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Cezblue 11-23-2004 10:37 PM

My brand new rx8
 
4 Attachment(s)
Only 3 months old...and some inexperienced driver plows into me...10500$ damage...my insurance will go through the roof. :mad:

rowteree 11-23-2004 10:40 PM

ouch dude..i feel your pain..good luck with the repairs. Its happen to all of us

magixpuma 11-23-2004 10:40 PM

mine was 3 weeks old. I so i know how u feal.

dannobre 11-23-2004 10:44 PM

If someone hits you....why does your insurance go up?

mikeb 11-23-2004 10:44 PM

that is just wrong
hope it is fixed soon
sorry man

Cezblue 11-23-2004 11:06 PM

Do you guys actually think that they will be able to fix it to the point where I won't be able to feel that the car has been hit...I'm refering to the rear axle ofcourse...all my friends tell me that the car will never be the same

Cezblue 11-23-2004 11:09 PM


Originally Posted by dannobre
If someone hits you....why does your insurance go up?

here in New Jersey that's how this works...it's all calculated on percentages...i will share some of the guilt (let's say 20%) so my premium is going up even if the other driver is at vault.

Flzrider 11-23-2004 11:51 PM

Cant you get reimbursed from the other guys insurance for the loss of value of the car? Also, why would you even report it to your insurance? Let his insurance deal with fixing the car, getting you a rental, etc. I was in an accident a few months ago (very minor compared to yours) and i never told my insurance anything.....i shouldn't have to.

SilverTrigger 11-23-2004 11:56 PM

I got hit last January, it was the other guys fault. $6500 worth of damage, but my insurance didn't go up because it wasn't my fault and the other guys insurance paid for everything.

Aoshi Shinomori 11-24-2004 12:35 AM


Originally Posted by Cezblue
here in New Jersey that's how this works...it's all calculated on percentages...i will share some of the guilt (let's say 20%) so my premium is going up even if the other driver is at vault.

You sure? My mom got hit, her insurance didn't go up. It wouldn't be fair to have to pay for someone elses screw-up. You should check it out at the local court.

BigOLundh 11-24-2004 12:40 AM


Originally Posted by Cezblue
here in New Jersey that's how this works...it's all calculated on percentages...i will share some of the guilt (let's say 20%) so my premium is going up even if the other driver is at vault.

Another reason why New Jersey sucks ass.
Sorry to hear about your car. As long as there was no frame damage, they should be able to fix everything very well. Unless you race your 8 and drive it to its extreme limits, you will not probably notice a difference.

RX Renesis 11-24-2004 01:06 AM

ouch man... the car hit u hard enough and pushed u onto the curb to have ur rims hit the curb and broke off? is that what i see?

Lock & Load 11-24-2004 01:55 AM


Originally Posted by Cezblue
Do you guys actually think that they will be able to fix it to the point where I won't be able to feel that the car has been hit...I'm refering to the rear axle ofcourse...all my friends tell me that the car will never be the same


Getting the rear axle and chassy to as new is a hard ask , fix it and then sell it and get a new one :eek: .Sorry to hear of your misfortune .

cheers
michael

rx8group 11-24-2004 02:04 AM

Sorry for your misfortune. But think of it this way! Even smashed up. It still looks so cool! Not many cars can say that.

Sociopath 11-24-2004 02:35 AM

Not a suggestion, just telling what others might do in your situation...

"All of sudden, you get a spasm in your neck, your arm starts to twitch, and you have trouble walking. Your back's in pain and your joints lock up. Suddenly you find yourself immobilized and you have to take time off from work or school. Who's going to pay your bills? Who's going to feed you? "You could be like this for weeks",... according to your best friend's doctor."

See where this is going?

EZZY 11-24-2004 03:15 AM

:eek: sorry to hear that mate... all the best.
this is the 2nd time i see a cracked 8 wheel....... thats not good :(

foxman 11-24-2004 06:50 AM

I would fix it an sell it as it would not be the same to me, sorry to hear of your misfortune.

Cezblue 11-24-2004 08:07 AM


Originally Posted by RX Renesis
ouch man... the car hit u hard enough and pushed u onto the curb to have ur rims hit the curb and broke off? is that what i see?

You guessed right...the impact launched the car in the air once I hit the curb...that was a frightening experience

Cezblue 11-24-2004 08:10 AM


Originally Posted by foxman
I would fix it an sell it as it would not be the same to me, sorry to hear of your misfortune.

But I would loose much money on it now...the value of the car after an accident like this must be less then 20 thousand...not sure if it's worth it.

