has anyone here taken a car loan from a bank when you were an employee of the bank so as to take advantage of the lower staff interest rates and when you've left, there was no adjustment to the interest and you continue to enjoy the lower rates...

I'm pretty confused about this because i've called the HR side and they told me ive got to refinance my car loan to prevailing market rates if i were to tender my resignation before the loan tenure was up but 2nd hand car dealers on the other hand told me that banks tend to forget and hence no interest rate re-adjustment.

any bros here with such experience....pls share here or if you're uncomfortable, a pm would do fine too

thanks!

 

Im with a bank, must refinance also if resign. Its in the loan agreement.
Not sure if theywill forget cos havnt resign yet....hehe