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Ok guys I need some help and clarification here. I bought a car out of state and I traded the car in within two weeks cause I decided I didn't like it. I then bought a car in my state and am in a whole heap of trouble.
The dealership from where I purchased the car I'm driving now is registered in my state and everything is good. The problem is with the car I only kept for two weeks and traded it in before I registered the car within my state. Supposedly the dealership that I purchased the out of state vehicle gave me the title for the car even though I took out a loan for the vehicle. Now that the in state dealership sold my old car no one can locate a title and the out of state dealership swears up and down that I have the title when I don't. What's even more crazy is that I asked the out of state dealership for proof that they gave it to me and they then changed their story. They claim now that they shipped the title via FedEX and that I recieved it. Now they did ship me a package via FedEX but that was because I left my license plate on the car I traded in and the dealership was hours away so I had them ship it to me. The dealership said I should have recieved both in one package but I didn't.
Another thing is that they printed out the tracking number and showed that it was dropped off at my house BUT THERE WAS NO SIGNATURE REQUIRED ON A LEGAL DOCUMENT!!! So FEDEX dumped it on my pourch. I called them out on it and they refused to deal with me further and booted me out of the dealership and won't even take my calls anymore. Furthermore I have no title and had to pay the in state dealership $216 dollars to get a dupilcate copy of the title that I supposedly recieved since I did sign a paper saying that I could provide a title at the time of the trade in.
So since I traded in the vehicle before I registered it I never payed taxes and now the dealership is saying I'm getting penalized by the thousands each month cause I never payed it because I never got a bill because I traded the vehicle in before ever registering it. I don't know what to do and have a huge headache over this and I think some kind of legal action should be taken against the out of state dealership since they screwed me and I caught their mistake but they refuse to acknowledge it. Any help is greatly appreciated.
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You Live in State X.
You traveled to State Y, and bought car A.
You drove Car A back to state X, and after a while, decided you didn't like it.
So you traded in Car A for Car B, at a dealership in State X.
Dealership in State X charged you $216 so they could get a title for Car A.
Is that correct?
Now, is it the dealer in State X or the Dealer in State Y that says you're going to pay registration fines?
Honestly, I don't believe you will pay any registration fines.
You don't own that car, and you aren't going to be the next owner that registers it. That's when you would get hit with any fines, anyway.
You Live in State X.
You traveled to State Y, and bought car A.
You drove Car A back to state X, and after a while, decided you didn't like it.
So you traded in Car A for Car B, at a dealership in State X.
Dealership in State X charged you $216 so they could get a title for Car A.
Is that correct?
Now, is it the dealer in State X or the Dealer in State Y that says you're going to pay registration fines?
Honestly, I don't believe you will pay any registration fines.
You don't own that car, and you aren't going to be the next owner that registers it. That's when you would get hit with any fines, anyway.
You're in the clear, don't worry about it.
BC.
Yes you are correct. About the taxes..... the dealership in my state told me that I would be penalized cause I never registered the vehicle hence I never payed the taxes on the car. My dad told me the same thing you did. That I shouldn't have to pay those taxes since the dealership never included it into the loan. He says that it's their fault but is not positive since he has never been in a situation like this.
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You should be able to get replacement titles from either state.
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dealership is trying to get you to pay for their failure to confirm everything before the deal was finialized. They have the car and its their problem. The dealerships best bet is to sale this car in yet another state at aution.
dealership is trying to get you to pay for their failure to confirm everything before the deal was finialized. They have the car and its their problem. The dealerships best bet is to sale this car in yet another state at aution.
I know they failed at something just not right that I have to pay for it.
You say you took out a loan on the first car. The bank should have the title then with a lein on it pending completion of loan payments. Right?
Right. I contacted the bank and asked why they never called me about this and they told me that they have been dealing with the dealership. According to them they never recieved the title from the dealership hence why they never bothered me about it because I shouldn't have it and the bank doesn't either so that's why I'm pointing the finger at the dealership saying they are screwing me.
The dealership called me a few times asking me why I never registered the car and I told them I traded the car before it came time to register the vehicle. They then said ok then the lein holder has everything and they havn't bothered me in about two weeks about it.
Now the dealership that I traded that car into said that they have sold my trade in and they need a title to that car now. Why they wait till the last minute I have no idea. So they called me into the dealership and I brought all the paperwork I had on my trade in. They tried to be as civil as possible with me but you could tell that they where pretty livid about the situation as was I. They said that they have been working with the dealership I bought the car from for the past couple of months and where getting no where with them and they where refusing to help them out on the situation. They tried contacting my lein holder and everything but no one has a title on the car. I refused to pay anything and got very livid with them and they did with me as well. They basically are saying I have the title even though I had all the paperwork with me but had no title. They said that I was inresponsible and lost the title and I was responsible to pay to get a duplicate title. I'm not an inresponsible person and still have all the paperwork on every car I have owned. Someone somewhere has messed up and trying to cover their tracks and blame everything on me. I have no proof to go by and the proof the dealership is giving me is hardly proof at all and they changed their story on me. So basically the dealership I bought the car I'm driving now doesn't care about my situation they just want the title. The bank only knows that they don't have the title and wants me to work it out with the dealership. The dealership says that I have the title and won't deal with me further. Yelling doesn't help cause I already tried that and they will either hang up on you or just boot you out of the dealership.
Everyone says that I'm fighting a losing battle but I'm determined to get some kind of justice. Hiring a lawyer is out of the question cause that's gonna cost a lot more money that what I had to pay. That's why I'm coming to you guys about this cause I don't know what to do. Both dealerships are pointing the finger at me and the bank has no idea whats going on.
Simply tell them you don't have the title and have a nice life. Wash your hands of the whole thing. You have the new car already. Let the dealerships and bank work it out. They certainly have the means and can afford to get another title themselves.
