DiscountRimFinancing.com
 

I have a loan approval from discountrimfinancing.com but Im a little leary about buying from them. I wanted to see if any of you guys have purchased from them and what your experience was. The thing Im leary of is they do not list any prices on a single product they sell.

Thanks!

Talk about priorities, but financing rims?
Save up some $ and buy something affordable. Used sets are cheap. If you have to finance your wheels, I can forsee a bunch of other problems throughout your RX8 ownership.

replace "RX8 ownership" with "life" ;)

thanks for your advice but how on earth can you come to the conclusion that if I finance my rims that Im going to have a bunch of problems throughout my ownership? Thats kinda extremely rude and extremely uncalled for especially since you have no idea what my financial wellbeing is. Not that its any of your business but its not just rims im buying from this company but a whole bunch of stuff and their rates are cheaper then my credit card rates so how on earth you could say such a thing is mind boggling!!!

No, never heard of them. It's your life but financing stuff like that is a stupid idea. But everyone has to learn on their own.

Please,

Stay safe...................

you guys seriously amaze me here! you know absolutely nothing about my financial wellbeing and as i said above the rates to finance are cheaper then my credit card rates so how is that stupid. If your spending a couple thousand you only pay cash? I highly doubt it, I imagine more often you would charge it but why would I charge it when I can pay less by financing them along with a bunch of other items I need. I am a small business owner and do ok for myself and will have no problem affording my financing of rims and the other items I want.

My thread was asking about the specific company and if anyone has dealt with them. I dont recall asking for my personal business to be talked about. Id really appreciate it if we could stick to the topic at hand and leave my private matters to me. I thought this place was a little more mature then this!

I told you no, I have never heard of them. This is a public forum, if you post up about something you will get many opinions, even on stuff you didn't ask about. Deal with it or don't.

Thank you for telling me no and dont you think you coulda just left it at that? How anyone can say my financing rims, tires and audio items is stupid just shocks me especially without having a single clue about my financial well being. Maybe in your case it would be stupid but not in mine. If you guys were actually just trying to help then thats awesome but there was no need for being called stupid and having my priorities messed up. As far as dealing with peoples opinions Im pretty sure thats exactly what I have been doing this entire thread sadly enough,

How about we just leave all this BS alone and just stick to the original topic at hand.

Thank yoy

What are their rates?

they dont have set rates or they might but I havent seen them listed. Its all according to your credit score and what kind of deal you work out with them. I just recently found that info out. The reason for my initial post was because I was very leary about them because they dont list any prices on their website but that actually turned into a good thing for me because I was able to get a very very good deal from talking (haggling) (which I hate to do) with them.

would it not have made far more sense (as much sense as financing a set or rims makes) to just go to your bank and get a loan? You do have a line of credit with them do you not? You have been a customer for years upon years I hope? Heck you could even get a fantastic deal at a credit union. Lastly, you do understand that you will more likely than not find yourself paying more for the rims in the end?

If you need to finance your wheels you can't afford them and shouldn't be buying them.

The site doesn't even sell very good brands. Looks like Enkei is the only good one. I wouldn't trust em

sounds like an online version of "Rent-a-tire"...

amazing what you can find just searching the webz...

Ripoff Report | Xrimz | Complaint Review: 810242

and more....

Customer Reviews for First Choice Financial, Inc. - BBB serving Western Virginia

Guess that answers your questions ;)

[QUOTE=dannobre;4323873]Guess that answers your questions ;)[/QU


Yes it does and thats exactly how the thread should have went the entire time.

Serious question here, why do a few of you guys have such a smartass tone with me and my reasoning for financing makes perfect sense for my situation. One of the biggest reasons Im dealing with this company is because they are giving me a pretty decent sized discount for being military. Its comical how some of you guys can actually tell me that I cant afford these if I need to finance and whatever other BS. First off why do you give a shit? All I wanted to know was if this was a good company. I then get ripped for how Im paying for the rims???? I certainly wasnt a smartass to any of you guys, I just asked you to leave my financial matters out of this and just answer a simple question if you knew about it and if you didnt then why post anything?

