So i got my car yesterday, my mom co signed me (im only 23 i dont have 'car' credit yet). I didnt even discuss price because she didnt ask, she just said go get what you want. So i picked up my 04' rx8. The price for the car was 14,XXX (it was on the lot for 17,800) and i added the extended warranty for 3k plus gap insurance for 750. with tax an everything it came out to 20k. Shes all worked up bc i fincanced a 4 year old car with 50k miles on it for the same price as a brand new civic.

Do you guys think it was a bad deal? She said mazda's suck big time an break alot but then again she doesnt know anything about cars she just loves hondas. I havent signed the paperwork on it yet, they let me drive it away while they mailed the paperwork to my mom in NJ to sign (i live in FL). Do you think i should give it back and get something else? i really like the car alot, but i dont want to get into something thats going to cost me a TON in the long run after my warranty expires.

Get a newer rx-8, at least an 06 and above. Low mileage and about the same price, i think mom will be happy. Is it MT or AT?

Get a newer rx-8, at least an 06 and above. Low mileage and about the same price, i think mom will be happy. Is it MT or AT?

its MT.

I was looking for newer model ones, but couldnt find any within my price range. I wanted my payments to be under 300 a month, they ended up going to 350 with this car which is fine. all the newer ones i look at though are a little out of my price range... ill look a little harder

I would say it depends on how much you really want the car. Since you got the extended warranty, you shouldn't have to worry about any of the expensive repairs (new engine, trans). Getting a brand new car with a full warranty included, along with better gas mileage, would be the SMART thing to do, which is what your mother is thinking about, I'm sure. If you can afford it, though, having the car that you WANT is worth more than anything else.

i just searched autotrader locally, and all the ones within my price range are 2005 with 6k less miles, and they're asking 17500 for it... i got mine so cheap bc my fiancee's uncle is the finance manager at the dealership... it was originally on the lot for 17,800 but he dropped it down to 14,900

I would say it depends on how much you really want the car. Since you got the extended warranty, you shouldn't have to worry about any of the expensive repairs (new engine, trans). Getting a brand new car with a full warranty included, along with better gas mileage, would be the SMART thing to do, which is what your mother is thinking about, I'm sure. If you can afford it, though, having the car that you WANT is worth more than anything else.

thats pretty much my thoughts exactly. If im going to be paying over 300$ a month for a car, i want it to be a car i enjoy. Yea a civic is more practical and reliable, but i dont like civics lol. so why buy a car for 19k, pay $3xx per month for it, and not even like the car? i LOVE this rx8 this thing is so tight i love the way it drives, an these seats- man dont get me started i love them i feel like im flying a jet when i drive it lol.

For your age and *financial* ability, I suggest you to get something less than 10 grand.

Your mom has a point there, no point to buy a used car with 50K miles on it for 20K.

Bring it back, you should start small go for a Civic or something first. wait a few years, then you get Rx-8.

For your age and *financial* ability, I suggest you to get something less than 10 grand.

Your mom has a point there, no point to buy a used car with 50K miles on it for 20K.

Bring it back, you should start small go for a Civic or something first. wait a few years, then you get Rx-8.

Well seeing as you dont know anything about my financial situation ill disregard your response. To inform you, im 23, and i am also a business owner. www.wirelesstoyz.com check it out maybe get yourself a franchise. I make more than enough money for the car, the money isnt the issue. I just dont want to get stuck with a car thats gonna turn into a money pit in the long run, but also definatly do not want a civic.

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Are these cars reliable up to 100k+ miles? Or i should say, how many people on here have 100k+ miles on theirs?

The big issue i see with your situation is the final cost was about 20k and your only paying 350 a month... that means you financed it for what.. about 72 months??? WAYYYYY to long of a payment term to be paying on a used car with 50k miles....My final cost was a little less than yours and my car had a bit over 19k on the clock... but i refused the smaller payments and longer plan for a high payment, short term payment plan.. that way it will still be under the extended warrenty when its paid off. so if anything happens after, i dont owe anything and can get another car

The big issue i see with your situation is the final cost was about 20k and your only paying 350 a month... that means you financed it for what.. about 72 months??? WAYYYYY to long of a payment term to be paying on a used car with 50k miles....My final cost was a little less than yours and my car had a bit over 19k on the clock... but i refused the smaller payments and longer plan for a high payment, short term payment plan.. that way it will still be under the extended warrenty when its paid off. so if anything happens after, i dont owe anything and can get another car

Well the min. payment is 350, but i always pay 100 over on any loans. So my payments will actually be made for 450. But i see what your saying, because the interest is already fixed into the loan.

