Insurance Sorted
11-03-2003, 09:12 AM
#1
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Insurance Sorted
Guys,
After my test drive on Saturday, my dealer told me he would call me on the 18/11/03 with a reg no for my car!!!!!. As I have had the chassis no, I have mangaged to take out my insurance policy which will start from the 18/11/03!!!. Dealers need the cover notes so that they can tax the cars - as you are all aware. My car will be ready for me to collect the week commencing the 24/11/03 at some stage. So for the sake of a couple of days my policy will start before I receive the car - don't want anything to hold up the delivery from my end. Tesco Insurance was the best deal I found, 25 years old, 5 years ncb - unprotected, single, still living at home with the parents!!!!, Policy came to £675.15 + £350.00 excess. This was like half the price of what some insurance companies quoted me!!!!!!!.
After my test drive on Saturday, my dealer told me he would call me on the 18/11/03 with a reg no for my car!!!!!. As I have had the chassis no, I have mangaged to take out my insurance policy which will start from the 18/11/03!!!. Dealers need the cover notes so that they can tax the cars - as you are all aware. My car will be ready for me to collect the week commencing the 24/11/03 at some stage. So for the sake of a couple of days my policy will start before I receive the car - don't want anything to hold up the delivery from my end. Tesco Insurance was the best deal I found, 25 years old, 5 years ncb - unprotected, single, still living at home with the parents!!!!, Policy came to £675.15 + £350.00 excess. This was like half the price of what some insurance companies quoted me!!!!!!!.
11-03-2003, 11:56 AM
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Bell Direct £725
27yo, garaged, full protected NCB, but get this...... Glasgow G1 Postcode
over 400 cheaper than i could find elsewhere (just hope they don't disappear down the pan, although credit card protection gives some peace of mind)
27yo, garaged, full protected NCB, but get this...... Glasgow G1 Postcode
over 400 cheaper than i could find elsewhere (just hope they don't disappear down the pan, although credit card protection gives some peace of mind)
11-03-2003, 12:03 PM
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Originally posted by KEF
Bell Direct £725
27yo, garaged, full protected NCB, but get this...... Glasgow G1 Postcode
over 400 cheaper than i could find elsewhere (just hope they don't disappear down the pan, although credit card protection gives some peace of mind)
Bell Direct £725
27yo, garaged, full protected NCB, but get this...... Glasgow G1 Postcode
over 400 cheaper than i could find elsewhere (just hope they don't disappear down the pan, although credit card protection gives some peace of mind)
All rabbits qualify for cheap insurance.
Last edited by Murphy; 11-03-2003 at 01:11 PM.
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11-03-2003, 12:14 PM
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It might save him a fortune, but he runs the risk of the insurance company not paying out. Trust me when I tell you, it is not worth the risk. I know of people who have not been paid out as a result of this sort of thing. You have been warned....
11-03-2003, 12:30 PM
#11
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Originally posted by Edo
It might save him a fortune, but he runs the risk of the insurance company not paying out. Trust me when I tell you, it is not worth the risk. I know of people who have not been paid out as a result of this sort of thing. You have been warned....
It might save him a fortune, but he runs the risk of the insurance company not paying out. Trust me when I tell you, it is not worth the risk. I know of people who have not been paid out as a result of this sort of thing. You have been warned....
11-03-2003, 12:35 PM
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Originally posted by RX-Late
Quite right and the more expensive the claim the more likely they are to investigate.
Quite right and the more expensive the claim the more likely they are to investigate.
He pointed out to me that the car was registered at his parents address, his license was still at his parents address.... and he went a bit quiet when I asked where he lived according to the electoral role...:p
11-03-2003, 12:44 PM
#13
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Originally posted by Murphy
Absolutley!
He pointed out to me that the car was registered at his parents address, his license was still at his parents address.... and he went a bit quiet when I asked where he lived according to the electoral role...:p
Absolutley!
He pointed out to me that the car was registered at his parents address, his license was still at his parents address.... and he went a bit quiet when I asked where he lived according to the electoral role...:p
to 
11-03-2003, 01:04 PM
#14
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Sorry to get on my soap box, but this sort of thing p*sses me off. Having been the victim of a driver who was not insured, this gets my back up.... I pay over the odds in west london - if you cant afford the insurance, dont buy the car.
I'll get off now! ;-)
I'll get off now! ;-)
11-03-2003, 01:15 PM
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Originally posted by Edo
Sorry to get on my soap box, but this sort of thing p*sses me off. Having been the victim of a driver who was not insured, this gets my back up.... I pay over the odds in west london - if you cant afford the insurance, dont buy the car.
I'll get off now! ;-)
Sorry to get on my soap box, but this sort of thing p*sses me off. Having been the victim of a driver who was not insured, this gets my back up.... I pay over the odds in west london - if you cant afford the insurance, dont buy the car.
