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Cheaper Insurance? ($675)

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Old 01-16-2005, 07:10 PM
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Cheaper Insurance? ($675)

I got emailed a link to an insurance mob I had not heard of before, with enough of a speil to make me interested enough to follow the link...

http://www.ozicare.com.au/

I entered the details for an on-line quote, and I got a pleasant surpise of an $800 premium (for me) on a $500 excess. I upped the excess to the max $1000, and my premium dropped to $675.

That sounds a lot less than what I am paying. I might look into it some more. But it did have choice of repairer, which is important I reckon.

Cheers,
Hymee.
Old 01-16-2005, 07:23 PM
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insurance

i got a reply " due to our criteria, we can't offer you insurance at the moment"

guess i stay with Suncorp
Old 01-16-2005, 07:36 PM
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I think that might be an age issue. One of the restrictions on mine was "all drivers over 30", for which I am eligible.

Cheers,
Hymee.
Old 01-16-2005, 08:24 PM
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Mine came out more expensive than my Suncorp policy.
Old 01-16-2005, 08:37 PM
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Originally Posted by kiwimeat
Mine came out more expensive than my Suncorp policy.
so what is a reasonable price for insurance and which company would be best to use.
Old 01-16-2005, 08:54 PM
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Originally Posted by rx88er
so what is a reasonable price for insurance and which company would be best to use.
Mine's $980 per annum from Suncorp for Fully Comp, Garaged in QLD 4060 with Rating 1 (incld Protection), Rental Car, Glass Cover, both main drivers over 30 with no endorsements. SC also include 2 years replacement for the 1st Registered Owner.

I've already had to use my insurance and was very happy with the outcome including choice of repairer and efficiency.

The Ozicare quote was $1050.

When insuring mine last Nov I tried about 6 sources and Suncorp were cheapest as well as good T&C's.
Old 01-16-2005, 09:03 PM
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Ohh im getting a discount too of 100 dollars. So final price drops to $3250 :D Just scrapping under 25 here.

Regards
Phillip
Old 01-16-2005, 09:12 PM
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i pay 454 every 6 months through USAA...which i think is pretty dang good:D (but i just moved and my insurance droped nicly)
Old 01-16-2005, 09:30 PM
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Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time.

Story of my life
Old 01-16-2005, 09:31 PM
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^^^^ouch hope no ones hits your baby if you got no insurance for her
Old 01-16-2005, 09:42 PM
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$1846....RAA has me @ $980. No need for a change there
Old 01-16-2005, 09:43 PM
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No I have a great rate through NRMA, she is fully insured. Just not many people will insure me even with a max no claim bonus and I am 29.
Old 01-17-2005, 12:40 AM
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$970 -- a bit more than I pay AAMI ... and I'm an older bugger, too
Old 01-17-2005, 01:11 AM
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$520... 6 months.

I am 23
Old 01-17-2005, 01:20 AM
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Hmm... ended up being slightly dearer than what I'm paying at the moment with AAMI. My car is used for business purposes so that probably affects the quote.
Old 01-17-2005, 03:29 AM
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Mmm. Interesting how it is cheaper for some and more expensive for others.
Old 01-17-2005, 03:56 AM
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Never heard of them so I'm not even going to bother getting a quote.
There's enough trouble with getting paid out on claims with the large insurance companies, what do you think it's going to be like with the no-name ones?
Old 01-17-2005, 03:58 AM
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Originally Posted by Hymee
I think that might be an age issue. One of the restrictions on mine was "all drivers over 30", for which I am eligible.

Cheers,
Hymee.
You reached that goal with a huge margin, did you?

I get $1450 with $1050 excess.

But I am paying $1050 for all the mods I have fitted, so it still does not beat that yet:p

Thanks for the link Hymee
Old 01-17-2005, 05:47 AM
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$1100 with AAMI on max no claim bonus. $400 excess. I'm 28, unless you are an 18 y.o. chick, in which case I'm 23....
Old 01-17-2005, 05:53 AM
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"Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time. "
Old 01-17-2005, 04:30 PM
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Originally Posted by EZZY
"Unfortunately due to our underwriting criteria we are unable to offer you insurance at the current time. "
I think it is hard for an insurance company to swallow your choice of colour EZZY... :p

Just kidding... it is a joke :p
Old 01-19-2005, 08:08 AM
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I am with 'Just Car' $3800, i am 23.
Old 01-20-2005, 04:49 AM
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Well my insurance renewal has just turned up........... $3400........... at least it's dropped. :o
Old 01-20-2005, 06:13 AM
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You are 28 right nojooc? This is outrageous.
Old 01-20-2005, 02:56 PM
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There is a big difference between $675 and $3,400

Holy Big Premiums Batman!

Cheers,
Hymee.


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