Gambit 11-24-2004 08:16 AM

I had my old car totalled about a year ago (in NJ) and my insurance didnt go up, even with the stupid "no fault" insurance. I think that it helped that the other driver got charged with reckless driving to prove that I was not at fault at all. If you have something like this you can show that to both insurance companies and the other will have to cover all expenses, and your company will just say, "that sucks" and not do anything more. However, it did take over a month before I got any money because the police dept was so backed up they didnt' get the report out for 3 weeks

slllygrl10 11-24-2004 08:17 AM


Originally Posted by Cezblue
Do you guys actually think that they will be able to fix it to the point where I won't be able to feel that the car has been hit...I'm refering to the rear axle ofcourse...all my friends tell me that the car will never be the same


Once everything is fixed it should feel like its still brand new 8. This happened to my old car, I got rear ended. But I didnt feel anything less to my car.

slllygrl10 11-24-2004 08:26 AM

at least its not another silver whew.... I feel you're pain

djgiron 11-24-2004 10:20 AM

CO is a no fault state also, unless the other person gets a ticket for reckless driving or some crap his insurance will go up. Just being involved in an accident will cause the insurance to rise in a "no fault" state. I got rear ended in my old maxima, totaled the car, obviously was not my fault and my insurance went up. No fault states suck big time. Sorry to hear about your new 8, if it was my i dont know that I would be able to contain myself from beating the snot out of the guy :cool:

Cezblue 11-24-2004 11:48 AM


Originally Posted by djgiron
Sorry to hear about your new 8, if it was my i dont know that I would be able to contain myself from beating the snot out of the guy :cool:

Since I'm a cop that wouldn't be smart :D

jisoo26 11-24-2004 11:53 AM


Originally Posted by Cezblue
Since I'm a cop that wouldn't be smart :D

Yeah but since you'd have a police baton it'd feel reeeeeeal good before your work buddies haul you off :D

Cezblue 11-24-2004 11:55 AM


Originally Posted by jisoo26
Yeah but since you'd have a police baton it'd feel reeeeeeal good before your work buddies haul you off :D

humm...well maybe it crossed my mind ;)

Ned M 11-24-2004 09:44 PM

Your airbags went off and that is several $thousands right there. Is that included in the $10,500?

Sure looks close to a total to me. I wouldn't want to keep it either. So sorry.

RXE16T 11-25-2004 03:33 AM

Damn that makes me sick seeing an 8 like that.

Straight8 11-25-2004 09:13 AM

That really sucks. Nothing worse than having an idiot hit you in your brand new car. The way your wheels are all bent makes me wonder if the car will ever be the same handling-wise. If you have the ability to collect diminished value on your car I'd definately pursue it if I were in your shoes. Only good thing about this is that you're OK.

Not sure how I'd react if my 8 was damaged that severely. I had a new Mustang GT back in the 80's and my love affair with the car effectively ended after it took $5700 worth of damage to the front end. It was repaired to near perfection, but to me it just wasn't the same....I'm mentally anal. Hope everybody isn't like me ;)

Good luck to you and I hope it all works out in your favor.

Pete 11-25-2004 09:22 AM


Originally Posted by Cezblue
Do you guys actually think that they will be able to fix it to the point where I won't be able to feel that the car has been hit...I'm refering to the rear axle ofcourse...all my friends tell me that the car will never be the same


Sorry to break it to you .... but they're right. My other car got hit 15 mins after I bought it by a tractor trialer . The car just didn't ride 100% after that.

truemagellen 11-30-2004 10:57 PM


Originally Posted by slllygrl10
at least its not another silver whew.... I feel you're pain

I thought the same thing...especially after that NARLY silver 8 being junked on ebay...yikes!

army_rx8 12-01-2004 01:52 AM

wow finaly a car that isn't silver...but alas it is still an rx-8 so sad:(

DOMINION 12-01-2004 10:33 AM

That sucks....

red22 12-01-2004 11:28 AM

I hope u bought gap insurance because if that was me I total my car and buy another on.

red22 12-01-2004 11:31 AM

have u guys check out the concept turbocharge rx-8 it really sweet?

cozmzm 12-01-2004 09:21 PM

Just a clarification - CO is no longer a no fault state. I live in Colorado and was rear-ended this summer. Colorado actually voted on the issue and chose to be an at fault state. (Just for the stats, I do have a silver 8.)

Since Colorado is no longer a no fault state, you have to go throught the at fault party's insurance to have your car fixed. This can be good or bad. If you have trouble getting your car fixed, you then go to your insurance company.

So, to a point you are at the mercy of the at fault party's insurance. In my case, the at fault party's insurance was slow in processing the claim, so I was without my car longer than I believe I would have been if I'd filed with my insurance company - as I would have done when CO was an at fault state.

There are pros and cons to no faults states. Supposedly at fault states insurance rates are cheaper, but on the other hand you may have to deal with a cut-corners insurance company to get your car fixed.

I'm still undecided if it is better to be an at-fault or no-fault state. After my experience I'd rather pay an extra $$$ to deal with the insurance company that _I_ picked.