I'll get off now! ;-)
Seriously, I agree with you 100% and would not condone insurance dodges. Seems very "clever" until some poor bugger suffers because of it, as you seem to have.
11-03-2003, 05:17 PM
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I'm not sure if it's any good to anybody but, here were my quotes:
Privilage £407 (350xs)
Direct Line £390 (350xs)
NU Direct £586 (250xs)
Esure £380 (350xs)
Tesco £390 (250xs)
Churchill £466 (250xs)
My Broker £411 (100xs)* Went for this one, they pay claims
Cheers
Oilman
Privilage £407 (350xs)
Direct Line £390 (350xs)
NU Direct £586 (250xs)
Esure £380 (350xs)
Tesco £390 (250xs)
Churchill £466 (250xs)
My Broker £411 (100xs)* Went for this one, they pay claims
Cheers
Oilman
11-04-2003, 08:06 AM
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hello all
The best insurance i found so far is with tesco.
all the other companies wanted over £4k which was a joke :D
£2300 was the best price i found for da rx8.
19 year old male driver. with 2 years NCB
The best insurance i found so far is with tesco.
all the other companies wanted over £4k which was a joke :D
£2300 was the best price i found for da rx8.
19 year old male driver. with 2 years NCB
11-04-2003, 08:25 AM
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Originally posted by oilman
I'm not sure if it's any good to anybody but, here were my quotes:
Privilage £407 (350xs)
Direct Line £390 (350xs)
NU Direct £586 (250xs)
Esure £380 (350xs)
Tesco £390 (250xs)
Churchill £466 (250xs)
My Broker £411 (100xs)* Went for this one, they pay claims
Cheers
Oilman
I'm not sure if it's any good to anybody but, here were my quotes:
Privilage £407 (350xs)
Direct Line £390 (350xs)
NU Direct £586 (250xs)
Esure £380 (350xs)
Tesco £390 (250xs)
Churchill £466 (250xs)
My Broker £411 (100xs)* Went for this one, they pay claims
Cheers
Oilman
Are you the oldest man in Britain?
:D
11-04-2003, 08:27 AM
#21
heh, Cornwall/Devon is teh cheep insurance area 4 some reason.
My current insurer quoted me £830 for the current year (was £430 for my 1.8lx 99 focus). So thats £166 balance for the year (4yncd).
Seen as low as £700 with 5yncd on other sites mentioned here.
My current insurer quoted me £830 for the current year (was £430 for my 1.8lx 99 focus). So thats £166 balance for the year (4yncd).
Seen as low as £700 with 5yncd on other sites mentioned here.
11-04-2003, 09:20 AM
#22
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£481 (£150 xs) with my current insurer. I'll do a bit of shopping aorund but as I'm mid policy the cancellation clause will mean that anyone else will have to be seriously cheaper to be worth me transferring.
The quote is for fully comp with proteted NCD. I'm 34 and have 10 years NCD, car on drive overnight.
The quote is for fully comp with proteted NCD. I'm 34 and have 10 years NCD, car on drive overnight.
11-04-2003, 09:37 AM
#23
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I found:-
Direct Line £421
Sainsburys £483
E-Sure £486
MoreThan £492
Churchill £607
Elephant £610
All default levels of excess (~£200), full but unprotected no claims. Protected was £40-£70 more in each case.
Cheers
---Dave
Direct Line £421
Sainsburys £483
E-Sure £486
MoreThan £492
Churchill £607
Elephant £610
All default levels of excess (~£200), full but unprotected no claims. Protected was £40-£70 more in each case.
Cheers
---Dave
11-05-2003, 01:27 PM
#24
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Mine - all with class 1 business, 1xSP50 in Jan 2002 (3 points), accident (hit a deer) in May 2000, rear ended October 2003 (day of my sons birth a bloke hit me up the ****!) 3 years no claims bonus.
Direct line £850 (£100xs)
NUD (almost quoted me happy) £697 (£220 xs)
Egg £648 (before the 2nd bump which hasn't been sorted yet, so it goes down on their system as non fault claim) - moved to £748 (£250 xs)
Current broker - spoke to them and they told the insurer of the other car (keeping it - mondeo st24 with 7 yrs no claims) and got it for £675, 250xs and allowing for all outcomes of the claim.
All of these include the legal and all other whatnots that are the added extras...
Well happy!
Direct line £850 (£100xs)
NUD (almost quoted me happy) £697 (£220 xs)
Egg £648 (before the 2nd bump which hasn't been sorted yet, so it goes down on their system as non fault claim) - moved to £748 (£250 xs)
Current broker - spoke to them and they told the insurer of the other car (keeping it - mondeo st24 with 7 yrs no claims) and got it for £675, 250xs and allowing for all outcomes of the claim.
All of these include the legal and all other whatnots that are the added extras...
Well happy!
