Guys,

After my test drive on Saturday, my dealer told me he would call me on the 18/11/03 with a reg no for my car!!!!!. As I have had the chassis no, I have mangaged to take out my insurance policy which will start from the 18/11/03!!!. Dealers need the cover notes so that they can tax the cars - as you are all aware. My car will be ready for me to collect the week commencing the 24/11/03 at some stage. So for the sake of a couple of days my policy will start before I receive the car - don't want anything to hold up the delivery from my end. Tesco Insurance was the best deal I found, 25 years old, 5 years ncb - unprotected, single, still living at home with the parents!!!!, Policy came to £675.15 + £350.00 excess. This was like half the price of what some insurance companies quoted me!!!!!!!.

 

Tesco usually require a tracker device to be fitted.

 

Just called up Mazda and sorted my free 7 day policy. At least gives me chance to get my car on the road.

 

Direct-Line were much cheaper than Tesco for me.

 

Elephant.co.uk are by far my best. I believe that they are part of admiral!

 

Directline quoted me £713

26yo,single and 3yrs ncb.

 

Bell Direct £725

27yo, garaged, full protected NCB, but get this...... Glasgow G1 Postcode

over 400 cheaper than i could find elsewhere (just hope they don't disappear down the pan, although credit card protection gives some peace of mind)

 

I have a friend who lets his rabbit drive him everywhere.

All rabbits qualify for cheap insurance.

 

that's downright dishonest, shame on him. (git )

not that i have anything against rabbits

 

It might save him a fortune, but he runs the risk of the insurance company not paying out. Trust me when I tell you, it is not worth the risk. I know of people who have not been paid out as a result of this sort of thing. You have been warned....

 

Quite right and the more expensive the claim the more likely they are to investigate.

 

Absolutley!

He pointed out to me that the car was registered at his parents address, his license was still at his parents address.... and he went a bit quiet when I asked where he lived according to the electoral role...:p

 

yeah, if he's not careful he could go from to

 

Sorry to get on my soap box, but this sort of thing p*sses me off. Having been the victim of a driver who was not insured, this gets my back up.... I pay over the odds in west london - if you cant afford the insurance, dont buy the car.

I'll get off now! ;-)

 

To calm your ire Edo, I have edited my original post, relating an example of insurance naughtiness! :D

Seriously, I agree with you 100% and would not condone insurance dodges. Seems very "clever" until some poor bugger suffers because of it, as you seem to have.

 

ta!

 

I'm not sure if it's any good to anybody but, here were my quotes:

Privilage £407 (350xs)
Direct Line £390 (350xs)
NU Direct £586 (250xs)
Esure £380 (350xs)
Tesco £390 (250xs)
Churchill £466 (250xs)
My Broker £411 (100xs)* Went for this one, they pay claims

Cheers
Oilman

 

hello all
The best insurance i found so far is with tesco.
all the other companies wanted over £4k which was a joke :D
£2300 was the best price i found for da rx8.

19 year old male driver. with 2 years NCB

 

Thank god I am not 19...

 

Blimey cheap oilman!

Are you the oldest man in Britain?

:D

 

heh, Cornwall/Devon is teh cheep insurance area 4 some reason.

My current insurer quoted me £830 for the current year (was £430 for my 1.8lx 99 focus). So thats £166 balance for the year (4yncd).

Seen as low as £700 with 5yncd on other sites mentioned here.

 

£481 (£150 xs) with my current insurer. I'll do a bit of shopping aorund but as I'm mid policy the cancellation clause will mean that anyone else will have to be seriously cheaper to be worth me transferring.

The quote is for fully comp with proteted NCD. I'm 34 and have 10 years NCD, car on drive overnight.

 

I found:-

Direct Line £421
Sainsburys £483
E-Sure £486
MoreThan £492
Churchill £607
Elephant £610

All default levels of excess (~£200), full but unprotected no claims. Protected was £40-£70 more in each case.

Cheers
---Dave

 

Mine - all with class 1 business, 1xSP50 in Jan 2002 (3 points), accident (hit a deer) in May 2000, rear ended October 2003 (day of my sons birth a bloke hit me up the ****!) 3 years no claims bonus.

Direct line £850 (£100xs)
NUD (almost quoted me happy) £697 (£220 xs)
Egg £648 (before the 2nd bump which hasn't been sorted yet, so it goes down on their system as non fault claim) - moved to £748 (£250 xs)
Current broker - spoke to them and they told the insurer of the other car (keeping it - mondeo st24 with 7 yrs no claims) and got it for £675, 250xs and allowing for all outcomes of the claim.

All of these include the legal and all other whatnots that are the added extras...


Well happy!

 

Quick suggestion.......................try Halifax, most competitive for me ( 28 yrs old, 6 yrs no claims)