For your age and *financial* ability, I suggest you to get something less than 10 grand.

Your mom has a point there, no point to buy a used car with 50K miles on it for 20K.

Bring it back, you should start small go for a Civic or something first. wait a few years, then you get Rx-8.
I agree. I was able to get my new RX8 GT at 21 because I had a credit card to build credit. If my dad/mom wanted gas...i'd go with them and put it on my card, then they would give me the money to put in my checking account. I would also buy other things...but never going past what I couldn't afford to payoff at the end of the month completely. I am now 23, and have owned a 2007 corvette, and now a 2008 corvette...both without any help from my parents, no cosign, no help with money, etc etc. It took me 2 years to go from 'you barely have the credit to finance this mazda rx8, to wham I have the credit to buy a $40,000 car.'

Right, and i know 99% would rather make min payments and take the extra money they have and Mod the car (dont say you dont fall into that catagory, cuz then you shouldnt have the 8.. hehe) Hence why i took the MAX amount i can afford and since i have a steady income im not worried about it, more money at the end of the month? mods time.

Right, and i know 99% would rather make min payments and take the extra money they have and Mod the car (dont say you dont fall into that catagory, cuz then you shouldnt have the 8.. hehe) Hence why i took the MAX amount i can afford and since i have a steady income im not worried about it, more money at the end of the month? mods time.

depends on the interest rate used...Low interest rate = lower payments and invest the difference (at a rate higher than the interest used). I can pay off my car loan faster but I got 1.9% financing and am easily getting over 3% just on my savings account.

Well, i think your situation is a bit different than most 23 year olds...

Don't overreach your buying power dude. If you think you can afford it, then get it. But if you have to stretch just to make monthly payments then don't do it. Sports cars are notoriously high maintenance.

thats pretty much my thoughts exactly. If im going to be paying over 300$ a month for a car, i want it to be a car i enjoy. Yea a civic is more practical and reliable, but i dont like civics lol. so why buy a car for 19k, pay $3xx per month for it, and not even like the car? i LOVE this rx8 this thing is so tight i love the way it drives, an these seats- man dont get me started i love them i feel like im flying a jet when i drive it lol.

Have you thought about the Civic Si? Base is $21100. Speed wise from a roll they are on-par if not a tad faster than the 8's. I raced my buddies a couple times when I had my 8...and from a roll he always won...we both had intakes.

Well seeing as you dont know anything about my financial situation ill disregard your response. To inform you, im 23, and i am also a business owner. www.wirelesstoyz.com check it out maybe get yourself a franchise. I make more than enough money for the car, the money isnt the issue. I just dont want to get stuck with a car thats gonna turn into a money pit in the long run, but also definatly do not want a civic.

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Are these cars reliable up to 100k+ miles? Or i should say, how many people on here have 100k+ miles on theirs?

I start building my credit when I was 17, and had my own business @ 20.

at 23, I already have more than enough credit to buy a house.

But I didnt get this Rx-8 until I reach 25 (brand new). No cosigner needed. They just give it to me straight up.

Now Im almost 28 and Im ready to pay this car off at anytime.


If money is not an issue, Why would you need a co-singer?

You dont have to get a Civic, but Im just saying it sounds like you should not get this car at all.

after the age of 18 your parents shouldn't cosign anything.

held of a year on my purchase because noone wanted to cosign with me.. but I learned alot about the car over that year as well as getting my credit up there.. 1 year later I easily got financing.

my 2 cents :)

If it is going to cause strife in an important personal/familial relationship, I would suggest that you take stock of what this used car really means to you.

If you have to have a co-signer on a loan you don't want to start out stressing that relationship any further than you have to.

Good luck.

