Highest Insurance rate!!!
 

I think I have the highest insurance rate. I was quoted $5,800 for a year just for the Rx-8. $5,500 total if I had my Camery on there too. I'm 22, nj, and one not at fault accident. Currently I have encompass insurance. I tried NJcure but they never emailed me back. Anyone with better rates?

uh. That's not right.

Try american express insurance, I pay $500/6mo.

They very high! I'd search more, do a search on teh forum, I know that there have been others on the forum in the same situation.

Wayne

Try GEICO. They quoted me $800 a year less than Allstate is charging me.

You might want to try Esurance www.esurance.com. But there have been a number of complaints of not renewing policies or jacking up the renewal price. Hmmm. bait and switch.

add a car reduce your payment???? I like that!!

On Topic: I'd suggest Libery Mutual....I'm also 22, first time with a car in my name, first time with insurance in my name....2 tickets and an accident (within the last 4 years) and I'm paying $1300 a year. My agent says the car counts as a 4-door as far as they are concerned and was able to reduce my payment significantly because of that.

Liberty Mutual has just about the highest rates in Mass. Over 5k a year is way too much. I started off with Progressive since they give you their price and an approximation of what other companies will charge. I went with Amica and I pay $1386 per year. I am a step 11 in Mass (Step 15 means standard rates, anything under that means a discount off the standard set rate).

American Family Insurance = $78.00 a month
No accidents or tickets for over 15 years.
My insurance company rates my 8 as a "4 door, 2 cyl, AT"

I'd shop around...
5+k a year is a sucker punch!
Good luck!

1314 for me a yr same company but im 25 with no points and a accident 6 yrs ago that i was rear ended.but i dont think they know about it but either way its cheap price for me.on my 93 rx7 i paided 3800 a yr.
liberty mutual rules all :eek: :D

Thx for the info! If i can get a decent rate ... i'll have my 8 by the end of October!!!

state farm has a lot of good discounts....i pay only 1300 a year and thats going down when i turn 23 next week. (just outside philly)

MetLife
 

$425/6Mos www.Metlife.com

I slipped on black ice and flipped my 4runner. Is that counted as an at fault accident? The popo said no and my insurance agent said it wasnt even on my record?

Check this link our for information on car insurance in NJ. - https://www.rx8club.com/showthread.p...t=geico+jersey
Advice/quotes from out of state members will most likely not pertain to your situation.

ypes of Coverage

Coverage Limits 2004 Mazda RX-8
Bodily Injury Liability(BI) $100,000 / $300,000 $988.10
Property Damage Liability(PD) $50,000 $202.90
PIP Full PIP Primary $15,000 limit medical / $250 deductible $226.90
Uninsured & Underinsured Motorist $100,000 / $300,000 $91.30
UM & Underinsured Motorist PD $50,000 $19.10
Medical Payments(MED) $10,000 $0.40
Comprehensive(COMP) $2,000 deductible $97.40
Collision(COLL) $2,000 deductible $354.70
Emergency Road Service(ERS) NO not provided
Rental Reimbursement(RR) NO not provided
Mechanical Breakdown Insurance NO not provided
Quote includes: Full New Jersey Tor

TOTAL: $1980.80 for 6 MONTHS!!!!

This is from geico. I still don't know how you guys are getting such great rates in NJ!!! the Liberty Mutual site is not even working for NJ and the closest agent to me is in NY haha.

Yup i read the thread a long time ago. I even search the other sections hehe.

Ah, I always like reading these insurance rate threads. They make me feel good. :)

Full coverage with AllState:
RX-8 = $680 per YEAR
STi = $760 per YEAR

:cool:

If you want to save money with Geico... choose Limited Tort.. it means you can't sue for minor accidents, but major ones you can.

I pay $4080 a year through Progressive for my RX-8 and Miata. $100 deductibles and full coverage.

Clean driving record and no accidents or claims and I'm 38.

I've shopped quotes from all of the major insurance companies and they quote about the same amount, give or take $250.

lol
 

LOL


no points
not tickets on record
no accidents
and on my mom insurance as prmary driver
also its a nj liberty mutal

i pay 6,500 a year.