But I think you're right that just making a claim, whether it is your fault or not, in an at-fault or no-fault state, can result in you loosing a discount on your insurance. (Your rates didn't go up, you just lost a discount :-) ).






Originally Posted by djgiron
CO is a no fault state also, unless the other person gets a ticket for reckless driving or some crap his insurance will go up. Just being involved in an accident will cause the insurance to rise in a "no fault" state. I got rear ended in my old maxima, totaled the car, obviously was not my fault and my insurance went up. No fault states suck big time. Sorry to hear about your new 8, if it was my i dont know that I would be able to contain myself from beating the snot out of the guy :cool:


zach162 12-02-2004 12:48 AM

man, its all good, someone hit me in the front and there is over $15,000 worth of damage, did a great job on repair though, can't even feel the diffrence.

rgreger 12-02-2004 08:38 AM


Originally Posted by Sociopath
Not a suggestion, just telling what others might do in your situation...

"All of sudden, you get a spasm in your neck, your arm starts to twitch, and you have trouble walking. Your back's in pain and your joints lock up. Suddenly you find yourself immobilized and you have to take time off from work or school. Who's going to pay your bills? Who's going to feed you? "You could be like this for weeks",... according to your best friend's doctor."

See where this is going?


Those kind of people that do what you describe are the primary reason all of our insurance rates are so high.... that is just PLAIN WRONG :mad:

tommy12g 12-02-2004 09:28 AM

Think of it this way, we always wondered if we could put gauges on the A-pillar now we know that we can because the curtain airbag deploys from the ceiling.

Sorry.....just trying to put a positive spin on a terrible thing.

wootwoot 12-02-2004 11:32 AM

hope your car is quickly done... so u can get back your car ASAP.... well what happen has happen... try not to brood over it though i know its difficult... but try hard!

Munster 12-02-2004 12:03 PM

Black still looks good...even hurt....
 
Don't count your Brilliant Black out yet. When I was young I bought a new 83 Dodge Shelby Charger, wasn't long and I got a door ding, that pisses me off cause I'm also "anal that way". But then I let my cousin borrow it and he rear ended some one with it.
I researched on what body shop had the best rep and did the best quality work, (they were usually allways the most expensive) but I could take it where I wanted so I did. Look at the cars they have done and talk to their clientel, see if they are happy with the work.
Door ding fixed, all repainted, happy, except the 3 months to fix. Unfortunantly I took the car to my brothers garage to put all my personal upgrades back on ( stuff the insurance wont cover), where it sat for three nights, then I headed out to go cruise main and didn't make it there before someone run a red light and tagged me in the rear spinning my car around and backwards into and over a curb kind of like the damage you have. Actually bent the body bad enough that it smashed the drivers rear door edge into the body far enough the drivers door wouldn't open, (I got tagged rear passenger side) When I got the car back to the body shop, I walked in and told the shop owner I had a small scratch and wondered if he had some of the paint left over. He about crapped when he seen the car, he had spent alot of time to make it look better than new. Three more months later I had a great car, nicer than new, and no door dings. Couldn't tell a differance from new. (Yea, I know there not much comparison between an 8 and a '83 Shelby Dodge, but I felt as good in it then as do now in my 8)
I guess "keep a happy thought on it all, if you can, humor is always your best defense, find the best repped auto- body shop in your area, don't settle for less, and don't let the "anal brain" deminish your love for your 8, and hopefully all will come out well.

Munster

donaldjr87 12-15-2004 04:21 PM

my passenger door was backed into in a parking lot causing $1200 worth in damage. the other guys insurance payed for it and every thing was ok. my insurance did not go up.

therm8 12-15-2004 05:14 PM


Originally Posted by donaldjr87
my passenger door was backed into in a parking lot causing $1200 worth in damage. the other guys insurance payed for it and every thing was ok. my insurance did not go up.

similar thing happened to me, except it happened at night and the 'other guy' was long gone. $3000 in damages, my insurance paid for it and didn't go up as it was not my fault. I love Progressive.

mtnpass 12-15-2004 05:17 PM

Sorry for your mishap....good luck with getting things taken care of

grogiefrog 12-21-2004 09:31 AM


Originally Posted by Munster
I researched on what body shop had the best rep and did the best quality work, (they were usually allways the most expensive) but I could take it where I wanted so I did. Look at the cars they have done and talk to their clientel, see if they are happy with the work.

Munster

I would look for a shop that also restores classics. They may not be the cleanist looking shop, but the guys doing the work will know how to make it look original again.

Overport 12-21-2004 05:17 PM

ouch. glad your okay though. you'll get throughthe tough times.

-doug

orange0303 12-22-2004 02:41 AM

OMG.... airbags?
aren't when airbag pops.... is write off?


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