Has anyone been dropped from their insurance?
05-02-2010, 10:44 AM
#1
Has anyone been dropped from their insurance?
Ok, so I was in another accident (my third in three years but first in the RX8) and my insurance dropped me. My car is totally fixed now (with a front debadge 
) but I need to find another agent before I have a lapse in coverage. Not to mention I have school 5 days a week 45 minutes away..... But anyways, I wanted to know if anyone had any tips because I'm not a new driver but I've never shopped for insurance after getting dropped.
At the moment I am getting a discount for having 3 cars on my policy, so I know I'll lose that benefit but I also have almost full coverage with only a $500 deductible.. so if my rates get jacked up, what should I drop and what do I have to keep on my new policy in your opinions?
Thanks in advance for any advice and don't worry, I am a very competent driver, just in the wrong place at the wrong time. Which is not hard in south Florida.
) but I need to find another agent before I have a lapse in coverage. Not to mention I have school 5 days a week 45 minutes away..... But anyways, I wanted to know if anyone had any tips because I'm not a new driver but I've never shopped for insurance after getting dropped. At the moment I am getting a discount for having 3 cars on my policy, so I know I'll lose that benefit but I also have almost full coverage with only a $500 deductible.. so if my rates get jacked up, what should I drop and what do I have to keep on my new policy in your opinions?
Thanks in advance for any advice and don't worry, I am a very competent driver, just in the wrong place at the wrong time. Which is not hard in south Florida.
05-02-2010, 10:49 AM
#3
weeeeeeeeee
iTrader: (12)
I wouldn't expect any discounts... especially after you answer the "have you been in and if so how man accidents in the past 5 years?" question.
Most states have a high liability pool designed just for you.
Most states have a high liability pool designed just for you.
05-02-2010, 02:15 PM
#5
Yep. I had to take responsibility for all of them. Florida is a no-fault state. Idk if that will help my case or not but I'll just have to expect to pay out the *** but that's what I get... Does anybody know how bad it is to have a lapse? It might be cheaper to drive a beater and sit the 8 for a bit. But if a lapse is really bad then I'll have to get something...
05-02-2010, 03:03 PM
#8
Intended acceleration
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If you're getting a discount now for having three cars on one policy, then you might want to consider taking those other two cars with you when you move to a new company. Since those two cars are the ones that are desirable to an insurance company, you will probably get a better deal on the three as a group. If it was me, I'd be saying "screw you too" to the old company.
05-02-2010, 04:15 PM
#9
If you're getting a discount now for having three cars on one policy, then you might want to consider taking those other two cars with you when you move to a new company. Since those two cars are the ones that are desirable to an insurance company, you will probably get a better deal on the three as a group. If it was me, I'd be saying "screw you too" to the old company.
05-02-2010, 04:57 PM
#10
I zoom therefore I am.
and you'll be in the nationwide database for accidents so even if you dont claim them to a new carrier, they'll find them. and then they'll drop you for falsifying information.
05-02-2010, 06:04 PM
#12
Guest
Posts: n/a
Take responsibility yet blame it on the tires instead of admitting you exceeded what the tires could do and accepting blame where it's due.
Just busting your ***** but I suspect you get the point.
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