Notices
Canada Forum For our friends up North, eh!

insurance

Old Aug 24, 2010 | 02:26 PM
  #1  
FERA's Avatar
Thread Starter
Registered
iTrader: (1)
 
Joined: Aug 2010
Posts: 382
Likes: 0
insurance

out of curiousity i called state farm today to see how much my insurance premiums would be on an 04 rx8 on my own primary driver. clean record everything no accidents or records. driving school certificates and everything. i got a quote of over 1100$ A MONTH!

thats insanity.

im sure its different if i register under the same insurance company as my parents but still thats disguisting..
Reply
Old Aug 24, 2010 | 02:42 PM
  #2  
Loki's Avatar
Registered
iTrader: (1)
 
Joined: Jun 2009
Posts: 8,403
Likes: 1,113
From: Montreal
1100 a MONTH? On an 04?!!

How old are you? Which province?

Something went wrong with the quote.. you'll pay more in insurance in a year than you would for the car :\
Reply
Old Aug 24, 2010 | 02:55 PM
  #3  
FERA's Avatar
Thread Starter
Registered
iTrader: (1)
 
Joined: Aug 2010
Posts: 382
Likes: 0
18 ontario
Reply
Old Aug 24, 2010 | 03:19 PM
  #4  
Razz1's Avatar
Mu ha.. ha...
 
Joined: Aug 2004
Posts: 14,361
Likes: 3
From: Cali
So what is that in American dollars?

600 bucks eh?
Reply
Old Aug 24, 2010 | 07:30 PM
  #5  
Natook's Avatar
Registered
 
Joined: Oct 2009
Posts: 40
Likes: 0
Originally Posted by FERA
out of curiousity i called state farm today to see how much my insurance premiums would be on an 04 rx8 on my own primary driver. clean record everything no accidents or records. driving school certificates and everything. i got a quote of over 1100$ A MONTH!

thats insanity.

im sure its different if i register under the same insurance company as my parents but still thats disguisting..
It won't be any different unless you lie and say you are a secondary driver which is a no no
Reply
Old Aug 24, 2010 | 07:35 PM
  #6  
Cole33's Avatar
Registered
 
Joined: Jul 2010
Posts: 287
Likes: 1
From: Wood River, IL
I am 17, and I am paying like.. 120 a month for full coverage insurance. You sure it wasn't a yearly rate?
Reply
Old Aug 24, 2010 | 07:36 PM
  #7  
Natook's Avatar
Registered
 
Joined: Oct 2009
Posts: 40
Likes: 0
Originally Posted by Cole33
I am 17, and I am paying like.. 120 a month for full coverage insurance. You sure it wasn't a yearly rate?
Insurance is a way cheaper in the us. Less government interference.
Reply
Old Aug 24, 2010 | 08:07 PM
  #8  
FERA's Avatar
Thread Starter
Registered
iTrader: (1)
 
Joined: Aug 2010
Posts: 382
Likes: 0
no she said over 1100 a month...
im gunna find a way around it when i get my baby
Reply
Old Aug 24, 2010 | 08:27 PM
  #9  
shadycrew31's Avatar
WENTGERMAN
iTrader: (6)
 
Joined: Apr 2008
Posts: 5,806
Likes: 31
From: Burbs,PA
Didnt you already have a thread on this?

https://www.rx8club.com/canada-forum-35/insurnace-18-year-old-203109/
Reply
Old Aug 24, 2010 | 08:40 PM
  #10  
Cole33's Avatar
Registered
 
Joined: Jul 2010
Posts: 287
Likes: 1
From: Wood River, IL
Originally Posted by Natook
Insurance is a way cheaper in the us. Less government interference.
Wait... there is a place where the government interferes MORE than in the US?
Reply
Old Aug 24, 2010 | 08:41 PM
  #11  
shadycrew31's Avatar
WENTGERMAN
iTrader: (6)
 