Simply tell them you don't have the title and have a nice life. Wash your hands of the whole thing. You have the new car already. Let the dealerships and bank work it out. They certainly have the means and can afford to get another title themselves.
Yeah well that's what I basically did at first until they threw the contract I signed in order to get the car. Apparently I agree to supply them with the title to the car when I traded it in. It was in the fine print and they even highlighted it for me. They normally wouldn't go to these extremes because they usually contact the lein holder for the title and all is well but in this case it wasn't and I was a last ditch effort. They told me if I didn't get that title they could legally have that car impounded until I provided it to them. Guess dealerships these days could care less about a returning customer or losing a couple hundred dollars even though they made a couple grand off my trade in. Guess I will just pay cash for a car from now on even if it means I gotta downgrade a bit.
When I bought my 8 from Ohio while living in Rhode Island, I had the bank send the check and bank side documentation to the dealer, and the dealer sent the OHIO title to the bank. I picked up the car, and never saw a physical title until I registered it in RI and got a RI title.
The dealer in Illinois should have sent that title straight to the bank. Doing ANYTHING else, including handing it you, is a screw on up on their end. EVEN IF you had the title, it would be the original Illinois title, not an Indiana title. Indiana would need to re-issue one to the bank (or the new dealer in this case).
Keep tabs on it so you are aware if someone figures out a way to try to make it land back on you, but it sounds like your bank agrees with you in general and you don't have anything stuck on you. Even if it came to legal blows, your copies of the two bill of sales would be all the legal proof that you need to say "it's not my problem."
When I bought my 8 from Ohio while living in Rhode Island, I had the bank send the check and bank side documentation to the dealer, and the dealer sent the OHIO title to the bank. I picked up the car, and never saw a physical title until I registered it in RI and got a RI title.
The dealer in Illinois should have sent that title straight to the bank. Doing ANYTHING else, including handing it you, is a screw on up on their end. EVEN IF you had the title, it would be the original Illinois title, not an Indiana title. Indiana would need to re-issue one to the bank (or the new dealer in this case).
Keep tabs on it so you are aware if someone figures out a way to try to make it land back on you, but it sounds like your bank agrees with you in general and you don't have anything stuck on you. Even if it came to legal blows, your copies of the two bill of sales would be all the legal proof that you need to say "it's not my problem."
Well if they impounded my car then it's a very big issue and I might have to kill someone. Read my above post.
Yeah, I was typing my reply while you posted that and it didn't show your post until I clicked "post"
So the $216 for the duplicate title. What did you do with that title? Are they refusing to take it?
I never got the title and why should I get the title when I took out a loan on the car. My lein holder should have it but they claim they never recieved it from the dealership and the dealership says I have it when I don't.
Explain exactly how you "got it" and what happened with it. I'm largely confused regarding that.
Is this duplicate title
A) the same title as the one that the original dealer claims to have sent you?
Or B) is this a duplicate title one you got AFTER this mess started?
Using the word "duplicate" makes it sound like option B, but your last post makes it sound like option A
I'm not sure how it works but I didn't have a title and the only way to get a title that is missing is to pay the state of Illinois the $216 dollars to find the title they have on file and make a duplicate copy of it since the other one is "lost". All I did was pay the dealership the money and they took care of the rest.
In post #7 you said that you paid $216 for a duplicate title. Doesn't that take care of the problem? Other than you being out $216?
If there are issues with DMV over whether the car was ever registered or you owed sales tax, talk to whichever DMV you think you have problems with. Don't take that dealer's word for it. It's pretty likely, though, that you owe your state sales tax on the car you bought and immediately traded.
FWIW, here in Virginia a duplicate title costs $4.
Ken
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Yes you are correct. About the taxes..... the dealership in my state told me that I would be penalized cause I never registered the vehicle hence I never payed the taxes on the car. My dad told me the same thing you did. That I shouldn't have to pay those taxes since the dealership never included it into the loan. He says that it's their fault but is not positive since he has never been in a situation like this.
I bought a car in Florida and got a temp regis, I paid 4% tax (Fl Rate). I drove the car to NY and when I went to register it there, I had to pay the difference between the higher NY State tax and the Tax I paid in Florida. I don't recall any extra registration fees.
You would have to see your bank re the loan and then contact DMV with a lein release to get a new copy of a clean title. In NY that takes about a week,
I'm not sure how it works but I didn't have a title and the only way to get a title that is missing is to pay the state of Illinois the $216 dollars to find the title they have on file and make a duplicate copy of it since the other one is "lost". All I did was pay the dealership the money and they took care of the rest.
^this post...
Does not answer a single question in this post V
Quote:
Originally Posted by RIWWP
So this duplicate title that you got.
Explain exactly how you "got it" and what happened with it. I'm largely confused regarding that.
Is this duplicate title
A) the same title as the one that the original dealer claims to have sent you?
Or B) is this a duplicate title one you got AFTER this mess started?
Using the word "duplicate" makes it sound like option B, but your last post makes it sound like option A
In post #7 you said that you paid $216 for a duplicate title. Doesn't that take care of the problem? Other than you being out $216?
If there are issues with DMV over whether the car was ever registered or you owed sales tax, talk to whichever DMV you think you have problems with. Don't take that dealer's word for it. It's pretty likely, though, that you owe your state sales tax on the car you bought and immediately traded.
FWIW, here in Virginia a duplicate title costs $4.
Ken
Yeah it takes care of my problem but I don't like giving away money cause of someone elses mistake.
No one has contacted me yet about the sales tax. The dealership told me that I would be penalized every month cause I havn't paid the sales tax yet but I'm not getting no bill in the mail or anyone calling me about it.
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