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Mazda RX-8 Targeted (Insurance)

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Old Mar 23, 2007 | 08:50 PM
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Question Mazda RX-8 Targeted (Insurance)

State of Florida is targeting the RX-8 and calling it an unsafe car. My insurance company just raised my rates by $50.00, when asked why the response was " the Mazda RX-8 is considered an unsafe car". What a joke. I know that my Mazda is the best handling car I have owned. Well maybe the 928 Porsche is the almost matched ride to the mighty RX-8. I dont know why this is happening with my 8, but Im bothered by this. Anyone else has had an increase in their insurance rates?

Last edited by PRLegend; Mar 23, 2007 at 08:52 PM. Reason: spelling
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Old Mar 23, 2007 | 08:53 PM
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odd. my insurance rate is only $10 more dollars per month than my Civic Ex coupe was in California...
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Old Mar 23, 2007 | 08:57 PM
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What makes it unsafe?
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Old Mar 23, 2007 | 08:57 PM
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Sounds like your insurance co. is just trying to excuse raising rates. Check some quotes, and dump the bastards. They are playing the hype from the Chicago wreck, don't buy into it.
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Old Mar 23, 2007 | 09:00 PM
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What chicago wreck?
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Old Mar 23, 2007 | 09:05 PM
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Originally Posted by BlueEyes
What chicago wreck?

https://www.rx8club.com/rx-8-discussion-3/deadly-crash-chicago-111673/
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Old Mar 23, 2007 | 11:44 PM
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Don't believe what one schmuck tells you. The 8 like any other car is usually rated by its own industry loss experience, and the 8 has shown well there.
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Old Mar 24, 2007 | 01:28 AM
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Insurance for the RX-8 is super cheap compared to the S2000, Z or the G35 - atleast here in So Cal.
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Old Mar 24, 2007 | 02:02 AM
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Of all the cars on the road, the 8 is one of the most capable of avoiding a wreck in the first place. If anyone ever tries to tell you it's "unsafe," just remind them that the best way to stay safe is to avoid an accident altogether.
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Old Mar 24, 2007 | 02:13 AM
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that's bullshit... Call Geico and tell them what happend, or any insurance company and I bet you they would instantly get you set with a plan that is cheaper just too gain trust...

and I think it should be alot more expensive for any two seater sports car compared too a 4 seater... That's the possibility of 100% more life you have too think about if you crash...
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Old Mar 24, 2007 | 06:51 AM
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Originally Posted by PRLegend
State of Florida is targeting the RX-8 and calling it an unsafe car. My insurance company just raised my rates by $50.00, when asked why the response was " the Mazda RX-8 is considered an unsafe car". What a joke. I know that my Mazda is the best handling car I have owned. Well maybe the 928 Porsche is the almost matched ride to the mighty RX-8. I dont know why this is happening with my 8, but Im bothered by this. Anyone else has had an increase in their insurance rates?
OP: What is the name of your insurance company? Is FDOT claiming that the RX-8 is unsafe, or was the claim made by your insurance company?
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Old Mar 24, 2007 | 10:21 AM
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Originally Posted by Keef
that's bullshit... Call Geico and tell them what happend, or any insurance company and I bet you they would instantly get you set with a plan that is cheaper just too gain trust...

and I think it should be alot more expensive for any two seater sports car compared too a 4 seater... That's the possibility of 100% more life you have too think about if you crash...

Geico is a joke.....go with someone else.
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Old Mar 24, 2007 | 10:43 AM
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Originally Posted by 1stgen8
Geico is a joke.....go with someone else.
x2, do not go with Geico
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Old Mar 24, 2007 | 10:48 AM
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Originally Posted by sunilseru
Insurance for the RX-8 is super cheap compared to the S2000, Z or the G35 - atleast here in So Cal.

Totally opposite for me on the other side of the coast here in Eastern PA. Different states, different countries when it comes to a lot of things, insurance being one of them. My 06 S2000 is literally $48 more a year to insure then my 04 RX8 was. My former STI was just insanely high and costly, as everyone already knows. The cheapest of them all? My 06 Mazdaspeed 6. That car is in the same category of a plain old regular Mazda 6. However, I'm preparing for that day when the insurance company changes the category of that car. When I traded in my STI for the Speed 6, my insurance on nearly cut in half.
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Old Mar 24, 2007 | 10:55 AM
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I had Geico and got hit by someone without insurance and it was taken care of damn quick and without issue. Now the crappy body shop on the other hand...

I'm with Ameriprise now though because it was ~400-500 a year cheeper than Geico. You have to have a Costco membership though.

Originally Posted by Astral
x2, do not go with Geico
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Old Mar 24, 2007 | 11:01 AM
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Originally Posted by QBallz
I had Geico and got hit by someone without insurance and it was taken care of damn quick and without issue. Now the crappy body shop on the other hand...

I'm with Ameriprise now though because it was ~400-500 a year cheeper than Geico. You have to have a Costco membership though.

I have shopped around for service while with Geico to compare my current rates with other companies, and Geico is still the cheapest around for me. They are also so fast and extremely reliable. Not sure why someone would say don't go with Geico, unless a bad experience has made you partial. If they are one of the cheaper rates you get, they are worth it IMO. If they are more expensive, then perhaps not. It all depends on area. Here, Geico rules. They beat out State Farm and Progressive on a rate, and I tried getting State Farm to match it a couple years back, and they would not. They let me walk, saying, we cannot compete with that rate. Outstanding rates and service here.
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Old Mar 24, 2007 | 05:34 PM
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That's messed up. When I traded in my old Neon for the RX-8, my rates ended up being lowered because they said the 8 was way safer than the skittle.
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Old Mar 24, 2007 | 05:36 PM
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I think people mostly dislike GEICO because they buy cops laser guns, which ends up getting you tickets = higher insurance rates.
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Old Mar 24, 2007 | 05:46 PM
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I don't remember where it was but I did see somewhere that the 8 was one of the best as far as it's ability to not roll over during an accident. Sounds better than not having your head smashed in an accident to me!
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Old Mar 24, 2007 | 05:55 PM
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Here we go!

8 doesn't look unsafe!
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Old Mar 24, 2007 | 06:04 PM
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Actually according to this for '06 models it is THE best!

Take that insurance company!
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Old Mar 24, 2007 | 06:05 PM
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I think some insurance companies have morons working for them and classified the 8 as a 4 cylinder, 4 door sedan when it first came out. This might just be a reclassification into the appropriate category.
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Old Mar 24, 2007 | 06:07 PM
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Originally Posted by Hornet
Actually according to this for '06 models it is THE best!

Take that insurance company!
Wow, some of those SUVs are at 25% chance of rollover. That is incredible.
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Old Mar 24, 2007 | 06:30 PM
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My insurance just went up a lot, too. Like $270 a month more without any policy changes!! Not very happy. I have Progressive.
Thinking of switching. Hopefully I can get back to my lower monthly payments, otherwise I have to put the turbo on hold
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Old Mar 24, 2007 | 09:42 PM
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Try state farm, I pay $480 a year with $100 a deductible.
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