By the way I certainly can afford the rims but the financimg rate/military discount is cheaper then using a credir card for me. Why is that so hard for some of you to understand???!!! I cant beleive Im actually defending myself to you guys about this. As I said before if you were just trying to ask why and/or be helpful you coulda left the smartass comments out of it.

To you guys who were seriously being helpful, thank you I appreciate it and to you other guys is this really how you want to represent this website to a new member? Real classy on your part!!!

yikes, run away from that crap

Don't let things on the internet bother you.
IMO, you got your panties in a twist for no reason. If you stop taking it so personal, you'd actually see that they are/were trying to help you make a smart financial choice (we deal with a lot of kids on this site), regardless of your financial situation.

Besides, you didn't get flamed hard. It can get way worse.

I never heard about them, and i wouldn't buy from them. Stay out from businesses you never heard from.

[quote=illkins9;4323885]If you could afford it, or if it was within your budget, why would you need to put it on a credit card or finance it? Surely that doesn't make a lick of sense.

[quote=illkins9;4323885]Nah it's just the members that have been on here 24/7 for years apparently have lost a few screws in the head and enjoy the flaming of new members instead of helping, just to hide behind the "its a public forum deal with it" attitude... it's a shame really from what the site used to be. That said, it's a public forum so deal with it or don't.

The first person to "flame" him registered the same month as him and has the same exact amount of posts as him. And telling him that this is a poor financial decision is the best help whether he thinks so or not. He could have easily googled the company and got his answer but instead he started a thread so if he can't handle a little ragging then that is pretty sad. And this site is worse in some ways and yet far better in other ways. Opinions vary I guess.

Exactly.

If you can't pay in full for non essential life items in GENERAL, you really have no purpose purchasing them.

The only caveat to that is if you are purposely trying to increase your credit score by taking out small loans and establishing a good payment record and ability to pay off your loans to help with a future mortgage.

But you are right, it is none of our business what you do with your money, or what standing your personal finances are in.

You asked for a review on a company but got a much better life lesson.

I used a credit card for the second half of my 360 forged wheels. something came up in between the first 50% to start and the last 50% when complete 2 months later.

But i would not trust them company and im sure there is fine print. as far as a car goes I try and pay cash for everything or able to pay it off the same month. Interest on aftermarket parts IMO is insane all there is, is depreciation in value the second you buy.

In the end the wheels on there im sure you could find other places cheaper they are knock offs aside from Enkei and a few brands ive never heard of. Or save your money for some nice (possibly used) legit wheels. You will thank yourself in the end

true that and i think he learned lol, i paid my car 16k cash, no payments for me thanks. same goes for mods, either you have the money or you dont. I have friends that whine about car payments all day long blah blah blah who cares, you made that choice

Thanks for the words but I really didnt get my panties twisted and if you go back and reread most of the posts it was far from trying to help me but more of some pretty childish trash talking. A few guys def did try to help. I was just shocked that a few guys took such an intrest into my financial dealings instead of the topic at hand. I nicely explained my reasoning and then nicely asked to justmstay on topic but that was too much to ask. Aminimity of the web really does bring out the ass in jackasses Im noticing. I certainly wasnt happy about the very uncalled for talk about me but other then that I learned something here.

I just really hope this isnt a common occurance here because the little bit of time ive been here I reallly enjoy this site but if this is the norm then I wont be here much longer.

Thanks agiain to all you guys who were just trying to help

Thanks for that info, I think I am actually going to look around a little more before I do anything. I have never bought aftermarket rims before so I do not know much at all about which companies are good or not. Thanks for the heads up!

It's not man, and it really never existed until a year or two ago when most (all) of the rx8 info has been found out so the people that have been around forever are just sick of hearing the same thing over and over and refer you to the search function (which is useless unless you know how to use it and if you ask you'll be told to search) so just forget about all that shit and you'll enjoy your stay :)

I may be newly registered, but I've been on a fair share of forums. RX8club doesn't even come close to being as bad as some others I've been on. I'm new myself, but I'd encourage you to stay. I've been flamed myself, it happens to all of us at one point or another.

