Notices
Australia/New Zealand Forum They come from The Land Down Under.

Cheaper Insurance? ($675)

Thread Tools
 
Rate Thread
 
Old Jan 16, 2005 | 07:10 PM
  #1  
Hymee's Avatar
Thread Starter
Race Steward
iTrader: (1)
 
Joined: Aug 2003
Posts: 5,430
Likes: 2
From: Brisbane, Australia
Cheaper Insurance? ($675)

I got emailed a link to an insurance mob I had not heard of before, with enough of a speil to make me interested enough to follow the link...

http://www.ozicare.com.au/

I entered the details for an on-line quote, and I got a pleasant surpise of an $800 premium (for me) on a $500 excess. I upped the excess to the max $1000, and my premium dropped to $675.

That sounds a lot less than what I am paying. I might look into it some more. But it did have choice of repairer, which is important I reckon.

Cheers,
Hymee.
Reply
Old Jan 16, 2005 | 07:23 PM
  #2  
e5cape's Avatar
Registered User
 
Joined: Sep 2004
Posts: 95
Likes: 0
From: sydney
insurance

i got a reply " due to our criteria, we can't offer you insurance at the moment"

guess i stay with Suncorp
Reply
Old Jan 16, 2005 | 07:36 PM
  #3  
Hymee's Avatar
Thread Starter
Race Steward
iTrader: (1)
 
Joined: Aug 2003
Posts: 5,430
Likes: 2
From: Brisbane, Australia
I think that might be an age issue. One of the restrictions on mine was "all drivers over 30", for which I am eligible.

Cheers,
Hymee.
Reply
Old Jan 16, 2005 | 08:24 PM
  #4  
kiwimeat's Avatar
RX-8 wannabe no more
 
Joined: Jan 2004
Posts: 233
Likes: 0
From: Brisbane, Sunny Queensland, Australia
Mine came out more expensive than my Suncorp policy.
Reply
Old Jan 16, 2005 | 08:37 PM
  #5  
rx88er's Avatar
Registered User
 
Joined: Aug 2004
Posts: 101
Likes: 0
From: brisbane QLD
Originally Posted by kiwimeat
Mine came out more expensive than my Suncorp policy.
so what is a reasonable price for insurance and which company would be best to use.
Reply
Old Jan 16, 2005 | 08:54 PM
  #6  
kiwimeat's Avatar
RX-8 wannabe no more
 
Joined: Jan 2004
Posts: 233
Likes: 0
From: Brisbane, Sunny Queensland, Australia
Originally Posted by rx88er
so what is a reasonable price for insurance and which company would be best to use.
Mine's $980 per annum from Suncorp for Fully Comp, Garaged in QLD 4060 with Rating 1 (incld Protection), Rental Car, Glass Cover, both main drivers over 30 with no endorsements. SC also include 2 years replacement for the 1st Registered Owner.

I've already had to use my insurance and was very happy with the outcome including choice of repairer and efficiency.

The Ozicare quote was $1050.

When insuring mine last Nov I tried about 6 sources and Suncorp were cheapest as well as good T&C's.
Reply
Old Jan 16, 2005 | 09:03 PM
  #7  
Choppy's Avatar
www.rx8club.com.au
 
Joined: Dec 2003
Posts: 681
Likes: 0
From: Sydney, Australia
Ohh im getting a discount too of 100 dollars. So final price drops to $3250 :D Just scrapping under 25 here.

Regards
Phillip
Reply
Old Jan 16, 2005 | 09:12 PM
  #8  
army_rx8's Avatar
X-Sapper
 
Joined: Jan 2004
Posts: 2,392
Likes: 0
From: where angle's fear to tread
i pay 454 every 6 months through USAA...which i think is pretty dang good:D (but i just moved and my insurance droped nicly)
Reply
Old Jan 16, 2005 | 09:30 PM
  #9  
Gibbo's Avatar
In between cars, RX8-less
 
Joined: Feb 2004
Posts: 463
Likes: 0
From: Sydney Australia
Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time.

