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-   -   What are you paying For Insurance on your RX-8??? (https://www.rx8club.com/purchasing-financing-insurance-56/what-you-paying-insurance-your-rx-8-a-163071/)

RIWWP 01-20-2014 11:44 AM

https://www.rx8club.com/new-member-f...4/#post4533740

Questions we can't answer:

Car insurance questions of any type. Car insurance is metered via the state, city, car year, car model, car trim level, car modifications, driving record, amount of drivers, drivers' age, drivers' marital status, car use, driving record of users, and about 99 other things. All of these components are crunched by the 10,000 different auto insurers to give you 10,000 different quotes. If you have a question, please contact your insurance company or seek quotes. My insurance rates have zero to do with what you will pay and wont be in the same neighborhood, ballpark, or galaxy as yours.

Want a quote that means a crap? Visit one of these online calculators:

www.geico.com
Car Insurance Quotes - Online Auto Insurance Quotes | Progressive
Auto Insurance Quotes - Car Insurance | Allstate Online Quote
www.statefarm.com
Insurance Quotes: Home, Life & Auto Insurance | Farmers Insurance
Auto Insurance Quotes, Car Insurance Quotes, and Home Insurance | Liberty Mutual
www.usaa.com

Does that not satisfy you enough? Then check out this Insurance thread here: What are you paying For INsurance on your RX-8??? - RX8Club.com
That should help you see how massively wide the range is, and maybe you can find someone similar to you. There are other insurance threads as well, so go ahead and use the search methods to locate one before posting a new thread about it.

Gravey 01-20-2014 12:39 PM


Originally Posted by kops (Post 4559400)
Just thought I'd chime in here.

22 years old, first car in my name, full coverage, about 250 per month with belairedirect. Checked into about ten places with 6 of them quoting over 400 per month, so I highly highly recommend shopping around as many places as you can


I'm in Burlington neighbour! Also with Belair Direct, I am at 128/month for a 300/300 Deductible, rental coverage, 2 million of liability...

But I have a couple years on you! ;) 15 to be exact!

Like RIWWP said. there are so many factors for insurance, location being a major one.

SVKRX8 01-21-2014 10:04 PM

I'm paying $65/month with progressive. '04 RX-8 86k miles 24 years old in the Atlanta Metro Area. I've got a continuous service discount, a 5 year accident free discount and snapshot discount.

xsnipersgox 01-26-2014 07:59 PM

just to share, moving from my 2013 Mazda MX-5 Club PRHT (silver) to a 2010 Mazda RX-8 R3 (red) caused my insurance to increase by about 18%

fio07 01-28-2014 06:35 AM

Just renewed my coverage, $85 per month. American Family Insurance

Silver_07_Rx8 02-06-2014 12:16 AM

American Commerce
278/6 Months with full coverage
19 years old
Medford, Or

Dillion Phelps 02-27-2014 11:13 AM

I pay 218/mo. with Statefarm
I'm 20
On recorded crashes and no tickets
In Kentucky
And I have had driver saftey classes(dropped in by 40-50)

fio07 02-27-2014 11:24 AM

218 a month?? :Eyecrazy:

Dillion Phelps 02-27-2014 11:31 AM


Originally Posted by fio07 (Post 4574602)
218 a month?? :Eyecrazy:

lol yea. I'm 20 and I didn't get my license till 19. I wish i could pay something like 150/mo

fio07 02-27-2014 11:34 AM

State Farm is farming you real good..

Dillion Phelps 02-27-2014 12:11 PM


Originally Posted by fio07 (Post 4574624)
State Farm is farming you real good..

progressive what 340/mo

fio07 02-27-2014 12:20 PM

Yeah they progressively increase if you go with the Flo

Fencig 03-04-2014 01:40 AM

300 every 6 months with full coverage and upgraded medical/property coverage.

Dillion Phelps 03-10-2014 02:51 AM


Originally Posted by Fencig (Post 4575988)
300 every 6 months with full coverage and upgraded medical/property coverage.

holy shit......are you 50 drive 10k a yr and never had a wreak?

Dillion Phelps 03-10-2014 02:52 AM


Originally Posted by fio07 (Post 4574656)
Yeah they progressively increase if you go with the Flo

did some shopping again and i can get 175/mo. with geico

charliecat 03-11-2014 09:47 AM

Iam paying £550 a year with no claims bonus. Rescue my car.com.

mcoughlin 07-05-2014 12:05 AM

$247/ month for my 04' GT with full coverage and $500 deductibles as well as my 88' Jeep Grand Wagoneer with just liability. Im 20 with no tickets or points going through GEICO

aprtur 09-04-2014 08:23 AM

Currently at ~$73/mo for full coverage, $500 deductible. I'm 26, and just moved the 8 to being my second car, since I just picked up a low mile B13 Sentra to commute in. I think it was ~$80/mo for the 2 years prior to getting the Sentra. Oh, and I've always had Erie for my coverage.

westgman 09-04-2014 09:35 AM

Here in Canada I'm paying 700 bones a year for full coverage with TD Meloche Monex. I'm affiliated with a few groups who get discounts with them.