In regards to my post, please realize that you're on a public forum. People will state their advice or opinion regardless if it relates to your OP. Its a forum, threads get side tracked all the time. I posted my advice, deal with it.

Now in regards to financing your wheels, you argue that its substantially cheaper. You might get military discount, but do you really save that much more money? You finance it, they charge interest, they make money. How is that cheaper than buying outright? If you were to buy a set of wheels from a reputable vendor, I'm sure they would be able to give you a better price minus the interest. Not to mention that the only brand worth buying from discountrimfinancing would be Enkei.

I'm sorry if my initial post offended you, but It's my personal opinion. Take it with a grain of salt if you want to. But you're definitely right, I have absolutely no business with how you want to spend your money. All I can do is give you some advice.

If you want suggestions as where to look for wheels, try vividracing, wheelflip, memoryfab, and VRwheels a try.

I'm sorry...

http://ralphiesportal.files.wordpres...mal_muppet.jpg

Nahh... I'm not sorry! Not Sorry!!! Noootttttt Soooorrrrrryyyyy!!!!!

look kid, when you post anything on an internet forum you open yourself up to anything and everything under the sun. Focus on what is worthy or suits your purpose and ignore the rest. It's called maturity, but 99 times out of 100 the people squawking about immaturity are the ones playing the irony game. In other words, it's a public forum so don't be a moron and try to claim it's anything else and just accept the reality of it. Expand that same mindset into your every day life and all the BS like difficult people at work etc. just melts away. Some people will never get it though. They will always go through life being petty and getting upset over trivial BS that in the end really means nothing more than wasted energy trying to prop up their overly bloated ego.

Hey bud, that was the perfect post and really is giving me a much better outlook on this website. I have no problem at all with people askimg me and even disagreeimg with my about financimg these rims. Im seriously all for you saying your peace about how foolish you think it might be to finance and ill debate it with ya and you could even possibly sway me to your view piont. It was just the personal attacks about my life style and maturity that really bothered me. I was pretty much attacked over something pretty ridiculous and that just floored me.
I have a ton of respectnfor you for saying what you did and Inseriously want to thank you.

It's a great site man, you just have to get what you can from it and leave it at that. But for the most part we all get along :)

nobody is attacking you. They have an opinion. It is nothing more than that. When someone comes after you with a knife, club, gun, bomb etc. then you are being attacked.

from reading the reviews posted, i REALLY hope you DON'T use these guys. I'd hate to see you get ripped off.

PM some of the forum venders, eg Tyre Rack

Stay safe OP

Thank you!!! I ended up doing a good bit of research on them last night and then did some comparison pricing and man was I blown away. The military discoumt I was gettimg was 15% off which alone was awesome but the 4% finance rate was just the cherry on top. After co parison pricing I foumd out why he could give me such a low rate and a awesome discoumt. It was because he was marking up the prices by and Im serious here 70%!!!!!!! Needless to say that was a bit of a shock and a big time deal breaker

I don't understand paying more for something. Unless your gonna pay it off during the grace period on your credit card then pay cash. Otherwise your paying more for the parts then they cost when you factor in finance charges. Just makes no sense to me.

goes without saying ... if something seems too good to be true ... it probably is

One of tje truest sayimgs ever. Im usually tje first guy to call that oit but being new to all this I didnt know if it was the norm and the military discount is becoming a regular thing at a very large amount of stores but it certai ly is a big scam. They were almost $900 more then a co petitor for 4 wheels, 4 tires mounted balanced and delivered. Thats just an obscence difference in price from a si ilar dealer!!!

Intercity Concepts on state road right near Ashburner. It's across the street from PICC. Water Ice factory is right there. They finance, it'll take about 5 minutes to find out if you're approved. Talk to the dude with all the tattoos, his name is Gaby (say it like Bobby but with a G instead of a B). They are a reputable shop and you'll have nothing to worry about. Plus it's local so he can go over all the rims available, tire choices etc.

That's a really good tip, I will definitely check them out but not until I have a new motor installed. Mine seized on the 2 nd day I had the car, so things aren't off to a great start for me