insurnace an 18 year old
 

ive been looking into buying an rx8 for a while now just curious about canadian insurance im with td insurance live in ontario canada just wondering how the policy would work. i have 2 cars in my family 1 udner my mom and 1 under my dad if i bought a third car which would be the rx8 would it have to be under my name? and if so how much would it be approximatly? is there anyway of placing it under my dads name so i can only pay secondary driving fees? any advice helps thank you

i have 3 questions.

Would you get an auto or manual?

Is this your first car?

Will it be new or used.

manual... first car..... used prob 04 05

You put the rx8 under ur dads name and u put his car under your name. Its gna be cheaper assuming he doesnt drive a sports car.

I would look into getting an 06 or 07.

Actually I would look into driving a manual car around. Get a used civic for a year or so to get used to a manual car in traffic and rain snow etc.

then trade it in and get an RX-8 last thing we want is one of these

http://wheelsbd.com/gallery/data/73/...47507_2042.jpg

insurnace an 18 year old
ive been looking into buying an rx8 for a while now just curious about canadian insurance im with td insurance live in ontario canada just wondering how the policy would work. i have 2 cars in my family 1 udner my mom and 1 under my dad if i bought a third car which would be the rx8 would it have to be under my name? and if so how much would it be approximatly? is there anyway of placing it under my dads name so i can only pay secondary driving fees? any advice helps thank you

I think we should use the money towards Phonics, or stay in school a bit longer???

You said any advice helps so here I go:

Buy a cheap manual car and learn to drive stick, and learn to drive a car. You're 18, even though you think you're a good driver - you're very inexperienced. Buy an 8 when your 25 and more experienced and hopefully a more mature individual.

I know I probably sound like a dick, but I was in your shoes when I bought a Turbo Supra and nearly killed 3 people including myself.

im going to university next year. i cant wait until im 25 im having trouble waiting for months... theres no chance i need this car. im officially obsessed. i havent even driven one im going nuts i need to. i have some standard experience i drive my cousins 2010 camaro rs pretty well around but i know i have yet to experience really standard driving although ive driven it on major streets and intersections as he says "pretty well"

Just curious here. Are you paying for the car ? Or are your parents buying it for you ? If youre paying for it and have saved up well earned money, i say go for it. If your parents are buying it for you, different story. Also do you have a job to pay for gas, maintenance and insurance ?

Yea get a 5 speed civic and possibly save some lives. I know it's hard to think about not having your dream car.

But believe me as a man with some experience in the matter. Its not worth the risks. Please hear me on this, its not worth it.

You got a long life ahead of you I'm sure. Please exercise some patience with this matter.

Think of your parents getting a call at 3 am that their 18 year old son died in a car accident. They could have prevented that by not letting you get that car. They will live out a life of misery and depression form that point forward.

It's really not worth the chance of that happening. Don't worry you'll have plenty of opportunity to look cool later in life.

FYI the RX-8 does not get you women.

im paying for the car im saving up im gunna take a lone from the bank around april and from april to september im gunna have a full time job making like 12$ an hour just for the summer enough to pay through until the next summer for insurance and gas and paying back the bank. also ill have a little help from my grandparents and parents im sure. also i hear you about the civic but i dont know if i can see myself driving one of those cars all of my friends have these super nice cars like mustangs camaros and stuff and i feel like i need something like an 8 my dream. i love this car and im not one of those guys thatt will beat the fuck out of this car id take such good care of it.

Ehh I did the best I can do. If you total the car don't say you weren't warned

Gunna have to disagree about the part at the end there ;) Not tryana encourage this kid to buy the 8, but it does get attention from the ladies ;)

LOL. I have a funny story about that but I wont embarrass myself. Lets just say I went and got a hair cut after that incident.

Please share i need some laughter lol

Let him do what he wants...

$12 an hour job ain't gonna pay squat when it comes to a car loan, insurance, fuel, and I assume he's going to get an 04, maintenance since the car probably has near or over 100K.

Plus he's gotta pay for school on top of that, and if he's already trying to impress hi friends, you know he's going to mod it, with such popular like the tornado fuel saver and the vortex generators. Plus tossing sum loads to impress the ladies.

You don't need this car, you want it. Fuel is going to kill you in this car, and I doubt you can get OSAP, if you are, with a RX-8 under your name.

Don't rely on your parents, learn to be independent, then get the car, who knows the RX-7 might get rebooted.

Another teen wanting an 8 just to look cool in front of their friends...

I think the day is fast approaching Rev...

What's your budget first off?

12 000 im not paying for school my parents are.
and also working fulltime in the summer i can make around 4 5 grand that can last me plus having a part time job throughout the school year working 2-3 shifts a week im sure i can manage.
im not buying it just to look cool (maybe a little) but im seriously in love with this car.

Quick Calculations here:

Fuel will cost you ~$350-400 a month (if gas prices stay constant). Insurance ~$200 a month (since you're young). And let's say your car costs you $300 a month to pay off your loan.

That's ~$900 a month.

You'll earn ~ $7k in the summer working 40hr weeks for 16 weeks.

That'll easily run out in about 7 months including the summer. That means you'll be able to keep the car for three months afterwards during university.

I'm not even counting the maintenance and the fact that on the side, you'll want to go out, eat, etc.

I'd wait, or get a beater instead. At least you can still brag that you HAVE a car in university.

and also i asked for help not criticism. in the end its really my decision i didnt come to get criticized. im not trying to be cool its just a goal for me, i dont know about u guys and maybe u have all the moeny in the world but im a kid that is trying to achieve something in life

i understand where your coming from hopefully ill get it through my head but like this is my goal for april when schools done. im doing all i can to save up money for this car. i hardly spend money im such a tightass now just to possibly think i can get this car.

Dam you! I was just going to type that!

EEwwww and he's sensitive ......

<starts the popcorn and sits back>