Tanro 09-20-2014 11:03 PM


whitelight42 08-25-2015 12:57 PM

Paying $130/mo, but just got quoted for $70/mo from another company, which includes renters insurance on my duplex. Full coverage. I'm 36 with a clean driving record. So I'm def switching tomorrow!!

JerrythePenguin 10-25-2015 08:12 PM

$155 a month 18 yr old my own plan thru Liberty mutual full coverage w/ towing low deductible no tickets no crashes 05 rx-8

Nisaja 10-25-2015 10:37 PM

You guys are paying way too much. I live in Sri Lanka and my insurance for the whole year is $430. And that's with the car valued at $60,000.

natthethaiger 12-03-2015 12:54 PM

Hi friends, new on the forum, but I'm picking up an 8 in a few months.

20 years old, male, 1 speeding ticket (10-15 over), Los Angeles, CA, main policy holder with 2 drivers and looking to do multi-car discount

I'm currently on Mercury and currently paying $132 for a, 05 Civic coupe. With the rx8 I'm looking to pay $225. Here are some other quotes I've been getting on a multi-car with the Civic being the daily and the 8 being a pleasure car:
Alliance: $218
Geico: $121

Still looking into other insurance companies. I need to look into State Farm, Farmers, Metlife, Wawanessa, USAA, Progressive, Liberty Mutual, 21st Century, Allstate, and Nationwide. Am I missing any others?

Gr8Bullet 12-03-2015 01:26 PM

$10 non operation fee :lol:

runningmann 12-07-2015 12:48 PM

Progressive - $78/month full coverage. 10 years driving without accidents

Chrishoky 12-07-2015 09:10 PM

Geico, 30 yrs old - pay $58 a month for full coverage. No tickets in over 7 years and never any points.

Nathan Atkins 12-08-2015 09:07 AM

USAA, 33 years old, no accidents, a few tickets for speeding a few years back, $500 Comp/$500 Collision deductibles.
$426/6 months so about $71 a month

CavScout24 10-16-2016 02:13 AM

133/mon 1 no insurance, 3 speeding 5-10 over, and 1 15-20 over 2005 with less than 500 miles on the rebuild

koyv90 03-27-2017 08:55 PM

if anyone has any insurance questions ask away as im a insurance rep :P.

lOOkatme 04-24-2017 06:11 PM

I have liability only on mine. 2004, 35 years old. I pay a huge amount of $351 a year with metlife through my work.

my entire insurance for the year is close to some people's insurance here.

04 civic, $327, 05 aveo $310, 04 rx8 $351, RX7 full coverage $750

total: $1738 a year. this is with 2 drivers as well.

Olsi Saqe 10-21-2017 10:47 AM

Here in Germany is much more than this, especially for new driver

Ethan Zdon 10-23-2019 11:02 AM

I am 17 with a crash but no other tickets.

230 per month for 2 years then around 150 after that

Nopstnz 10-23-2019 11:06 AM

Male, 30 years old. One ticket for rolling a stop sign last year. I pay around $125/mo for full coverage

Sadane34 05-08-2022 12:50 PM

About $40 monthly for liability...but it stays in the garage till sold:)

NemesisRX8 05-21-2022 06:39 AM

If it matters for any younger UK drivers on this forum considering RX-8s, 22 with 4 years no claims and a licence under a year old I was getting quoted for as little as £800/year for a 4-port/5-speed MT RX-8, when I was looking for one with only 2 years NCD (and if I had just got my licence at the time), was about £4400 for a 19 year old me to insure a 6-port/6-speed MT RX-8, £3300/year for a 4-port. No claims (as much as Ford Transits and BMWs try to change that, yet to succeed), no convictions (police seem to be intent on changing that), no cancelled/voided policies. All 04-07 plates, UKDM too, no autos since the only automatic I've ever driven is a Mazda MX-30.
The road tax can bite, however, since my 07 plate 8 is £600/year to tax but my old 04 plate 230 would have been about £235/year or roundabout there. So factor that into your running costs if you are a little tighter on cash but still want a rotary, always a horrible combo but you do you I guess.


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