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Mazda Extended Warranty... Rip off or worth it?

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Mazda Extended Warranty... Rip off or worth it?

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Old 01-13-2012, 06:28 PM
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Question Mazda Extended Warranty... Rip off or worth it?

So I purchased an 05 RX8 a few months ago and within the first couple of weeks of owning it, it needed a new motor. Since it wasn't my fault, and I guess mazda didn't really inspect the car well enough before selling it... They sent me a new motor. So needing a new motor is checked off the list...

Anyways, I noticed my loan shot up 2k, and after calling Mazda asking why this happened they said they slapped on an extended warranty which is going to cost me 2k for 2 years and said that's how I got the new motor, which it wasn't. After I proved them wrong they asked if I wanted to take it off or keep it... I told them I thought the throwout bearing may be going out and if extended warranties covered it, and they said it only covered mostly the "big stuff"... And didn't really tell me what the "Big stuff" included except motor and transmission... I asked them to send me some info and I still haven't received it in the mail.

Anyone else feel like this is a scam? Or do you think it's something that may be worth keeping? I bought my car from an actual Mazda dealership, and I tried looking up the warranties online but it didn't give me any real info...

My car is an 05 6 speed, 64k miles and about 1.5k on the new motor.

Maybe that dealership just hates me for getting a free motor from them
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Old 01-13-2012, 07:03 PM
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Mazda extended the Engine warranty some years ago to 8years/100k miles, so if your engine dies out within that time, free engine core from mazda, some people here are on their 3rd free engine from mazda.

extended warranty is basically just your drivetrain if i remember correctly. So with that being said, i wouldnt pay for the extended warranty. a lot of the things on the car can go a long way if maintained properly
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Old 01-13-2012, 07:28 PM
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They can't just "add 2K to the loan" without your approval.

that's clearly a scam, hmm not even, that's a fraud.

if it's me I will go ahead and call some lawyer, these dealerships need to be stop. sue them till their pants is drop.
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Old 01-13-2012, 08:53 PM
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I thought about that too, but they said that warranty expired on the car a couple of years ago and they had to "pull some strings" with mazda to get me a motor...

And I figured it was the drivetrain... Especially since they wouldn't cover a throwout bearing... But it still doesn't seem like my car will have 2k+ worth in repairs in the next 2 years to make this warranty worth it... At least I hope not :O


Originally Posted by dozer View Post
Mazda extended the Engine warranty some years ago to 8years/100k miles, so if your engine dies out within that time, free engine core from mazda, some people here are on their 3rd free engine from mazda.

extended warranty is basically just your drivetrain if i remember correctly. So with that being said, i wouldnt pay for the extended warranty. a lot of the things on the car can go a long way if maintained properly
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Old 01-13-2012, 08:56 PM
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Agreed, I went over my paperwork and I signed a paper that just said they went over the extended warranty with me, but nothing about adding it.

Can't seem to trust anyone these days...





Originally Posted by nycgps View Post
They can't just "add 2K to the loan" without your approval.

that's clearly a scam, hmm not even, that's a fraud.

if it's me I will go ahead and call some lawyer, these dealerships need to be stop. sue them till their pants is drop.
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Old 01-14-2012, 01:59 PM
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Don't sign anything without exactly knowing what it is, because it could be just a waste of money.
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Old 01-14-2012, 02:06 PM
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Originally Posted by vex View Post
I thought about that too, but they said that warranty expired on the car a couple of years ago and they had to "pull some strings" with mazda to get me a motor...

And I figured it was the drivetrain... Especially since they wouldn't cover a throwout bearing... But it still doesn't seem like my car will have 2k+ worth in repairs in the next 2 years to make this warranty worth it... At least I hope not :O
pull some strings...LOLOLOL those asshats tryin to make you think that they went out of their way, the engine was replaced cus they had to do it according to the engine warranty. the throwout bearing always goes out, i bet the new one you get is gonna go out. it really isnt a big deal just the noise when you push the clutch down.
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Old 01-14-2012, 10:08 PM
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Originally Posted by dozer View Post
pull some strings...LOLOLOL those asshats tryin to make you think that they went out of their way, the engine was replaced cus they had to do it according to the engine warranty. the throwout bearing always goes out, i bet the new one you get is gonna go out. it really isnt a big deal just the noise when you push the clutch down.
The noise annoys me though, but it's not worth the 400 dollar repair... I seem to be the only one that notices it, everyone else just thinks it's normal.

Guessing this car likes to eat up parts?
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Old 01-14-2012, 10:09 PM
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Originally Posted by monchie View Post
Don't sign anything without exactly knowing what it is, because it could be just a waste of money.
I read it, what I signed was saying they went over the extended warranty. Nothing about putting it on.
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Old 01-16-2012, 12:01 AM
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If your original paperwork that you signed at the dealer doesn't include this extra $2k, you have the right to demand that they take it off the loan, as you did not authorize it to be added.

