58
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I think that if you're at the age of 23 you're able to make your own decisions. If you're going to make the payments every month and take responsibility when your warranty expires then all she did was put her name on a piece of paper.
Though paying $20k for an 8 with 50k miles is pretty insane. I got my 2005 with 29k miles in December for $18k.
Though paying $20k for an 8 with 50k miles is pretty insane. I got my 2005 with 29k miles in December for $18k.
04-26-2008, 01:12 AM
#62
My <3 rotates.
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04-26-2008, 01:25 AM
#64
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OOOO... I see... So I guess he took it back? Whats the deal with you guys blowing up engines?! I have an 04 MT which seems to be the one notorious for blowing up... I have over 112K on my original engine. I guess I just need to teach some of you how to drive.... The trick is to let it warm up, then drive it like you stole it
04-26-2008, 01:30 AM
#66
My <3 rotates.
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Ive never wrecked Flea.... DARBY and JON hit me 
The only damage I have ever done to her was when that poe attacked her in the parking lot. I kick *** at fast speeds in my 8.. You know it.
Glad to see Im not the only one up this late though.
The only damage I have ever done to her was when that poe attacked her in the parking lot. I kick *** at fast speeds in my 8.. You know it. Glad to see Im not the only one up this late though.
04-26-2008, 01:31 AM
#67
My <3 rotates.
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I carry a piece of wood with me so I can knock on it all the time...
She has been good to me, her loves her mommy... I got my spoiler today BTW, its so wierd to look in the moirror and see it there.. I like it though.
04-26-2008, 01:44 AM
#69
I used to sell cars for a big dealership here in florida. If you want any advice on getting the best deal, i'd be glad to help. Just PM me. For a small fee, I'll even go to the dealer with you to negotiate your deal.
04-26-2008, 01:55 AM
#70
My <3 rotates.
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Of the wood I carry around or the spoiler? LOL JK
Its just the OEM spoiler... I didnt want one when I first got the car and then decided at BOTD that I do like it... I just bought gr3ddy's, had it painted and put on... Nothing fancy or rice, just plain ole OEM.
Its just the OEM spoiler... I didnt want one when I first got the car and then decided at BOTD that I do like it... I just bought gr3ddy's, had it painted and put on... Nothing fancy or rice, just plain ole OEM.
04-26-2008, 01:56 AM
#71
You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.
I suspect that the plan was to let you drive it for a bit, let you fall in love, then inform you that your mom's credit only qualified for this other loan. And that your new payment will be around 600 - 700 a month for 36 months with some money down (like 3-5k). Sign here, press hard.
Last edited by myriadshalaks; 04-26-2008 at 02:02 AM.
04-26-2008, 10:07 AM
#73
RX-8s Official Cool Guy
You guys all fail for not seeing that he returned the car but for people who can't read here you go.
04-27-2008, 08:11 AM
#75
Registered
I have a son 23, he's married and is working hard to make his apartment rent and all the other required monthly payments. I can't imagine co-signing with him. The obligations of the co-signer are too much. If you fault in your payments then the bad credit will show up on her records. She has every right to voice her opinion and if she doesn't agree with what you are doing then you must abide by her wishes, no matter how you feel about th car.
My advice to you would be to get credit as mentioned previously and purchase what you can afford without your mothers help, even if it's a used 250cc scooter!
EDIT:
I didn't read the whole thread... lol... My advice still stands for anyone in this situation.
My advice to you would be to get credit as mentioned previously and purchase what you can afford without your mothers help, even if it's a used 250cc scooter!
I didn't read the whole thread... lol... My advice still stands for anyone in this situation.
Last edited by SilverEIGHT; 04-27-2008 at 08:17 AM.