Story of my life
Reply
Old Jan 16, 2005 | 09:31 PM
  #10  
army_rx8's Avatar
X-Sapper
 
Joined: Jan 2004
Posts: 2,392
Likes: 0
From: where angle's fear to tread
^^^^ouch hope no ones hits your baby if you got no insurance for her
Reply
Old Jan 16, 2005 | 09:42 PM
  #11  
AMG's Avatar
AMG
trust me..this wont hurt
 
Joined: Nov 2003
Posts: 1,459
Likes: 0
From: Adelaide, Australia
$1846....RAA has me @ $980. No need for a change there
Reply
Old Jan 16, 2005 | 09:43 PM
  #12  
Gibbo's Avatar
In between cars, RX8-less
 
Joined: Feb 2004
Posts: 463
Likes: 0
From: Sydney Australia
No I have a great rate through NRMA, she is fully insured. Just not many people will insure me even with a max no claim bonus and I am 29.
Reply
Old Jan 17, 2005 | 12:40 AM
  #13  
timbo's Avatar
rock-->o<--hard place
 
Joined: Sep 2003
Posts: 3,242
Likes: 0
From: Canberra, AUSTRALIA
$970 -- a bit more than I pay AAMI ... and I'm an older bugger, too
Reply
Old Jan 17, 2005 | 01:11 AM
  #14  
AvatarQAZ's Avatar
Not as smart as you
 
Joined: Dec 2004
Posts: 186
Likes: 0
From: Anchorage, AK
$520... 6 months.

I am 23
Reply
Old Jan 17, 2005 | 01:20 AM
  #15  
sco's Avatar
sco
Registered
 
Joined: Aug 2003
Posts: 1,459
Likes: 0
From: Brisbane, Australia
Hmm... ended up being slightly dearer than what I'm paying at the moment with AAMI. My car is used for business purposes so that probably affects the quote.
Reply
Old Jan 17, 2005 | 03:29 AM
  #16  
Hymee's Avatar
Thread Starter
Race Steward
iTrader: (1)
 
Joined: Aug 2003
Posts: 5,430
Likes: 2
From: Brisbane, Australia
Mmm. Interesting how it is cheaper for some and more expensive for others.
Reply
Old Jan 17, 2005 | 03:56 AM
  #17  
RXE16T's Avatar
'RX-EIGHT'
 
Joined: Feb 2004
Posts: 2,768
Likes: 0
Never heard of them so I'm not even going to bother getting a quote.
There's enough trouble with getting paid out on claims with the large insurance companies, what do you think it's going to be like with the no-name ones?
Reply
Old Jan 17, 2005 | 03:58 AM
  #18  
takahashi's Avatar
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
Originally Posted by Hymee
I think that might be an age issue. One of the restrictions on mine was "all drivers over 30", for which I am eligible.

Cheers,
Hymee.
You reached that goal with a huge margin, did you?

I get $1450 with $1050 excess.

But I am paying $1050 for all the mods I have fitted, so it still does not beat that yet:p

Thanks for the link Hymee
Reply
Old Jan 17, 2005 | 05:47 AM
  #19  
Wildcard's Avatar
NT Rotorhead
 
Joined: Aug 2003
Posts: 746
Likes: 0
From: Katherine, NT
$1100 with AAMI on max no claim bonus. $400 excess. I'm 28, unless you are an 18 y.o. chick, in which case I'm 23....
Reply
Old Jan 17, 2005 | 05:53 AM
  #20  
EZZY's Avatar
cry me a river...
 
Joined: Dec 2003
Posts: 4,475
Likes: 0
From: Syd / Melb
"Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time. "
Reply
Old Jan 17, 2005 | 04:30 PM
  #21  
takahashi's Avatar
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
Originally Posted by EZZY
"Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time. "
I think it is hard for an insurance company to swallow your choice of colour EZZY... :p

Just kidding... it is a joke :p
Reply
Old Jan 19, 2005 | 08:08 AM
  #22  
aa@uow's Avatar
Registered User
 
Joined: Jan 2005
Posts: 117
Likes: 1
I am with 'Just Car' $3800, i am 23.
Reply
Old Jan 20, 2005 | 04:49 AM
  #23  
RXE16T's Avatar
'RX-EIGHT'
 
Joined: Feb 2004
Posts: 2,768
Likes: 0
Well my insurance renewal has just turned up........... $3400........... at least it's dropped. :o
Reply
Old Jan 20, 2005 | 06:13 AM
  #24  
takahashi's Avatar
New Member
 
Joined: Mar 2003
Posts: 9,944
Likes: 2
From: Melbourne, Australia
You are 28 right nojooc? This is outrageous.
Reply
Old Jan 20, 2005 | 02:56 PM
  #25  
Hymee's Avatar
Thread Starter
Race Steward
iTrader: (1)
 
Joined: Aug 2003
Posts: 5,430
Likes: 2
From: Brisbane, Australia
There is a big difference between $675 and $3,400

Holy Big Premiums Batman!

Cheers,
Hymee.
Reply


You have already rated this thread Rating: Thread Rating: 0 votes,  average.


All times are GMT -5. The time now is 02:56 AM.