RX8Club.com - Fantasy question: What if you won a....

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Its always premium pricing for premium products.

Don't forget the 4961cc road-tax per year $6872.
Can pay about 9yrs road tax for RX-8.

Quote:

Originally Posted by lowrider

Question for car insurance people out there: Why is the Lambo's insurance so high? Don't the insurance company go by actual value of the car in general besides the usual variance like age, gender, area of house etc?

I am paying $1,050 for my 8. I assume that since the Lambo is 7 times the current value of the 8, multiple it up by 7 times? Then, the lambo's insurance should be around 8k per year? How does it work out to be 20k?

Hi bro good question. I cant answer you except the insurance quote is accurate. Let me give an 'amateur view'. If they insure competitvely for certain models and there are a lot of same type of cars insured with them, the risk is spread between many cars and the chances that they write off 7 RX8 (for example) is much less than they write off 1 lambo!! All u need is the 1 lambo owner go crazy they are down $700k. What is the chance that 7 RX8 owner go crazy at the same time and write off 7 RX8??

Maybe my explanation is not right but my point is maintaining these supercars cost much much more than one usually expect.
Cheers

Its not only the value that the insurance company base on. A WRX which is cheaper than an RX8 and has an insurance premium almost twice of the 8. The other factors that insurance company take into considerations are, capacity, FI or NA, no. of doors, statistics of claims made(eg. EG6 a lot of accident, higher insurance), your job status(desk boundor running ard), etc......

Dont forget the cost of repairing a lambo...

Perhaps the fellow should lighten up....and live it large like this (for a month)....

http://www.youtube.com/watch?v=Pa6-0bIbDw4&

I know this is an 8 forum...so kill me now for posting euro cars

THEN he should total the lambo, and make the news again. I mean...who in their lifetime would get a chance to drive one, then trash it. It was free anyway.....hehehehehe

DOnt think TP can catch it on the expressway even if they tried.....MotorImage cannot zhng the WRX until lambo stds....