Joined: Apr 2008
Posts: 5,806
Likes: 31
From: Burbs,PA
our government is actually really loose compared to most countries.
Reply
Old Aug 24, 2010 | 08:50 PM
  #12  
Rotary-RX8's Avatar
Girls who drive stick FTW
iTrader: (1)
 
Joined: Mar 2010
Posts: 3,429
Likes: 3
From: Toronto
WOW !! thats over 12,000 a year !! WTF !!!
Reply
Old Aug 25, 2010 | 01:36 AM
  #13  
Maffu313's Avatar
Registered
iTrader: (2)
 
Joined: Mar 2009
Posts: 760
Likes: 0
From: Toronto, Ontario
well that's why most kids our age don't have cars, the insurance itself in a year or two would cost almost as much as a car. The expenses of owning a car are ridiculous in Ontario, JUST because of insurance. The 8 makes it worse since it a gas guzzler AND has costly maintenance. Still 1100 is WAY too high; isn't state farm pretty expensive though? have you tried belair? or TD? try getting an online quote somewhere.

edit: sorry, when i say most kids our age don't have a car, i mean most kids our age aren't capable of getting a car and covering the costs of keeping it on the road by themselves. There are obviously tons of parents who'd spoil their kids with BMWs and Audis when they (the kids) haven't even worked a single job in their entire life.

Last edited by Maffu313; Aug 25, 2010 at 01:38 AM.
Reply
Old Aug 25, 2010 | 08:19 AM
  #14  
copper's Avatar
Registered User
 
Joined: Jun 2009
Posts: 20
Likes: 0
avoid State farm. I have been a loyal customer of theirs ever since I got my first car, and up till resently I have had my rx8 and my pick-up with them. then a few weeks ago, because of a late payment, they increased my rate, for the car only, over $4000 a year to $7000. I am now with TD insurance and my rates are back down to a reasonable price
Reply
Old Aug 25, 2010 | 08:55 AM
  #15  
wcs's Avatar
wcs
no agenda
iTrader: (2)
 
Joined: Feb 2005
Posts: 5,210
Likes: 67
From: Ontario
Originally Posted by Razz1
So what is that in American dollars?

600 bucks eh?
http://www.xe.com/ucc/convert.cgi?Am...rom=CAD&To=USD

Roughly 1035 usd
Reply
Old Aug 25, 2010 | 08:58 AM
  #16  
wcs's Avatar
wcs
no agenda
iTrader: (2)
 
Joined: Feb 2005
Posts: 5,210
Likes: 67
From: Ontario
Originally Posted by Cole33
Wait... there is a place where the government interferes MORE than in the US?
LOL
It's true, especially in the Province of Ontario where the Provincial government is a socialist overbearing, save you from yourself, we know better then the general public, bleeding heart bunch on Liberal fucktards.

<did I say that out loud?
Reply
Old Aug 25, 2010 | 10:17 AM
  #17  
FERA's Avatar
Thread Starter
Registered
iTrader: (1)
 
Joined: Aug 2010
Posts: 382
Likes: 0
yeah i just called out of curiousity my parents are with td so if i get the car im gunna end up in their policy which im sure will be less then half. especially if i primary another car that isnt mine. and shady yes i did but i just wanted to share the crazy quote i recieved.

test driving an r3 today :D
any tips on the clutch or anything i know its right at the bottom.
im used to my cousins camaaro which is right at the top. so is it gunna be harder?
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
1webbdan
RX-8 Discussion
8
Oct 31, 2015 07:57 AM
OnebaddRx8
RX-8 Parts For Sale/Wanted
5
Oct 17, 2015 10:05 PM
He||hammer
RX-8 Parts For Sale/Wanted
0
Sep 29, 2015 09:40 PM
athikerguy4life
RX-8 Discussion
2
Sep 9, 2015 08:57 AM
dafiltafish
New Member Forum
1
Aug 21, 2015 06:56 PM


Thread Tools
Rate This Thread
Rate This Thread:
You have already rated this thread Rating: Thread Rating: 0 votes,  average.


All times are GMT -5. The time now is 01:45 PM.