If they refuse, file in small claims court.
You show up with your original paperwork from the purchase of the car, and they show up with whatever forged documents they have created, and you simply show the judge that those aren't your signatures.

If you need to do anything extra, you find out when and where they say you signed the papers, and then you tell the judge where you really were at that point in time.

BC.
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Old 01-16-2012, 12:13 AM
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If it were not for the private extended 100k warranty I got through my bank I would have spent almost $3,000.00 when my alternator overcharged and fried my ABS modulator, Battery, lighting, and window switch. My extended warranty (Federal was the company I believe) also covered coils and the rental when I got my last reman from mazda at 96,000 miles (they all of sudden decided rental was covered the second time I got a reman).

So, I would check it out, all I had to pay was a $100.00 deductible. Honestly if I did not have that warranty I would not still have the car because at the time I didn't have the cash because I was in the middle of a divorce. If I recall USAA made the loan contingent upon getting that extended warranty. My GF just bought a Mazda 3 last year and she got the "gold" warranty package and it pretty much covers everything bumper to bumper up to 100,000 miles (even paintless dent removal).

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Old 01-16-2012, 12:22 AM
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Originally Posted by 9krpmrx8 View Post
If it were not for the private extended 100k warranty I got through my bank I would have spent almost $3,000.00 when my alternator overcharged and fried my ABS modulator, Battery, lighting, and window switch. My extended warranty (Federal was the company I believe) also covered coils and the rental when I got my last reman from mazda at 96,000 miles (they all of sudden decided rental was covered the second time I got a reman).

So, I would check it out, all I had to pay was a $100.00 deductible. Honestly if I did not have that warranty I would not still have the car because at the time I didn't have the cash because I was in the middle of a divorce. If I recall USAA made the loan contingent upon getting that extended warranty. My GF just bought a Mazda 3 last year and she got the "gold" warranty package and it pretty much covers everything bumper to bumper up to 100,000 miles (even paintless dent removal).
i don't have usaa. (not a veteran)

I financed my car originally thru Mazda American Credit.

Now my Mazda 3 is financed thru Chase cuz now Chase handles all Mazda loans (no more Mazda American Credit), I don't think Chase offers any extended warranty referrals no ?
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Old 01-16-2012, 12:28 AM
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Originally Posted by nycgps View Post
i don't have usaa. (not a veteran)

I financed my car originally thru Mazda American Credit.

Now my Mazda 3 is financed thru Chase cuz now Chase handles all Mazda loans (no more Mazda American Credit), I don't think Chase offers any extended warranty referrals no ?
Not sure, but I helped my GF's sister purchase a Mazda 2 this summer and she got the same package through the dealer but financed through a different credit union she was a member of. She had better credit and was more willing to walk since she didn't really need a new car so she got an even better deal which basically made the extended warranty free. She even gets free oil changes as long as she owns the car. And I got $250.00 for referring her
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Old 01-16-2012, 01:36 PM
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OP: are you talking about the pre-owned certified warranty, or the mazda extended care warranty?

Based on the price, sounds like it is the mazda extended care warranty. That's a good program. It really covers a lot of things with a $150.00 deductible (might be $100, but I'm not sure). It's is a very similar coverage to what 9krpm described above, the one he had through his credit union.

It is a shame that they "sold" it to you in a dishonest way - seems like. If I were you, I would just go ahead and keep it. I would talk to the manager and explain my discontent with the way they handled the whole deal. But you will be glad you kept the warranty program.

Right now I have the pre-owned certified warranty, which is pretty good and it includes a 12 month/12,000 mile bumper to bumper coverage - in addition to 7 years of power train coverage. I'm glad I have that warranty. I'll give an example. Last month my smart key module died on me for whatever reason. At first I thought the batteries on the remotes simply needed replacement, but it was the actual module that was dead. Doors wouldn't unlock, could not start the car with the keyless feature, etc. Went to the local dealer for a diagnostic test, and they found the actual module was bad. They fixed the module, gave me two new smart keys and fixed the whole thing under warranty. That was a $500.00 bill I didn't have to pay ($375 for the parts plus and hour labor at $125); all covered under the extended warranty i have. Lucky me, there is not deductible with the pre-owned certified program.

But as soon as my bumper to bumper coverage expires under the pre-owned warranty program, I will buy the one the dealer sold you; mostly because of what I explained above - which is the same thing with the added deductible. I could live with that.

Like 9krpm explained, you never know when your alternator - or any other part will die on you like the smart key module on mine. And it would be nice to simply pay a deductible and let the dealer take care of everything else.

Good luck.
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Old 05-30-2014, 05:22 PM
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"Being cheapest" is usually indicative of the one that is the least legitimate.
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