I start building my credit when I was 17, and had my own business @ 20.

at 23, I already have more than enough credit to buy a house.

But I didnt get this Rx-8 until I reach 25 (brand new). No cosigner needed. They just give it to me straight up.

Now Im almost 28 and Im ready to pay this car off at anytime.


If money is not an issue, Why would you need a co-singer?

You dont have to get a Civic, but Im just saying it sounds like you should not get this car at all.

Me making good money doesnt have anything to do with a cosigner. I have credit, i have plenty of credit cards that i always make on time payments on, but i didnt start building credit til i was 21. So i only have 2 years of credit history which is why they didnt approve me for the car by myself, they told me i needed 3 years or more of credit history to qualify.

I make plenty of money to afford this car *about 1800 a month, with 4 roomies in my house makes for cheap bills...* and I required a cosigner to get it since I had only one line of credit, and that was a $1,500 loan for an 1988 RX-7. They required more credit, so they denied me, I found me a cosigner *my roommate* and I was driving off the lot with it.

So having money =/= ability to buy expensive cars with credit...

If you can, I'd get into a bit newer of an RX8 personally. I'm paying 400 a month for mine, and it was 23 OTD for an 07. Hopefully you can find one a little newer with close to the same payment range. Good luck!

The only bad parts are the ripoff warranty and gap insurance.

I got my 07 RX8 for 22,000

I didnt read all the other posts so I dont know if it was said yet. You can get a new one in your "price range." You problem is you most likely went in there discussing monthly payments to get the car you got, not the car you wanted. I sold high dollar Infiniti's for a few and you fell into car dealers dream trap. Proven because you set your goal at 300 and ended up paying 350. You need to discuss the deal of the price OTD. Dont ever buy extended warranty crap especially when a car is out of warranty. You will never get what it's worth despite what thye tell you. The dealer isnt selling you a warranty it's a sublet deal sold by a finance guy. It's crap. Discuss the price of the car OTD and nothing else. Go find your self another car. Also to get what you want you will need to walk away a few times whether it's from a Mazda lot or a Honda lot.

did you put down any down payment?

Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.

did you put down any down payment?

Nope, sign then drive. zero money out of pocket.

well if the paper is on the way to mom and she doesn't sign then yeah i think you'd better take it back.

if you can afford the car then why not just save up money for 6 months or a year and then buy it? dont hassle your moms credit. you must have oterh transportation for now , right?

well my point is moot then

well if the paper is on the way to mom and she doesn't sign then yeah i think you'd better take it back.

if you can afford the car then why not just save up money for 6 months or a year and then buy it? dont hassle your moms credit. you must have oterh transportation for now , right?

Nope i dont.. i had my bike, and i wrecked that last month after a driver ran me off the road into a cement wall.

Yea she hasnt signed the paperwork yet though so im going to take it back tomorrow an let the dealership know my findings. Hey- maybe they will take like 7 grand off the price for it being a lemon :) lol doubtful though.

lol....take it back and let us know how things goes!

lol....take it back and let us know how things goes!

Well i havent signed any paperwork yet, they put me on a buyers order so i could take the car right away cause i was in a hurry, so they will def have to take it back. Whether or not they have something on the lot im interested in is another story... ill keep yall posted tho.

I hope it is just a dealership thing on "3 years" and needing a co-signer. Have you applied for any other auto loans besides this one?

I don't know your financial situation, but I do know something about your decision making. I was 23, two months from 24 before I went for an rx8 for my first car. Why do people like us pick an rx8 over a civic? It's not the most financially frugal option. But it makes the most sense from a taste perspective and emotional enjoyment.

I don't know if you are a homeowner or thinking about that yet. But there's a bigger picture outside adding mods to an rx8. I can't be sure if you care about these things because the rx8 was the only thing I cared about getting back then.

I went new in 2005 for $31K, $3K down, $28K @ 5.65%, monthly at $461.50. I think the car lost half its resale value in 2 years. The plus side I didn't have to worry about used car reliability and was able to break in my first vehicle by myself and not drive someone's leftovers. I don't regret new, but I think a certified preowned 17,000 miles would have meant more money later on for down payment, escrow closing, and as far as room furnishing the sky is the limit on how much money one can spend.

