BLAH! Thast all i have to say about that...So evidently I've been a "victim" so now we're trying to figure it all out!

I REFUSED to give my social over the phone to the lady just in case she was "in" on it all...so she turned into a HUGE bitch towards me. that was fun...then my mom made some phone calls, and then of course, reported it to the FBI dudes and such.

Needless to say--this is just annoying (sigh)


/end vent

Same thing happened to my mom. We made police reports and everything but its still the same. The company is still giving us the same fucking calls everyday.

Ack what happend Morgan?!?!? Any idea how it happened? Internet? Random place you used your credit card?

Hope everything gets solved quickly for ya. If it was a bank credit card ask to talk to their fraud dept manager and I dunno... ><!

My brother had his bank accounts drained to an offshore account in 300 - 800 dollar increments until it was gone over 2 days.

My brother had his bank accounts drained to an offshore account in 300 - 800 dollar increments until it was gone over 2 days.

One word...ouch. Hope his bank was able to trace down who did it.

One word...ouch. Hope his bank was able to trace down who did it.

The accounts were offshore and closed when he realized it. Needless to say he was screwed, except that is why bank accounts are federally insured. He got his money back, it just took some time.

The sucky part was he had his savings account linked to his checking, so when the checking was empty the bank kept transferring money from his savings to cover it all....

Morgan,

Seems to me you over-reacted. If you were concerned the caller was in on it, you should have called your credit card company at the number on the card to ensure you were dealing with them. Not rocket science. I've had it happen a couple of times unfortunately. Both times the credit card companies caught it, and were able to stop it before it had an impact on me. The last time, I had to file an affadavit with the company stating I didn't make the charges.

I asked the company the last time it happened what they thought the deal was. They said they think someone got my numbers and transferred them to the magnetic strip on a blank card, as the transactions were a swipe in a brick and mortar store (4 different wal-marts) in my last case.

Morgan,

Seems to me you over-reacted. If you were concerned the caller was in on it, you should have called your credit card company at the number on the card to ensure you were dealing with them. Not rocket science. I've had it happen a couple of times unfortunately. Both times the credit card companies caught it, and were able to stop it before it had an impact on me. The last time, I had to file an affadavit with the company stating I didn't make the charges.

I asked the company the last time it happened what they thought the deal was. They said they think someone got my numbers and transferred them to the magnetic strip on a blank card, as the transactions were a swipe in a brick and mortar store (4 different wal-marts) in my last case.


OH! I forgot to mention...It's for a credit card I DONT OWN. So um, that was a problem in getting the number off of a card..that i don't have...with a credit card number that i don't know..*sigh*

About six years ago my stepdad had his credit card number stolen from travel agency records. Apparently the travel agency was moving offices and an employee of the company they hired to move all their stuff had stolen some boxes of records. We found out about it when a jewelry store in Hawaii called trying to verify some transaction for a bunch of high-end watches that this guy wanted shipped to an address in New York. So, we live in Oregon, a guy in Philadelphia (where my stepdad was working and where the records were stolen from) is trying to buy watches from Hawaii and have them shipped to a P.O. Box in New York. They did end up catching the guy, but I don't know what ever came of it, as we never heard. No fraudulent charges ever went through.



Anyway, that really sucks Morgan!!! Sucks even worse that you don't own the card!!! :mad:

My brother had his bank accounts drained to an offshore account in 300 - 800 dollar increments until it was gone over 2 days.
Exact same thing happened to me:/

Use it to your advantage

Get a whole bunch of credit cards and say they werent yours!

you can get some shiny new things for your 8!

check your credit history. happened to me pretty recently too, no damage done though, credit card company and the internet seller traced it down before i even noticed.

BLAH! Thast all i have to say about that...So evidently I've been a "victim" so now we're trying to figure it all out!

I REFUSED to give my social over the phone to the lady just in case she was "in" on it all...so she turned into a HUGE bitch towards me. that was fun...then my mom made some phone calls, and then of course, reported it to the FBI dudes and such.

Needless to say--this is just annoying (sigh)


/end vent
the credit card companies have loss prevention/fraud departments so i'd say try to call the company and get to one of them. I hope you have a good company, a lot of them will help ya out greatly. Heck one of mine calls me when i spend more than i usually do to see if everytihng is allright...i think its too much but it does give peace of mind.

The accounts were offshore and closed when he realized it. Needless to say he was screwed, except that is why bank accounts are federally insured. He got his money back, it just took some time.

The sucky part was he had his savings account linked to his checking, so when the checking was empty the bank kept transferring money from his savings to cover it all....
for the record banks are federally insured not to prevent theft but to primarily revent runs on banks like those that occurred during the stock market crash in 1929.

Should be no problem to get all your money back if you use a good bank. If you have any trouble at all, even if they hold you liable for the first $50 stolen, I'd say shop around for a new bank.

My wife had her whole wallet stolen once (in Portland, Oregon bunnygirl). The damage was over $3,000 per card on two credit cards *and* on the checking account debit card (which drained the checking account - no rent money for us).

The theft occurred about 10pm Friday night.
We discovered the theft about 10am Saturday morning.
We contacted all three banks over the next half hour and had every fraudulent charge removed immediately and new cards on the way - on a Saturday.
Plus, I found my wife's wallet with driver's license and Social Security card inside at the trash dumpsters for our apartment complex that morning.

Kudos to USAA Federal Savings Bank (sorry folks, members only), First Technology Credit Union in Hillboro, Oregon and Citibank (though I have since closed my Citibank account after coming to hate them for other reasons).

However, what irritated me then and now is that none of the banks wanted to pursue the criminals *and* the local police cared even less. The banks reversed all of the charges to the merchants (didn't check ID, couldn't show this-or-that process followed) thus the banks were out almost zero dollars. None of the merchants had lost enough on any one charge to care so they didn't drive the local police to follow-up either.

I've actually gotten ID theft'ed twice. It sucks because you have to fill out a bunch of paperwork, but the second time (with a different card) they were pretty good about it. Found all these charges in a city 300 miles away from me. Fraud dept. called me & immediately closed down that card. Recently when I bought my new engine they called me, that was cool. I would rather have them put a hold on large orders these days, then get frauded again.