Just a handful of minutes are spent in an rx8 every day, versus all the hours elsewhere... overall quality of life and experience... we buy rx8 because we like nice things and have taste, which is why we don't drive civics right?

Like Police34 said, if you can afford $450/mo in payment and your mom will cosign, why not get a new one (which you should be able to do in that payment range) and have peace of mind? Plus, your mom may be more amenable knowing that the car is new. I'm assuming you've already factored in insurance cost for full coverage, so the insurance shouldn't be that much higher.

I hope it is just a dealership thing on "3 years" and needing a co-signer. Have you applied for any other auto loans besides this one?

I don't know your financial situation, but I do know something about your decision making. I was 23, two months from 24 before I went for an rx8 for my first car. Why do people like us pick an rx8 over a civic? It's not the most financially frugal option. But it makes the most sense from a taste perspective and emotional enjoyment.

I don't know if you are a homeowner or thinking about that yet. But there's a bigger picture outside adding mods to an rx8. I can't be sure if you care about these things because the rx8 was the only thing I cared about getting back then.

I went new in 2005 for $31K, $3K down, $28K @ 5.65%, monthly at $461.50. I think the car lost half its resale value in 2 years. The plus side I didn't have to worry about used car reliability and was able to break in my first vehicle by myself and not drive someone's leftovers. I don't regret new, but I think a certified preowned 17,000 miles would have meant more money later on for down payment, escrow closing, and as far as room furnishing the sky is the limit on how much money one can spend.

Just a handful of minutes are spent in an rx8 every day, versus all the hours elsewhere... overall quality of life and experience... we buy rx8 because we like nice things and have taste, which is why we don't drive civics right?


you have a pretty good understanding of things. In response to your questions, I dont own my own home currently, my fiancee and i rent a condo currently and we were planning on renting another when our lease is up, i like the lavish lifestyle, so id rather rent a nice place until im financially stable enough to purchase a home that is to my liking, which will be a few years. In regards to your comment about purchasing used over new. I actually just started a thread in this same section about a 2007 im going to check out tomorrow. it has 10k miles on it, its $23k but the guy said he will make it $23k OTD. So im my eyes, i see it like this- i pay 3k more than what i pay now, and i get a car with 10k miles. it has the factory 50k warranty so i can drive it for 2-3 years still under warranty and then extend it to 100k at that point. so thats 90k miles of warranty coverage that i can drive with- roughly 7-8 years. if i sign a 72 month finance agreement, thats 6 years. so even after the car is paid off, i will still have a warranty protecting me, then after the car is paid off, if i like, i can trade it in completely paid off an still get some cash value on a new car.

i think its pretty sensible for an additional 3k... not to mention its just a nicer car too, its the touring ed. with HID's, bose stereo, sunroof... the one i have now is just the base model with the 18 inch rims.

How did you take your other rx8 back. No dealer lets you take 1 of their cars without going through financing.

Look at a new rx8 instead it's better to break it in yourself I think. Extended warranties sometimes have deductibles and that sucks. You could get a sport mt for $22,000 with the current rebate.

Just sit tight. I have an 07, got it brand new, for around 23k out the door. Of course I know the salesman but still. Plus, I'm paying 360 and change a month. Just be patient.

So wait... you ended up paying over 18k for a car once you figure in the extended warranty (which is for suckers BTW) and gap insurance. You could eaily get an '06 or '07 that has remaining factory warranty and far less miles for less or very similar money. Just be thankful that you can probably get out of the sale.

How did you take your other rx8 back. No dealer lets you take 1 of their cars without going through financing.

Look at a new rx8 instead it's better to break it in yourself I think. Extended warranties sometimes have deductibles and that sucks. You could get a sport mt for $22,000 with the current rebate.

If you read the whole thread you would have saw that my fiancee's uncle is the finance manager. He let me take the car under a buyers order while he mailed paperwork to my mom in new jersey (im in florida). She has refused to sign the paperwork due to my recent findings of the engine been replaced 3 times already. im going to look at the 2007 right now.

I would say take the car back and get something more resonable.

Also, kill of some of those credit cards, too many can actually hurt your credit score.

Lastly, if you really want to keep it, look around and check on if you like to tinker with cars because you will be doing that with this car.

Well seeing as you dont know anything about my financial situation ill disregard your response. To inform you, im 23, and i am also a business owner. www.wirelesstoyz.com check it out maybe get yourself a franchise. I make more than enough money for the car, the money isnt the issue. I just dont want to get stuck with a car thats gonna turn into a money pit in the long run, but also definatly do not want a civic.

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Are these cars reliable up to 100k+ miles? Or i should say, how many people on here have 100k+ miles on theirs?

i got 83k on mine not a single problem except for i flooded it one time

Yeah get a more low-key starter car. Maybe like a Mazda3?

Well seeing as you dont know anything about my financial situation ill disregard your response. To inform you, im 23, and i am also a business owner. www.wirelesstoyz.com check it out maybe get yourself a franchise. I make more than enough money for the car, the money isnt the issue. I just dont want to get stuck with a car thats gonna turn into a money pit in the long run, but also definatly do not want a civic.

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Are these cars reliable up to 100k+ miles? Or i should say, how many people on here have 100k+ miles on theirs?

stick a pin, are you saying you own wirelesstoyz? i'm confused...

because that's a 13 y-o business, which would mean u started it at age 10 ??

stick a pin, are you saying you own wirelesstoyz? i'm confused...

because that's a 13 y-o business, which would mean u started it at age 10 ??

I think he owns a franchise on it.#

If you own your own buiness, it makes business sense to purchase/finance a depeciating asset. For the same montly payment you can be driving a better car with a lease. Plus all expenses incurred with your "company car" will be partcially tax deductible.

It's rare to meet a business owner who actually owns (finances) their car. Lease is the way to go if you own a buisiness - basically drive a better car that you can with a finance payment and make more money on the back end of a tax return, you also can swap to a new care every 36 or 48 months.

Take advantage of owning a business.

This thread failed.

You didn't run a carfax before buying the vehicle? Ah well, live and learn. :icon_no2:

You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.

You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.


No you can't but you don't need gap insurance on a Civic, because the depreciation is so slow compared to an RX8, or any other car, even an already depreciated RX8. The extended warranty also isn't needed on a Civic. So with that in mind, he could have gotten a brand new civic nicely loaded for the overall price he paid.

Sorry man, but when you essentially overpaid for this car, because of the warranty and gap insurance. Just keeping it real here. You are officially MARRIED to this machine if you keep it. All that money for an 04 RX8 with 50k miles on it? OUCH!!!! Take that car back, and get out of this. LIke said before, you can get a better newer less mileage RX8 under warranty for the same price.

You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.

i was 18 and i got financed for 18.5k, but i think thats cus i have a good bank, thank god for octfcu

This thread failed.

Only because the OP was asking for our opinion on the situation yet when we gave it he got all defensive and started telling everyone he is this and that but really if he were established as he claims he was getting this car would be no problem. What I don't understand is why ask for our opinion on a situation yet when we give one that you don't agree with you have to attack our crediability? Like you did with NY's. I am glad you returned the 8 so you can go start bother the Civic Nation. That is it I am out

dude you got ripper off. give that car back and buy a newer for the same price

dude you got ripper off. give that car back and buy a newer for the same price

Thanks for reading the thread sherlock... he already gave it back.... And boy did he get "ripper" off

And the thread lives on.

And the thread lives on.

On a unrelated not United Air is raising fare prices due to higher fuel costs.

On a unrelated not United Air is raising fare prices due to higher fuel costs.
United is trying to raise prices on everything from fees to fares. The airline industry is a desperate one.

I think that if you're at the age of 23 you're able to make your own decisions. If you're going to make the payments every month and take responsibility when your warranty expires then all she did was put her name on a piece of paper.

Though paying $20k for an 8 with 50k miles is pretty insane. I got my 2005 with 29k miles in December for $18k.

Dangit.. I didnt read the whole thread and gave my 2 cents.. He gave it back? WTF?!!

yeah.. where does it say he gave it back? i'm failing to see that :(

Yeah, I just went back and I dont see where he says he gave it back.. I see where he says his mom didnt sign the papers and he was going to look at an 07'....

Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.

OOOO... I see... So I guess he took it back? Whats the deal with you guys blowing up engines?! I have an 04 MT which seems to be the one notorious for blowing up... I have over 112K on my original engine. I guess I just need to teach some of you how to drive.... The trick is to let it warm up, then drive it like you stole it :lol:

^^ Flea you better be a knockin on something! :D:

Oh there's a 100K thread here somewhere! I didn't know you had that many miles on flea. She's been good to you! :D:

OOOO... I see... So I guess he took it back? Whats the deal with you guys blowing up engines?! I have an 04 MT which seems to be the one notorious for blowing up... I have over 112K on my original engine. I guess I just need to teach some of you how to drive.... The trick is to let it warm up, then drive it like you stole it :lol:

After seeing what's happened to both your cars, I would recommend you not teach anyone! :lol:

The neverending thread.

Ive never wrecked Flea.... DARBY and JON hit me :) The only damage I have ever done to her was when that poe attacked her in the parking lot. I kick ass at fast speeds in my 8.. You know it. :)
Glad to see Im not the only one up this late though.

^^ Flea you better be a knockin on something! :D:

Oh there's a 100K thread here somewhere! I didn't know you had that many miles on flea. She's been good to you! :D:
Hijack FTW....
I carry a piece of wood with me so I can knock on it all the time...
She has been good to me, her loves her mommy... I got my spoiler today BTW, its so wierd to look in the moirror and see it there.. I like it though.

^ Pic?

Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.

Sounds like you got caught feeling secure with your fiancee's uncle. Always run a carfax on a used car. The dealer should do that for free. I also think you paid too much.

I used to sell cars for a big dealership here in florida. If you want any advice on getting the best deal, i'd be glad to help. Just PM me. For a small fee, I'll even go to the dealer with you to negotiate your deal.

^ Pic?

Of the wood I carry around or the spoiler? LOL JK
Its just the OEM spoiler... I didnt want one when I first got the car and then decided at BOTD that I do like it... I just bought gr3ddy's, had it painted and put on... Nothing fancy or rice, just plain ole OEM.

You can't get a new Civic for 14K and I can't believe you're 23 and can't get financed for 14K on your own without a co-signer assuming you have some kind of credit card history at all. I bought my RX-8 new in 06 @ 23 y/o without a co-signer and got 5.5% financing from Mazda USA. You should be out of college for a year or so and even if you make 30K you should be able to finance 14K over 4-5 years.

It's much easier to finance a new car than a used one. banks are just more willing to loan for a new one. you need something like a 700 beacon or better with a long history of car credit to finance as much as he did for as long as he did with an 04. I'm actually surprised he got 72 months on that especially since he's financing well over 120 percent of the car's value. Maybe that's where the uncle "helped out." :uhh: I suspect that the plan was to let you drive it for a bit, let you fall in love, then inform you that your mom's credit only qualified for this other loan. And that your new payment will be around 600 - 700 a month for 36 months with some money down (like 3-5k). Sign here, press hard.

If mom said get what you want, and you did, she shouldn't be pissed....

You guys all fail for not seeing that he returned the car but for people who can't read here you go.

Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.

I Paid 20,900 For A Brand New 2007 Rx-8 4 Weeks Ago. Shop Around!!!!

I have a son 23, he's married and is working hard to make his apartment rent and all the other required monthly payments. I can't imagine co-signing with him. The obligations of the co-signer are too much. If you fault in your payments then the bad credit will show up on her records. She has every right to voice her opinion and if she doesn't agree with what you are doing then you must abide by her wishes, no matter how you feel about th car.

My advice to you would be to get credit as mentioned previously and purchase what you can afford without your mothers help, even if it's a used 250cc scooter!

Well i ran a carfax on my RX8.... Turns out the engine has been replaced 3 times within 50k miles. So im taking the car back tomorrow. SUCKS i really liked this car, oh well time to see what else i can get.

EDIT:
I didn't read the whole thread... lol... My advice still stands for anyone in this situation.

thats a rip off, you should search into it more i bought my 05 rx8 for only 16k and had only 23,238 miles on it :)